Payday Loans in Lake Charles

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  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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*By filling out the form above, you will be routed to PaydayLoansinUsa.com’s loan request form.

👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Lake Charles, Louisiana?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a payday loan if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Lake Charles, Louisiana?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Lake Charles, Louisiana?

The maximum amount of money you can get on a payday loan in Lake Charles, Louisiana is $350, and the maximum term is 30 days. The finance charge fees and/or interest rates (APR) if specified can go up to 16.75% of the amount advanced (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $350
Minimum Loan Term 7 days
Minimum Loan Term 30 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Lake Charles, Louisiana?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Lake Charles, Louisiana with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Lake Charles, Louisiana with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Lake Charles, Louisiana:

IBERIABANK Payday Loans Picture

IBERIABANK

5
★★★★★
Based on 1 Google reviews
Address: 284 Sam Houston Jones Pkwy, Lake Charles, LA 70611, USA
Phone: (337) 312-7280
Website: https://iberiabank.com/personal
Check Into Cash Payday Loans Picture

Check Into Cash

5
★★★★★
Based on 1 Google reviews
Address: 2661 Derek Dr, Lake Charles, LA 70607, USA
Phone: (337) 474-0668
Website: https://local.checkintocash.com/la/lake-charles/2661-derek-drive-16018.html
Advance America Payday Loans Picture

Advance America

5
★★★★★
Based on 39 Google reviews
Address: 2480 N Martin Luther King Hwy, Lake Charles, LA 70601, USA
Phone: (337) 437-8294
Website: https://advanceamerica.net/store-locations/louisiana/2480-n-martin-luther-king-hwy-lake-charles-70601
Republic Finance Payday Loans Picture

Republic Finance

5
★★★★★
Based on 2 Google reviews
Address: 1700 E Prien Lake Rd Suite 2B, Lake Charles, LA 70601, USA
Phone: (337) 474-5200
Website: https://republicfinance.com/
American Cash Advance Payday Loans Picture

American Cash Advance

5
★★★★★
Based on 2 Google reviews
Address: 3210 Ryan St, Lake Charles, LA 70601, USA
Phone: (337) 433-8211
Website: https://americancashadvance.net/
World Finance Payday Loans Picture

World Finance

5
★★★★★
Based on 3 Google reviews
Address: 724 B E Prien Lake Rd, Lake Charles, LA 70601, USA
Phone: (337) 477-4494
Website: https://loansbyworld.com/
Mr Cash Payday Loans Picture

Mr Cash

5
★★★★★
Based on 3 Google reviews
Address: 1407 E Prien Lake Rd, Lake Charles, LA 70601, USA
Phone: (337) 478-0002
Website: https://No website
Steinco Financial Payday Loans Picture

Steinco Financial

5
★★★★★
Based on 1 Google reviews
Address: 1806 Common St, Lake Charles, LA 70601, USA
Phone: (337) 494-0762
Website: https://No website
Cash Cow Payday Loans Picture

Cash Cow

5
★★★★★
Based on 191 Google reviews
Address: 326 E Prien Lake Rd, Lake Charles, LA 70601, USA
Phone: (337) 477-7177
Website: https://cashcowlouisiana.com/louisiana-title-loan-locations/la0414/326-east-prien-lake-road/lake-charles/la/70601
Insta Cash Payday Loans Picture

Insta Cash

5
★★★★★
Based on 1 Google reviews
Address: 1850 Gerstner Memorial Dr A, Lake Charles, LA 70601, USA
Phone: (337) 312-5626
Website: https://instacashpawn.com/
Insta-Cash Payday Loans Picture

Insta-Cash

5
★★★★★
Based on 3 Google reviews
Address: 2620 Common St, Lake Charles, LA 70601, USA
Phone: (337) 421-0014
Website: https://instacashpawn.com/
Advance America Payday Loans Picture

Advance America

4.9
★★★★★
Based on 47 Google reviews
Address: 3453 Nelson Rd, Lake Charles, LA 70605, USA
Phone: (337) 474-6412
Website: https://advanceamerica.net/store-locations/louisiana/3453-nelson-road-lake-charles-70605
Advance America Payday Loans Picture

Advance America

4.8
★★★★★
Based on 49 Google reviews
Address: 2831 Gerstner Memorial Dr, Lake Charles, LA 70601, USA
Phone: (337) 477-6085
Website: https://advanceamerica.net/store-locations/louisiana/2831-gerstner-memorial-dr-lake-charles-70601
OneMain Financial Payday Loans Picture

