Vibrant Credit Union photo
Overall rating for Vibrant Credit Union
Opening hours for Vibrant Credit Union
Monday: 8:30 AM – 5:00 PM
Tuesday: 8:30 AM – 5:00 PM
Wednesday: 8:30 AM – 5:00 PM
Thursday: 8:30 AM – 5:00 PM
Friday: 8:30 AM – 6:00 PM
Saturday: 8:30 AM – 12:00 PM
Sunday: Closed
👍 Bad Credit? You're Welcome to Apply!
We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.
🕒 Instant Decision
With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!
✅ Easy Approval
Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.
If you are looking for reliable financial services like payday loans in Clinton, Iowa, Vibrant Credit Union can provide fast payday advance loans near you. All the information is available below, including interest rates, loan requirements, office addresses, phones, reviews, and more.
Vibrant Credit Union is a direct lender with easy approval for everyone. Even if you have bad credit, Vibrant Credit Union can offer you a loan with no credit check and probably no bank account. All you have to do is go to their website or to the office at 2445 Valley W Ct, Clinton, IA 52732, USA and apply for a quick loan via a short 5-minute application.
Having an overall rating of 4.4, Vibrant Credit Union is loved (or hated) by 17 users, who got their emergency loans same day (or next day) after submitting an application.
Disclaimer: We do not represent Vibrant Credit Union and can’t know for sure if you’ll get guaranteed approval if you apply directly on their site or in the office. But from our experience, people who submit a quick application through our website have a ~95% approval rate. It’s up to you to decide.
Vibrant Credit Union contact info
| Name: | Vibrant Credit Union |
|---|---|
| Address: | 2445 Valley W Ct, Clinton, IA 52732, USA |
| Phone: | (800) 323-5109 |
| Website: | https://vibrantcreditunion.org/ |
Vibrant Credit Union offices locations on the map
Vibrant Credit Union rates and requirements for payday loans
| MIN Loan Amount | $100 |
|---|---|
| MAX Loan Amount | $5000 |
| MIN. Loan Term | 7 days |
| MAX. Loan Term | 60 days |
| Credit score requirements | Available for Bad Credit |
| Credit Check | No Credit Check |
Vibrant Credit Union's Reviews
I have had an account at the Clinton IA location for a few years now. Over that long period of time I have had ZERO issues with my account. The staff is friendly and are happy to help me with questions and things of that nature anytime I come in. I recently moved to southern Florida which is wayyy out of their footprint. I decided to leave my account open with Vibrant, cause why not. When I arrived to Florida I opened new bank accounts with multiple banks, all which have screwed me over in some way, which has lead me to keep " bank hopping". Since vibrant has been so good to me, I have decided to get direct deposit set up at the CLINTON IA location from almost 1800 miles away. I will deposit money to this account as well as keep an active savings account. Thank you for never giving me and issues
This review is specifically for this branch and not the company as a whole. I decided to get a vehicle loan through this credit union a few years ago and everything was smooth sailing. I had a few issues trying to enroll for online banking but soon got it worked out. When I finally got on I realized that I had a few months worth of "late payment fees". Now I know everything was set up properly and I for certain have the money to pay on the loan every month. So, I started by driving down to my local Clinton branch and talking to someone in person since I can't stand email or over the phone. They identified my issues and said they couldn't fix it themselves, so they took my name and number down and mentioned they'd give it to a personal banker at the headquarters. Weeks go by, no phone call.. nothing. I go back.. same people, blowing the same smoke. Okay, message received. The employees at this location do not have the time to resolve my issues nor do they care. Fast forward, this whole process has now given me almost a years worth of "late payment fees" and no one is willing to help figure this out. I finally get ahold of Ian (HQ, personal banker) and within a few months we had it taken care of. Turns out when my paperwork was being filled out, it had incorrect dates and a recurring payment. So it just slapped me with a ton of late fees since the Clinton branch incorrectly submitted my paperwork. It took me hounding them for almost 18 months to get anything done. This is unacceptable and super unprofessional. I'm almost payed off and will never be returning to "the best darn credit union." I recommend anyone reading this to be careful with this company.
After 6 years of Vibrant, what started out as a great experience, has gone horribly wrong. Paying off my vehicle and closing all my accounts today. Very poor customer service by MacKenzie in the loan department. Just wanted to pay off my loan. Other bad experiences over the last year as well. Toady WAS the last straw.
Don't waste your time with this bank. Been banking with them for almost 2 years. I've had nothing but bad experiences with them. They never want to help when you have an issue and they always give you a long speech about how nothing is there fault.
The Clinton crew is always smiling and ready to go whenever I stop by. The building is colorful and warm, and the consistent positive energy the team brings matches the vibe!