Payday Loans in Detroit

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  • Loans up to $5000
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👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW?

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Detroit, Michigan?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a quick loan in Michigan if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Detroit, Michigan?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Detroit, Michigan?

The maximum amount of money you can get on a payday loan in Detroit, Michigan is $600, and the maximum term is 31 days. The finance charge fees and/or interest rates (APR) if specified can go up to 15% (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $600
Minimum Loan Term 7 days
Minimum Loan Term 31 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Detroit, Michigan?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Detroit, Michigan with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Detroit, Michigan with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What are payday loans that accept unemployment benefits in Detroit, Michigan near you?

If you're unemployed and you urgently need some cash to cover the monthly budget gap, there's a chance for you too. Submit your info via the form on our website (click the Apply Now button) and we will make sure one of our ending partners will help you within 1 working day.

There are some things you should know though. First, you need to make sure you can repay the loan and prepare some proof of income (anything will do). It will make sure a whole lot easier for you and for the lender if you could do that. Second, did you calculate the risks? The payday loans rates are pretty aggressive nowadays. They can help in bad hour but they can also make your life a nightmare if you fail to repay it in time. Please, think twice and make an weighted decision.

When we say you're gonna need a "proof of income" it doesn't necessarily have to be a paycheck (you're unemployed, duh!) but any reliable source of income:

  • Alimonies
  • Rental property income
  • Unemployment benefits
  • Disability payments
  • Social Security income
  • Child support
  • etc.

If you have any of the alternative source of income, you already may qualify for an online loan. But even if you don't have any of the abovementioned income sources, you still can apply! It doesn't hurt to try, right! Our lender partners are very loyal to our clients and gladly will consider your application.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Detroit, Michigan:

Advance America Payday Loans Picture

Advance America

5
★★★★★
Based on 54 Google reviews
Name: Advance America
Address: 14383 Gratiot Ave, Detroit, MI 48205, USA
Phone: (313) 527-4577
Website: https://advanceamerica.net/store-locations/michigan/14383-gratiot-ave-detroit-48205
Advance America Payday Loans Picture

Advance America

5
★★★★★
Based on 13 Google reviews
Name: Advance America
Address: 15405 Gratiot Ave Ste. 150, Detroit, MI 48205, USA
Phone: (313) 371-0229
Website: https://advanceamerica.net/store-locations/michigan/15405-gratiot-ave-ste-150-detroit-48205
Advance America Payday Loans Picture

Advance America

5
★★★★★
Based on 17 Google reviews
Name: Advance America
Address: 15234 Wyoming Ave, Detroit, MI 48238, USA
Phone: (313) 934-2480
Website: https://advanceamerica.net/store-locations/michigan/15234-wyoming-st-detroit-48238
Advance America Payday Loans Picture

Advance America

5
★★★★★
Based on 104 Google reviews
Name: Advance America
Address: 19135 Telegraph Rd, Detroit, MI 48219, USA
Phone: (313) 794-7081
Website: https://advanceamerica.net/store-locations/michigan/19135-telegraph-road-detroit-48219
Cash Giant Payday Loans Picture

Cash Giant

5
★★★★★
Based on 3 Google reviews
Name: Cash Giant
Address: 16443 Harper Ave, Detroit, MI 48224, USA
Phone: (313) 882-9666
Website: https://No website
Cash Giant Payday Advance Payday Loans Picture

Cash Giant Payday Advance

5
★★★★★
Based on 1 Google reviews
Name: Cash Giant Payday Advance
Address: 16443 Harper Ave, Detroit, MI 48224, USA
Phone: (313) 882-9666
Website: https://No website
Advance America Payday Loans Picture

Advance America

5
★★★★★
Based on 28 Google reviews
Name: Advance America
Address: 10606 W Seven Mile Rd, Detroit, MI 48221, USA
Phone: (313) 345-3662
Website: https://advanceamerica.net/store-locations/michigan/10606-w-seven-mile-rd-detroit-48221
Mbm Check Cashing Payday Loans Picture

Mbm Check Cashing

5
★★★★★
Based on 30 Google reviews
Name: Mbm Check Cashing
Address: 15170 Gratiot Ave, Detroit, MI 48205, USA
Phone: (313) 372-8020
Website: https://paydayloanservices.org/
Cash Connection Payday Loans Picture