OneMain Financial

4.8
★★★★★
Based on 4 Google reviews
Address: 1752 W Prien Lake Rd, Lake Charles, LA 70601, USA
Phone: (337) 477-6414
Website: https://onemainfinancial.com/branches/LA/Lake-Charles/70601/3896
Approved Cash Payday Loans Picture

Approved Cash

4.8
★★★★★
Based on 34 Google reviews
Address: 3204-G Gerstner Memorial Dr, Lake Charles, LA 70601, USA
Phone: (337) 562-2969
Website: https://approvedcashadvance.com/locations/lake_charles
OneMain Financial Payday Loans Picture

OneMain Financial

4.5
★★★★★
Based on 8 Google reviews
Address: 3100 Ryan St c, Lake Charles, LA 70601, USA
Phone: (337) 433-1256
Website: https://onemainfinancial.com/branches/LA/Lake-Charles/70601/547
Paycheck Loans Payday Loans Picture

Paycheck Loans

4.5
★★★★★
Based on 2 Google reviews
Address: 118 W Prien Lake Rd, Lake Charles, LA 70601, USA
Phone: (337) 474-7106
Website: https://No website
Moore Finance Payday Loans Picture

Moore Finance

4.2
★★★★★
Based on 5 Google reviews
Address: 2120 E Prien Lake Rd, Lake Charles, LA 70601, USA
Phone: (337) 436-7400
Website: https://moorefinancelc.com/
ACE Cash Express Payday Loans Picture

ACE Cash Express

4.1
★★★★★
Based on 15 Google reviews
Address: 1702 LA-14, Lake Charles, LA 70601, USA
Phone: (337) 436-3323
Website: https://acecashexpress.com/locations/louisiana/lake-charles/753
CSE Federal Credit Union Payday Loans Picture

CSE Federal Credit Union

3.6
★★★★★
Based on 11 Google reviews
Address: 1170 Sam Houston Jones Pkwy, Lake Charles, LA 70611, USA
Phone: (337) 477-2000
Website: https://csefcu.org/
Cash America Pawn Payday Loans Picture

Cash America Pawn

3.6
★★★★★
Based on 12 Google reviews
Address: 3214 Gerstner Memorial Dr, Lake Charles, LA 70601, USA
Phone: (337) 474-0875
Website: https://cashamerica.com/
Check Lenders of Lake Charles Payday Loans Picture

Check Lenders of Lake Charles

3.6
★★★★★
Based on 11 Google reviews
Address: 3311 Ryan St, Lake Charles, LA 70601, USA
Phone: (337) 477-2755
Website: https://No website
Pay-Day Loan Payday Loans Picture

Pay-Day Loan

3
★★★★★
Based on 4 Google reviews
Address: 303 W Prien Lake Rd, Lake Charles, LA 70601, USA
Phone: (337) 477-7999
Website: https://expressloansofamerica.com/
E Z Checkloans Inc Payday Loans Picture

E Z Checkloans Inc

3
★★★★★
Based on 2 Google reviews
Address: 3027 Gerstner Memorial Dr, Lake Charles, LA 70601, USA
Phone: (337) 721-7007
Website: https://No website
Payday Money of Lake Charles Payday Loans Picture

Payday Money of Lake Charles

3
★★★★★
Based on 2 Google reviews
Address: 1335 E Prien Lake Rd, Lake Charles, LA 70601, USA
Phone: (337) 478-8900
Website: https://paydayloanservices.org/
Tower Loan Payday Loans Picture

Tower Loan

2.7
★★★★★
Based on 12 Google reviews
Address: 1200 N Martin Luther King Hwy 150, Lake Charles, LA 70601, USA
Phone: (337) 480-9394
Website: https://towerloan.com/
Security Finance Payday Loans Picture

Security Finance

2.6
★★★★★
Based on 8 Google reviews
Address: 3239 Kirkman St a, Lake Charles, LA 70601, USA
Phone: (337) 477-6683
Website: https://security-finance.com/locations/lake-charles-la-0594/
Check Masters Payday Loans Picture

Check Masters

0
★★★★★
Based on 0 Google reviews
Address: 1100 E Prien Lake Rd, Lake Charles, LA 70601, USA
Phone: (337) 564-5043
Website: https://No website
Lake City Finance Inc Payday Loans Picture

Lake City Finance Inc

0
★★★★★
Based on 0 Google reviews
Address: 3022 Ryan St, Lake Charles, LA 70601, USA
Phone: (337) 494-1045
Website: https://No website
Mr Cash Payday Loans Picture

Mr Cash

0
★★★★★
Based on 0 Google reviews
Address: 303 W Prien Lake Rd, Lake Charles, LA 70601, USA
Phone: (337) 477-7999
Website: https://No website