Financial Resources Federal Credit Union in Bridgewater Township, New Jersey

Stay away from this company! They purposefully do not pull payments, destroy credit ratings, and build interest on loans to collect future debts despite contacting them countless times over the phone for payments/automatic withdrawals.

They are the worst! Do not use these people from the fact they can’t even provide a correct loan schedule. I have spent numerous amounts of time trying to get the correct balances etc. Amazing as to their ability to survive. I am paying off my loan out of sheer exhaustion.

Worse bank ever! Will be switching once I find a better bank that assist with customer services issue. FCU has no understandable employees especially Craig the supervisor. Seeing few reviews from here, I agree too many and mainly rude service.-Cynthia

Great customer service and car loan apr the lowest i can get

This year after moving states, I had to make a few large withdrawals. FRFCU noticed my transactions were unusual and the Fraud department immediately put a lock on my card. I called in and I had to verify my information with unprofessional agents, but after many incompetent failure on their part and many unnecessary calls on my part, finally they restored my account. Not to mention every time I called the Fraud department they could not find my information. Uh? why did Bridgewater FRFCU transfer me to them or gave me their number??? For the past 4 to 6 months, I noticed whenever I got Craig, at Bridgewater, he would handle my calls rudely before he even verified me to go into my account. When I could finally get past the intimidation air he would deliberately create to discourage from getting helped, I would then tell him I have a secure loan and the payments on it must be done from my bank account from the main office. I have never seen this man but for some reason, I feel targetted. About 2 weeks ago, he picked up my call, and when he identified himself. I quickly told him that this payment must be done from that office from my account. He goes oh (knowing very well, what I meant) and he said hold on; to my surprise he transferred me to the credit card company. Craig is a Manager; he knows very well payments made by them onto my secure loan card is free, but if the credit card does this transaction, they charge me a transaction fee. Since my first complaint against him (which needed to be done, because the way he handled my very first call with him was so uncomfortably strange that I thought I had dialed the wrong place), he always tries to transfer me to the credit card company. Perhaps my accent gives away my nationality or my race hmmm, but there is definetely an irrational reason for this man to have it in for someone he has never seen and who has never provoked him. Over a week ago, after I filed a second complaint against him, the next day, my card was supposedly hacked. When I called the Fraud department, the lady verified the charges and location, then she told me all of the charges were denied because the perpetrator did not have my cvv. I told her that I needed access to my card immediately, and she said to call Bridgewater. The next day I called Bridgewater to see if they could expedite my new card. Fyi, there are reasons I use/rely only on this card. Anyway, feeling suspicious, I asked the agent to tell me the charges that were denied, and to my surprise the charges she mentioned were not the same that the Fraud department had told me. I then told her that I did not believe that my card got hacked and that I thought it had everything to do with my complaint against Craig. I didnt expect her to agree or disagree, in fact that agent handled the call well. Generally most of them are helpful. I am now heading toward the 2 week without access to my money only because they would not send it at their cost. I am told if I need the card to be sent quickly through secure/trackable channels I would have to pay 50 (some lame explanation about we have to make the card; as if when they send it for free, they do have to remake the card). A long time ago, when I first opened up this account, this bank ran efficiently and staff was so helpful and pleasant, now I have to deal with retaliation by a Manager, agents at the Fraud department who think their job is to intimidate when they see you are at their mercy to get access to your card, and some agent by the name of Day who asks me with an attitude, Are you upset? Do you think I am upset (some street tone, while I am obviously upset that I am still waiting for my card) To be honest, I think Craig used his managerial influence to inconvenience me. Xmas is in a few days, I havent had money for over a week and it looks like I will be without money for Xmas. I ALWAYS get their letters in a few days, I am sure Craig has is the root cause of this and to show me their power, they did send the card, hoping to force me to pay 50$ to get my card.