Cash Connection

5
★★★★★
Based on 7 Google reviews
Name: Cash Connection
Address: 11600 Kelly Rd, Detroit, MI 48224, USA
Phone: (313) 521-0800
Website: https://cashconnection.us/
Superior Lending Group Payday Loans Picture

Superior Lending Group

5
★★★★★
Based on 1 Google reviews
Name: Superior Lending Group
Address: 615 Griswold St, Detroit, MI 48226, USA
Phone: (313) 285-8396
Website: https://expressloansofamerica.com/
Check `n Go Payday Loans Picture

Check `n Go

4.9
★★★★★
Based on 57 Google reviews
Name: Check `n Go
Address: 16930 Meyers Rd, Detroit, MI 48235, USA
Phone: (313) 864-2600
Website: https://locations.checkngo.com/michigan/detroit/16930-meyers-road
Check `n Go Payday Loans Picture

Check `n Go

4.9
★★★★★
Based on 97 Google reviews
Name: Check `n Go
Address: 18505 Grand River Ave, Detroit, MI 48223, USA
Phone: (313) 270-4349
Website: https://locations.checkngo.com/michigan/detroit/18505-grand-river-avenue
Advance America Payday Loans Picture

Advance America

4.9
★★★★★
Based on 39 Google reviews
Name: Advance America
Address: 8000 Outer Dr W, Detroit, MI 48235, USA
Phone: (313) 387-4463
Website: https://advanceamerica.net/store-locations/michigan/8000-w-outer-dr-detroit-48235
Check `n Go Payday Loans Picture

Check `n Go

4.9
★★★★★
Based on 56 Google reviews
Name: Check `n Go
Address: 8750 M-102 Unit 100A, Detroit, MI 48234, USA
Phone: (313) 891-1300
Website: https://locations.checkngo.com/michigan/detroit/8750-8-mile-road
Advance America Payday Loans Picture

Advance America

4.9
★★★★★
Based on 21 Google reviews
Name: Advance America
Address: 18345 Plymouth Rd, Detroit, MI 48228, USA
Phone: (313) 270-2966
Website: https://advanceamerica.net/store-locations/michigan/18345-plymouth-rd-detroit-48228
Check `n Go Payday Loans Picture

Check `n Go

4.9
★★★★★
Based on 210 Google reviews
Name: Check `n Go
Address: 13338 E Jefferson Ave, Detroit, MI 48215, USA
Phone: (313) 331-5500
Website: https://locations.checkngo.com/michigan/detroit/13338-east-jefferson-avenue
Advance America Payday Loans Picture

Advance America

4.9
★★★★★
Based on 75 Google reviews
Name: Advance America
Address: 10772 Gratiot Ave, Detroit, MI 48213, USA
Phone: (313) 924-0058
Website: https://advanceamerica.net/store-locations/michigan/10772-gratiot-ave-detroit-48213
Advance America Payday Loans Picture

Advance America

4.9
★★★★★
Based on 34 Google reviews
Name: Advance America
Address: 13601 W 7 Mile Rd, Detroit, MI 48235, USA
Phone: (313) 342-1060
Website: https://advanceamerica.net/store-locations/michigan/13601-w-7-mile-road-detroit-48235
Check `n Go Payday Loans Picture

Check `n Go

4.8
★★★★★
Based on 56 Google reviews
Name: Check `n Go
Address: 3163 E Jefferson Ave, Detroit, MI 48207, USA
Phone: (313) 568-4000
Website: https://locations.checkngo.com/michigan/detroit/3163-east-jefferson-avenue
Check `n Go Payday Loans Picture

Check `n Go

4.8
★★★★★
Based on 63 Google reviews
Name: Check `n Go
Address: 14305 Greenfield Rd, Detroit, MI 48227, USA
Phone: (313) 659-3000
Website: https://locations.checkngo.com/michigan/detroit/14305-greenfield-road
Advance America Payday Loans Picture

Advance America

4.8
★★★★★
Based on 23 Google reviews
Name: Advance America
Address: 4407 Livernois, Detroit, MI 48210, USA
Phone: (313) 899-4139
Website: https://advanceamerica.net/store-locations/michigan/4407-livernois-avenue-detroit-48210
Check `n Go Payday Loans Picture

