Valley Oak Credit Union photo
Overall rating for Valley Oak Credit Union
Opening hours for Valley Oak Credit Union
Monday: 9:00 AM – 5:00 PM
Tuesday: 9:00 AM – 5:00 PM
Wednesday: 9:00 AM – 5:00 PM
Thursday: 9:00 AM – 5:00 PM
Friday: 10:00 AM – 6:00 PM
Saturday: Closed
Sunday: Closed
👍 Bad Credit? You're Welcome to Apply!
We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.
🕒 Instant Decision
With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!
✅ Easy Approval
Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.
If you are looking for reliable financial services like payday loans in Visalia, California, Valley Oak Credit Union can provide fast payday advance loans near you. All the information is available below, including interest rates, loan requirements, office addresses, phones, reviews, and more.
Valley Oak Credit Union is a direct lender with easy approval for everyone. Even if you have bad credit, Valley Oak Credit Union can offer you a loan with no credit check and probably no bank account. All you have to do is go to their website or to the office at 600 W Main St, Visalia, CA 93291, USA and apply for a quick loan via a short 5-minute application.
Having an overall rating of 3.4, Valley Oak Credit Union is loved (or hated) by 11 users, who got their emergency loans same day (or next day) after submitting an application.
Disclaimer: We do not represent Valley Oak Credit Union and can’t know for sure if you’ll get guaranteed approval if you apply directly on their site or in the office. But from our experience, people who submit a quick application through our website have a ~95% approval rate. It’s up to you to decide.
Valley Oak Credit Union contact info
| Name: | Valley Oak Credit Union |
|---|---|
| Address: | 600 W Main St, Visalia, CA 93291, USA |
| Phone: | (559) 636-3084 |
| Website: | https://valleyoak.org/ |
Valley Oak Credit Union offices locations on the map
Valley Oak Credit Union rates and requirements for payday loans
| MIN Loan Amount | $100 |
|---|---|
| MAX Loan Amount | $5000 |
| MIN. Loan Term | 7 days |
| MAX. Loan Term | 60 days |
| Credit score requirements | Available for Bad Credit |
| Credit Check | No Credit Check |
Valley Oak Credit Union's Reviews
I used to bank here since my mom did as well, I used to use the mobile banking app or the valley oak app and for the longest time the app was so accurate and then it wasn’t giving the right info I made 2 purchases and they went threw then it said 0 dollar then it said another amount. I left there service because they overdrafted me 40 dollars twice when it wasn’t my mistake there app wasn’t telling me the right info, so I closed the account if ur mobile app isn’t properly monitored then don’t provide the app to your bankers, thanks
Worst bank ever!!! I go there to pay my car loan and every month they make some kind of mistake. My loan company either never receives the payment or says I missed a couple cents. Literally every month it's the same thing. I call them and no one ever answers. They have the worst customer service I've ever experienced!! If they weren't the only place I could pay my loan from I would never go there again!
I have been banking at VOCU since 98 their professional and are willing to help with anything if they can, keep up the good work
I have been going here to make my car payments through a different credit union for years. Well there was a huge error on their part and the manager took responsibility on their part since I had to pay late fees and so forth. I made a mental note to always ask them if it’s going in the right account. And today as I was ask the teller to please make sure it goes to the right account since I had problems and she told me it’s my responsibility to make sure it’s goes to the correct account and she was NOT nice about it! First of all it’s NOT my job to make sure it goes to the right account! I gave you my payment book for you to get the numbers from! And I don’t feel like I should have to double check your work! I will refuse this teller next time!!!
They were nice and friendly and there was no line, but I called to make sure their checking/savings were "free" before going. When I arrived they said there was a $5 fee to open the account. I took my $6000 elsewhere. Haha. Lost a big account for $5. The girl didn't seem to care and said they don't waive the fee.