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Overall rating for Aspire Federal Credit Union
Opening hours for Aspire Federal Credit Union
Monday: 9:00 AM – 5:15 PM
Tuesday: 9:00 AM – 5:15 PM
Wednesday: 9:00 AM – 5:15 PM
Thursday: 9:00 AM – 5:15 PM
Friday: 9:00 AM – 5:15 PM
Saturday: Closed
Sunday: Closed
👍 Bad Credit? You're Welcome to Apply!
We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.
🕒 Instant Decision
With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!
✅ Easy Approval
Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.
If you are looking for reliable financial services like payday loans in Clark, New Jersey, Aspire Federal Credit Union can provide fast payday advance loans near you. All the information is available below, including interest rates, loan requirements, office addresses, phones, reviews, and more.
Aspire Federal Credit Union is a direct lender with easy approval for everyone. Even if you have bad credit, Aspire Federal Credit Union can offer you a loan with no credit check and probably no bank account. All you have to do is go to their website or to the office at 67 Walnut Ave 401, Clark, NJ 07066, USA and apply for a quick loan via a short 5-minute application.
Having an overall rating of 3.7, Aspire Federal Credit Union is loved (or hated) by 20 users, who got their emergency loans same day (or next day) after submitting an application.
Disclaimer: We do not represent Aspire Federal Credit Union and can’t know for sure if you’ll get guaranteed approval if you apply directly on their site or in the office. But from our experience, people who submit a quick application through our website have a ~95% approval rate. It’s up to you to decide.
Aspire Federal Credit Union contact info
| Name: | Aspire Federal Credit Union |
|---|---|
| Address: | 67 Walnut Ave 401, Clark, NJ 07066, USA |
| Phone: | (888) 322-3732 |
| Website: | https://aspirefcu.org/ |
Aspire Federal Credit Union offices locations on the map
Aspire Federal Credit Union rates and requirements for payday loans
| MIN Loan Amount | $100 |
|---|---|
| MAX Loan Amount | $5000 |
| MIN. Loan Term | 7 days |
| MAX. Loan Term | 60 days |
| Credit score requirements | Available for Bad Credit |
| Credit Check | No Credit Check |
Aspire Federal Credit Union's Reviews
This has been my credit union for 1o years. I wish they didn't decide to close on Saturdays. They also need more shared branches.
I love the one on one attention the member service Representatives and consultants like Susan Aronowitz and Shakyra Thorne give me! They're knowledgeable and give you sound advice when needed!
Horrible credit union Dont bank with them my husband got got recommended to this bank horrible horrible horrible stay away from them. Horrible customer service never willing to help. Rude.
TL;DR: Good for loans (auto, personal, etc.), horrible for banking. Over the past few years, my banking experience with Aspire FCU has not been a great experience - mainly because of their SUPER tight restrictions with their mobile check deposit. I have encountered many issues with depositing a check via the mobile app and because it's not endorsed correctly, they reverse it out of my account or if the date is wrong, they reject and reverse the deposit out of my account. Out of the many financial institutions I hold a checking account with, this credit union is the only one that I have experienced these type of issues with. Just last night, I deposited a check via the mobile app dated 7/25, but because the actual picture deposit transaction happened on 7/24, on 7/25 they reviewed, rejected and reversed the deposit back out because it has the date 7/25 and not 7/24 or earlier. I think that is crazy! When it came to endorsing the back of checks, in the past, because I didnt specifically write "For mobile deposit to Aspire FCU" - if I write "For Deposit Only" - not including "mobile" or simply endorsing the check with my signature, it will get reversed out of the account. Another super tight rule that I have not experienced with other banks. Their ePower checking account recently had changes too. If you dont use your debit card at least once a month, they will charge you a monthly fee. This went into effect in June and this month (July) I was charged a service fee. I have since closed my checking being that (1) I don't live close to the credit union any longer and it was an account that I used to pay one bill a month to keep it active, (2) it has become more inconvenient than easy to do banking with this credit union over the past few years - every other bank uses Zelle, they still use PopMoney. They aren't even keeping pace with the mobile and transactional features other credit union and banks offer to make banking on the go easier and more convenient. As for the mobile check deposit issue, I understand that regulations has prompted Aspire to enact new rules around mobile check deposit, but out of my other institutions, Aspire has been extremely strict and is the only one that has rejected/reversed checks because of the reasons mentioned above. I will now only use them for loans as I have never had any issues with those type of products and their rates are competitive.
I enjoy the one on one attention