Community Choice Credit Union photo
Overall rating for Community Choice Credit Union
Opening hours for Community Choice Credit Union
Monday: 9:00 AM – 5:00 PM
Tuesday: 9:00 AM – 5:00 PM
Wednesday: 9:00 AM – 5:00 PM
Thursday: 9:00 AM – 5:00 PM
Friday: 9:00 AM – 5:00 PM
Saturday: 9:00 AM – 12:00 PM
Sunday: Closed
👍 Bad Credit? You're Welcome to Apply!
We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.
🕒 Instant Decision
With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!
✅ Easy Approval
Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.
If you are looking for reliable financial services like payday loans in Johnston, Iowa, Community Choice Credit Union can provide fast payday advance loans near you. All the information is available below, including interest rates, loan requirements, office addresses, phones, reviews, and more.
Community Choice Credit Union is a direct lender with easy approval for everyone. Even if you have bad credit, Community Choice Credit Union can offer you a loan with no credit check and probably no bank account. All you have to do is go to their website or to the office at 8404 NW 62nd Ave, Johnston, IA 50131, USA and apply for a quick loan via a short 5-minute application.
Having an overall rating of 3.2, Community Choice Credit Union is loved (or hated) by 41 users, who got their emergency loans same day (or next day) after submitting an application.
Disclaimer: We do not represent Community Choice Credit Union and can’t know for sure if you’ll get guaranteed approval if you apply directly on their site or in the office. But from our experience, people who submit a quick application through our website have a ~95% approval rate. It’s up to you to decide.
Community Choice Credit Union contact info
| Name: | Community Choice Credit Union |
|---|---|
| Address: | 8404 NW 62nd Ave, Johnston, IA 50131, USA |
| Phone: | (515) 334-8100 |
| Website: | https://comchoicecu.org/unbank/locations/ |
Community Choice Credit Union offices locations on the map
Community Choice Credit Union rates and requirements for payday loans
| MIN Loan Amount | $100 |
|---|---|
| MAX Loan Amount | $5000 |
| MIN. Loan Term | 7 days |
| MAX. Loan Term | 60 days |
| Credit score requirements | Available for Bad Credit |
| Credit Check | No Credit Check |
Community Choice Credit Union's Reviews
In the last two weeks, the online banking service has been less that satisfactory. I have been told I am using a different vehicle to get on line when I am using my computer at home. This has happened three times in the past two weeks and there appears to be a problem with your new system. If you plan to keep customers who have been with you for over twenty years - you need to fix your system and recognize those of us who using on line system with little or no difficulty with the old system and yet you keep telling us the new system is better than the old. From my perspective it is NOT, in fact, it is worse than the service I have received in the past. Thank you for letting me offer my perspective and hope this matter can be rectified as soon as possible if not sooner!!!!!!!!!
Well I can say that the 1 star reviews are appropriate after my experience. The promise of zero fee accounts is not true. The checking account is set up by default to have paper statements per email from CCCU --" I have looked into your online banking and noticed the email is there, but the statement preference is still set to mail. You want to change that to electronic. I do apologize that you were not told about the paper statement fee. Every new member is set to receive paper statements by default and they must initiate the change to electronic. I will get with our new account representatives and encourage them to explain the statement process." WHY WOULD YOU OFFER FREE AND THEN SET UP THE ACCOUNT WITH A FEE SERVICE!!!?? Makes absolutely no sense. And then they just don't seem to care about your business. Which is fine. There are other banks and credit unions to choose from. Just really disappointing service across the board. The service rep had no interest in making this right for the customer. Just ehh... was the attitude I perceived from the emails. Oh well.
Social security Direct Deposits held for days for no reason.
First of all you have to go through an automated attendant, then you are put on hold for over 10 minutes before you get to talk to someone. In my case I could not logon to my account which they screwed up when the upgraded their system for the second time in less than a year, and their IT department is not smart enough to transfer password files so you have to reset your password every time. I am looking for another credit union or bank.
Their website was a joke prior to the upgrade and even the upgraded version is a joke. Called tech support and they just told me to call back later when I had time. Customer service is poor. Will be moving money asap to a different credit union!