Payday Loans in Cedar Rapids

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  • Simple online application
  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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*By filling out the form above, you will be routed to PaydayLoansinUsa.com’s loan request form.

👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Cedar Rapids, Iowa?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a payday loan if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Cedar Rapids, Iowa?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Cedar Rapids, Iowa?

The maximum amount of money you can get on a payday loan in Cedar Rapids, Iowa is $500, and the maximum term is 31 days. The finance charge fees and/or interest rates (APR) if specified can go up to 15% finance charge on the loan up to $100 and only 10% on subsequent $100 (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $500
Minimum Loan Term 7 days
Minimum Loan Term 31 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Cedar Rapids, Iowa?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Cedar Rapids, Iowa with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Cedar Rapids, Iowa with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Cedar Rapids, Iowa:

EZ Money Check Cashing Payday Loans Picture

EZ Money Check Cashing

5
★★★★★
Based on 31 Google reviews
Address: 266 Blairs Ferry Rd NE, Cedar Rapids, IA 52402, USA
Phone: (319) 363-2200
Website: https://cedar-rapids-ia-blairs.getezmoney.com/
Advance America Payday Loans Picture

Advance America

4.9
★★★★★
Based on 14 Google reviews
Address: 3135 Wiley Blvd SW Ste. 107, Cedar Rapids, IA 52404, USA
Phone: (319) 390-5800
Website: https://advanceamerica.net/store-locations/iowa/3135-wiley-blvd-sw-ste-107-cedar-rapids-52404
Advance America Payday Loans Picture

Advance America

4.9
★★★★★
Based on 16 Google reviews
Address: 3653 1st Ave SE Ste. 9, Cedar Rapids, IA 52403, USA
Phone: (319) 362-3380
Website: https://advanceamerica.net/store-locations/iowa/3653-first-ave-se-ste-9-cedar-rapids-52403
LPI Loans Payday Loans Picture

LPI Loans

4.8
★★★★★
Based on 150 Google reviews
Address: 4201 Glass Rd NE, Cedar Rapids, IA 52402, USA
Phone: (319) 393-0700
Website: https://lpiloans.com/
Academy Mortgage - Cedar Rapids Payday Loans Picture

Academy Mortgage – Cedar Rapids

4.8
★★★★★
Based on 30 Google reviews
Address: 1120 Depot Ln SE Suite 100, Cedar Rapids, IA 52401, USA
Phone: (319) 364-4992
Website: https://academymortgage.com/branch/cedarrapids
EZ Money Check Cashing Payday Loans Picture

EZ Money Check Cashing

4.8
★★★★★
Based on 80 Google reviews
Address: 323 Edgewood Rd NW, Cedar Rapids, IA 52405, USA
Phone: (319) 396-3520
Website: https://cedar-rapids-ia-edgewood.getezmoney.com/
Check Into Cash Payday Loans Picture

Check Into Cash

4.7
★★★★★
Based on 14 Google reviews
Address: 5442 Blairs Forest Way NE, Cedar Rapids, IA 52402, USA
Phone: (319) 294-1514
Website: https://local.checkintocash.com/ia/cedar-rapids/5442-blairs-forest-way-ne-8002.html
Check `n Go Payday Loans Picture

Check `n Go

4.7
★★★★★
Based on 78 Google reviews
Address: 124 Collins Rd NE Ste E, Cedar Rapids, IA 52402, USA
Phone: (319) 373-8300
Website: https://locations.checkngo.com/iowa/cedar-rapids/124-collins-rd--ne
Hometown Cash Advance Payday Loans Picture

Hometown Cash Advance

4.6
★★★★★
Based on 25 Google reviews
Address: 219 Edgewood Rd NW, Cedar Rapids, IA 52405, USA
Phone: (319) 390-5300
Website: https://hometowncashstores.com/locations/des_moines/
Check `n Go Payday Loans Picture