Check `n Go

4.8
★★★★★
Based on 29 Google reviews
Name: Check `n Go
Address: 21741 Eight Mile Rd, Detroit, MI 48219, USA
Phone: (313) 534-1663
Website: https://locations.checkngo.com/michigan/detroit/21741-west-8-mile-road
Check `n Go Payday Loans Picture

Check `n Go

4.7
★★★★★
Based on 47 Google reviews
Name: Check `n Go
Address: 14306 Gratiot Ave, Detroit, MI 48205, USA
Phone: (313) 521-3146
Website: https://locations.checkngo.com/michigan/detroit/14306-gratiot-avenue
Check `n Go Payday Loans Picture

Check `n Go

4.7
★★★★★
Based on 56 Google reviews
Name: Check `n Go
Address: 14321 Livernois, Detroit, MI 48238, USA
Phone: (313) 834-3000
Website: https://locations.checkngo.com/michigan/detroit/14321-livernois-avenue
Advance America Payday Loans Picture

Advance America

4.7
★★★★★
Based on 17 Google reviews
Name: Advance America
Address: 3440 E Jefferson Ave, Detroit, MI 48207, USA
Phone: (313) 567-0709
Website: https://advanceamerica.net/store-locations/michigan/3440-east-jefferson-ave-detroit-48207
Advance America Payday Loans Picture

Advance America

4.3
★★★★★
Based on 11 Google reviews
Name: Advance America
Address: 14640 Mack Ave, Detroit, MI 48215, USA
Phone: (313) 821-5128
Website: https://advanceamerica.net/store-locations/michigan/14640-mack-ave-detroit-48215
Quicken Loans Payday Loans Picture

Quicken Loans

4.2
★★★★★
Based on 1253 Google reviews
Name: Quicken Loans
Address: 1050 Woodward Ave, Detroit, MI 48226, USA
Phone: (800) 769-6133
Website: https://quickenloans.com/
Cash Connection Payday Loans Picture

Cash Connection

1.9
★★★★★
Based on 8 Google reviews
Name: Cash Connection
Address: 2646 E Jefferson Ave, Detroit, MI 48207, USA
Phone: (313) 393-7101
Website: https://cashconnection.us/
Cash Giant of Southfield Payday Loans Picture

Cash Giant of Southfield

0
★★★★★
Based on 0 Google reviews
Name: Cash Giant of Southfield
Address: 21900 W Seven Mile Rd, Detroit, MI 48219, USA
Phone: (313) 535-6811
Website: https://fastloans.club/
Max Payday Loans Detroit Payday Loans Picture

Max Payday Loans Detroit

0
★★★★★
Based on 0 Google reviews
Name: Max Payday Loans Detroit
Address: 555 Shelby St 27, Detroit, MI 48226, USA
Phone: (313) 351-0116
Website: https://michigan.quick-cash.pro/quick-cash-detroit.html
Cash Now Payday Loans Picture

Cash Now

0
★★★★★
Based on 0 Google reviews
Name: Cash Now
Address: 2974 W Davison St, Detroit, MI 48238, USA
Phone: (313) 252-1900
Website: https://cashnowmi.com/
Non Profit Finance Fund Payday Loans Picture

Non Profit Finance Fund

0
★★★★★
Based on 0 Google reviews
Name: Non Profit Finance Fund
Address: 645 Griswold St 2202, Detroit, MI 48226, USA
Phone: (313) 965-9145
Website: https://No website
Advantage Cash Advance Payday Loans Picture

Advantage Cash Advance

0
★★★★★
Based on 0 Google reviews
Name: Advantage Cash Advance
Address: 7722 E 8 Mile Rd, Detroit, MI 48234, USA
Phone: (313) 422-8785
Website: https://paydayloanservices.org/
my michigan payday Payday Loans Picture

my michigan payday

0
★★★★★
Based on 0 Google reviews
Name: my michigan payday
Address: 407 E Fort St, Detroit, MI 48226, USA
Phone: (313) 908-5198
Website: https://mymichiganpayday.com/locations.html