Payday Loans in Simi Valley

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  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW?

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Simi Valley, California?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a quick loan in California if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Simi Valley, California?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Simi Valley, California?

The maximum amount of money you can get on a payday loan in Simi Valley, California is $300, and the maximum term is 31 days. The finance charge fees and/or interest rates (APR) if specified can go up to 15% (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $300
Minimum Loan Term 7 days
Minimum Loan Term 31 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Simi Valley, California?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Simi Valley, California with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Simi Valley, California with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What are payday loans that accept unemployment benefits in Simi Valley, California near you?

If you're unemployed and you urgently need some cash to cover the monthly budget gap, there's a chance for you too. Submit your info via the form on our website (click the Apply Now button) and we will make sure one of our ending partners will help you within 1 working day.

There are some things you should know though. First, you need to make sure you can repay the loan and prepare some proof of income (anything will do). It will make sure a whole lot easier for you and for the lender if you could do that. Second, did you calculate the risks? The payday loans rates are pretty aggressive nowadays. They can help in bad hour but they can also make your life a nightmare if you fail to repay it in time. Please, think twice and make an weighted decision.

When we say you're gonna need a "proof of income" it doesn't necessarily have to be a paycheck (you're unemployed, duh!) but any reliable source of income:

  • Alimonies
  • Rental property income
  • Unemployment benefits
  • Disability payments
  • Social Security income
  • Child support
  • etc.

If you have any of the alternative source of income, you already may qualify for an online loan. But even if you don't have any of the abovementioned income sources, you still can apply! It doesn't hurt to try, right! Our lender partners are very loyal to our clients and gladly will consider your application.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Simi Valley, California:

CCS Title Loans - LoanMart Simi Valley Payday Loans Picture

CCS Title Loans – LoanMart Simi Valley

5
★★★★★
Based on 3 Google reviews
Name: CCS Title Loans - LoanMart Simi Valley
Address: 2832 Cochran St, Simi Valley, CA 93065, USA
Phone: (805) 335-1028
Website: https://800loanmart.com/location/title-loans-simi-valley-ca/
TNL Car Title Loans Payday Loans Picture

TNL Car Title Loans

5
★★★★★
Based on 14 Google reviews
Name: TNL Car Title Loans
Address: 690 E Los Angeles Ave Ste 7a Ste 7a, Simi Valley, CA 93065, USA
Phone: (805) 259-3421
Website: https://thenetlender.com/locations/car-title-loans-simi-valley/
TitleMax Title Loans Payday Loans Picture

TitleMax Title Loans

5
★★★★★
Based on 159 Google reviews
Name: TitleMax Title Loans
Address: 1472 E Los Angeles Ave, Simi Valley, CA 93065, USA
Phone: (805) 527-2193
Website: https://titlemax.com/store/simi-valley-ca-1-title-loans
Montana Capital Car Title Loans Payday Loans Picture

Montana Capital Car Title Loans

5
★★★★★
Based on 11 Google reviews
Name: Montana Capital Car Title Loans
Address: 1736 E Los Angeles Ave, Simi Valley, CA 93065, USA
Phone: (805) 716-6136
Website: https://montanacapital.com/locations/simi-valley/
Top Auto Car Loans lenders Simi Valley Ca Payday Loans Picture

Top Auto Car Loans lenders Simi Valley Ca

5
★★★★★
Based on 1 Google reviews
Name: Top Auto Car Loans lenders Simi Valley Ca
Address: 1792 Erringer Rd Suite 1012-A, Simi Valley, CA 93065, USA
Phone: (818) 960-1990
Website: https://getautotitleloans.com/car-and-auto-title-loans-simi-valley-ca/
Advance America Payday Loans Picture

Advance America

5
★★★★★
Based on 29 Google reviews
Name: Advance America
Address: 2941 Cochran St Ste. 2A-7, Simi Valley, CA 93065, USA
Phone: (805) 578-3413
Website: https://advanceamerica.net/store-locations/california/2941-cochran-st-ste-2a-7-simi-valley-93065
5 Star Car Title Loans Payday Loans Picture

5 Star Car Title Loans

5
★★★★★
Based on 1 Google reviews
Name: 5 Star Car Title Loans
Address: 1791 Erringer Rd Suite 201, Simi Valley, CA 93065, USA
Phone: (805) 716-6371
Website: https://5starloans.com/locations/simi-valley/
Checkmate Payday Loans Picture

Checkmate

4.9
★★★★★
Based on 7 Google reviews
Name: Checkmate
Address: 3998 Cochran St 3, Simi Valley, CA 93062, USA
Phone: (805) 581-3799
Website: https://callcheckmate.com/
Check `n Go Payday Loans Picture