Check `n Go

4.6
★★★★★
Based on 27 Google reviews
Address: 353 Edgewood Rd NW, Cedar Rapids, IA 52405, USA
Phone: (319) 396-9700
Website: https://locations.checkngo.com/iowa/cedar-rapids/353-edgewood-rd--nw
Check Into Cash Payday Loans Picture

Check Into Cash

4.5
★★★★★
Based on 8 Google reviews
Address: 2040 Edgewood Rd SW 100, Cedar Rapids, IA 52404, USA
Phone: (319) 396-6027
Website: https://local.checkintocash.com/ia/cedar-rapids/2040-edgewood-road--sw--ste-100-8017.html
Dupaco Community Credit Union Payday Loans Picture

Dupaco Community Credit Union

4.2
★★★★★
Based on 20 Google reviews
Address: 110 35th St Dr SE, Cedar Rapids, IA 52403, USA
Phone: (319) 366-8231
Website: https://dupaco.com/access/dupaco-locations/110-35th-st-dr-se-cedar-rapids-ia.html
Dupaco Community Credit Union Payday Loans Picture

Dupaco Community Credit Union

4
★★★★★
Based on 27 Google reviews
Address: 3131 Williams Blvd SW, Cedar Rapids, IA 52404, USA
Phone: (319) 366-8231
Website: https://dupaco.com/access/dupaco-locations/3131-williams-blvd-sw-cedar-rapids-ia.html
Mister Money USA Payday Loans Picture

Mister Money USA

4
★★★★★
Based on 1 Google reviews
Address: 1344 1st Ave NE, Cedar Rapids, IA 52402, USA
Phone: (319) 286-8108
Website: https://expressloansofamerica.com/
OneMain Financial Payday Loans Picture

OneMain Financial

3.3
★★★★★
Based on 19 Google reviews
Address: 1121 Blairs Ferry Rd NE Ste 200, Cedar Rapids, IA 52402, USA
Phone: (319) 377-2332
Website: https://onemainfinancial.com/branches/IA/Cedar-Rapids/52402/3827
Chec King Payday Advance Payday Loans Picture

Chec King Payday Advance

2.3
★★★★★
Based on 9 Google reviews
Address: 600 Blairs Ferry Rd NE D, Cedar Rapids, IA 52402, USA
Phone: (319) 378-0500
Website: https://chec-king.com/
Alliant Credit Union Payday Loans Picture

Alliant Credit Union

0
★★★★★
Based on 0 Google reviews
Address: 200 1st St SE 111, Cedar Rapids, IA 52401, USA
Phone: (319) 362-3008
Website: https://alliantcu.com/
Alliant Credit Union Payday Loans Picture

Alliant Credit Union

0
★★★★★
Based on 0 Google reviews
Address: 1305 1st Ave SE, Cedar Rapids, IA 52402, USA
Phone: (319) 298-4992
Website: https://alliantcu.com/
Easy Cash Solutions Payday Loans Picture

Easy Cash Solutions

0
★★★★★
Based on 0 Google reviews
Address: 1344 1st Ave NE, Cedar Rapids, IA 52402, USA
Phone: (319) 363-1426
Website: https://No website
Easy Cash Solutions Payday Loans Picture

Easy Cash Solutions

0
★★★★★
Based on 0 Google reviews
Address: 2660 Wiley Blvd SW, Cedar Rapids, IA 52404, USA
Phone: (319) 390-6954
Website: https://No website
Advance Funding Resources Inc Payday Loans Picture

Advance Funding Resources Inc

0
★★★★★
Based on 0 Google reviews
Address: 2918 Hillmer Dr SW, Cedar Rapids, IA 52404, USA
Phone: (319) 396-9403
Website: https://expressloansofamerica.com/
Ameriprise Financial Payday Loans Picture

Ameriprise Financial

0
★★★★★
Based on 0 Google reviews
Address: 1231 Park Pl NE G, Cedar Rapids, IA 52402, USA
Phone: (319) 378-4938
Website: https://ameriprise.com/