Monterey Credit Union in Salinas, California

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  • Simple online application
  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

Monterey Credit Union photo

Monterey Credit Union photo

Overall rating for Monterey Credit Union

2.4
★★★★★
Based on 14 reviews on Google

Opening hours for Monterey Credit Union

Monday: 9:30 AM – 5:30 PM
Tuesday: 9:30 AM – 5:30 PM
Wednesday: 9:30 AM – 5:30 PM
Thursday: 9:30 AM – 5:30 PM
Friday: 9:30 AM – 5:30 PM
Saturday: 10:00 AM – 1:00 PM
Sunday: Closed

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NOTICE: We are NOT sponsored by or affiliated with Monterey Credit Union in any way. By filling out the form above, you will be routed to PaydayLoansinUsa.com’s loan request form.

👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Easy Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

If you are looking for reliable financial services like payday loans in Salinas, California, Monterey Credit Union can provide fast payday advance loans near you. All the information is available below, including interest rates, loan requirements, office addresses, phones, reviews, and more.

Monterey Credit Union is a direct lender with easy approval for everyone. Even if you have bad credit, Monterey Credit Union can offer you a loan with no credit check and probably no bank account. All you have to do is go to their website or to the office at 1566 N Main St, Salinas, CA 93906, USA and apply for a quick loan via a short 5-minute application.

Having an overall rating of 2.4, Monterey Credit Union is loved (or hated) by 14 users, who got their emergency loans same day (or next day) after submitting an application.

Disclaimer: We do not represent Monterey Credit Union and can’t know for sure if you’ll get guaranteed approval if you apply directly on their site or in the office. But from our experience, people who submit a quick application through our website have a ~95% approval rate. It’s up to you to decide.

Monterey Credit Union contact info

Name: Monterey Credit Union
Address: 1566 N Main St, Salinas, CA 93906, USA
Phone: (831) 647-1000
Website: https://montereycu.com/

Monterey Credit Union offices locations on the map

Monterey Credit Union rates and requirements for payday loans

MIN Loan Amount $100
MAX Loan Amount $5000
MIN. Loan Term 7 days
MAX. Loan Term 60 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

User Rating

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Monterey Credit Union's Reviews

Samuel Fallens profile picture
Samuel Fallen
★★★★★

Worst credit union I’ve been to!! I use bay federal, and their customer service is much better. Made me wait for 3 hours on a car loan, this loan was already approved, yet had to wait with the buyer, because the managers were all on lunch, we gave up and used Wells Fargo instead.

Angelica Alcalas profile picture
Angelica Alcala
★★★★★

Considering switching CU from Santa Clara County Federal CU to Monterey CU. Monterey CU was able to offer me a lot better interest rate for my vehicle than who I bank with now. Only draw back are the hours and closed on weekends...

Alex Garcias profile picture
Alex Garcia
★★★★★

I went in today. I needed to pull some cash out because I misplaced my debit card. I went up to the teller Brittany and she didn't even bother to ask for I.D......ridiculous. For all she could have known, I wasn't even the account holder.

dabz N sluggs profile picture
dabz N slugg
★★★★★

Mrs Nelson Doing Fraud with insurance policies Falsely signs w/ auto signatures

Cyps profile picture
Cyp
★★★★★

Twice I went into the Salinas branch and they did not order what they stated they ordered. First were checks, 3 weeks later I go into to the monterey branch to check the status on my checks and they stated that they were never ordered. Recently I had a fraudulent charge on my account and went into the salinas branch to cancel my card and order a new one. I call 8 days later to monterey branch and they state AGAIN that my card was never ordered. I don't know what is wrong with their computers or if the people there aren't trained for their job.