Check `n Go

4.7
★★★★★
Based on 36 Google reviews
Name: Check `n Go
Address: 2549 North, Sycamore Dr, Simi Valley, CA 93065, USA
Phone: (805) 581-4800
Website: https://locations.checkngo.com/california/simi-valley/2549-north-sycamore-drive
Check Into Cash Payday Loans Picture

Check Into Cash

4.2
★★★★★
Based on 5 Google reviews
Name: Check Into Cash
Address: 3977 Cochran St ste b, Simi Valley, CA 93063, USA
Phone: (805) 583-4047
Website: https://local.checkintocash.com/ca/simi-valley/3977-cochran-street--ste-b-9077.html
OneMain Financial Payday Loans Picture

OneMain Financial

4
★★★★★
Based on 19 Google reviews
Name: OneMain Financial
Address: 1315 E Los Angeles Ave ste a, Simi Valley, CA 93065, USA
Phone: (805) 522-2549
Website: https://onemainfinancial.com/branches/CA/Simi-Valley/93065/4283
ACE Cash Express Payday Loans Picture

ACE Cash Express

3.5
★★★★★
Based on 8 Google reviews
Name: ACE Cash Express
Address: 1177A E Los Angeles Ave, Simi Valley, CA 93065, USA
Phone: (805) 522-5823
Website: https://acecashexpress.com/locations/california/simi-valley/4253
Continental Currency Services Payday Loans Picture

Continental Currency Services

3.3
★★★★★
Based on 7 Google reviews
Name: Continental Currency Services
Address: 2832 Cochran St, Simi Valley, CA 93065, USA
Phone: (805) 582-1839
Website: https://ccurr.com/
Fernando's Check Cashing Payday Loans Picture

Fernando’s Check Cashing

3
★★★★★
Based on 2 Google reviews
Name: Fernando's Check Cashing
Address: 2950 Cochran St D, Simi Valley, CA 93065, USA
Phone: (805) 522-0043
Website: https://No website
Simi Valley Check Cashing Payday Loans Picture

Simi Valley Check Cashing

3
★★★★★
Based on 4 Google reviews
Name: Simi Valley Check Cashing
Address: 1592 E Los Angeles Ave, Simi Valley, CA 93065, USA
Phone: (805) 520-6443
Website: https://No website
LoanMart Title Loans at ACE Cash Express Payday Loans Picture

LoanMart Title Loans at ACE Cash Express

0
★★★★★
Based on 0 Google reviews
Name: LoanMart Title Loans at ACE Cash Express
Address: 1177-A E Los Angeles Ave, Simi Valley, CA 93065, USA
Phone: (805) 624-3047
Website: https://800loanmart.com/location/auto-title-loans-simi-valley-ca/
Fast Auto and Payday Loans Payday Loans Picture

Fast Auto and Payday Loans

0
★★★★★
Based on 0 Google reviews
Name: Fast Auto and Payday Loans
Address: 1543 E Los Angeles Ave, Simi Valley, CA 93065, USA
Phone: (805) 582-1725
Website: https://fastautoandpaydayloans.com/
Until Payday Payday Loans Picture

Until Payday

0
★★★★★
Based on 0 Google reviews
Name: Until Payday
Address: 1656 E Los Angeles Ave, Simi Valley, CA 93065, USA
Phone: (805) 522-0939
Website: https://No website
America's Lending Group Payday Loans Picture

America’s Lending Group

0
★★★★★
Based on 0 Google reviews
Name: America's Lending Group
Address: 2245 First St, Simi Valley, CA 93065, USA
Phone: (818) 445-8184
Website: https://No website
Stern Jeffrey Payday Loans Picture

Stern Jeffrey

0
★★★★★
Based on 0 Google reviews
Name: Stern Jeffrey
Address: 3200 E Los Angeles Ave, Simi Valley, CA 93065, USA
Phone: (805) 582-0994
Website: https://No website
D L Mortgage Inc Payday Loans Picture

D L Mortgage Inc

0
★★★★★
Based on 0 Google reviews
Name: D L Mortgage Inc
Address: 2572 Tapo St A, Simi Valley, CA 93063, USA
Phone: (805) 497-2116
Website: https://No website
Aaa Century Check Cashing Payday Loans Picture

Aaa Century Check Cashing

0
★★★★★
Based on 0 Google reviews
Name: Aaa Century Check Cashing
Address: 2321 Tapo St B, Simi Valley, CA 93063, USA
Phone: (805) 584-2038
Website: https://No website