Monterey Credit Union photo
Overall rating for Monterey Credit Union
Opening hours for Monterey Credit Union
Monday: 9:30 AM – 5:30 PM
Tuesday: 9:30 AM – 5:30 PM
Wednesday: 9:30 AM – 5:30 PM
Thursday: 9:30 AM – 5:30 PM
Friday: 9:30 AM – 5:30 PM
Saturday: 10:00 AM – 1:00 PM
Sunday: Closed
👍 Bad Credit? You're Welcome to Apply!
We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.
🕒 Instant Decision
With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!
✅ Easy Approval
Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.
If you are looking for reliable financial services like payday loans in Monterey, California, Monterey Credit Union can provide fast payday advance loans near you. All the information is available below, including interest rates, loan requirements, office addresses, phones, reviews, and more.
Monterey Credit Union is a direct lender with easy approval for everyone. Even if you have bad credit, Monterey Credit Union can offer you a loan with no credit check and probably no bank account. All you have to do is go to their website or to the office at 501 E Franklin St, Monterey, CA 93940, USA and apply for a quick loan via a short 5-minute application.
Having an overall rating of 2.1, Monterey Credit Union is loved (or hated) by 23 users, who got their emergency loans same day (or next day) after submitting an application.
Disclaimer: We do not represent Monterey Credit Union and can’t know for sure if you’ll get guaranteed approval if you apply directly on their site or in the office. But from our experience, people who submit a quick application through our website have a ~95% approval rate. It’s up to you to decide.
Monterey Credit Union contact info
| Name: | Monterey Credit Union |
|---|---|
| Address: | 501 E Franklin St, Monterey, CA 93940, USA |
| Phone: | (831) 647-1000 |
| Website: | https://montereycu.com/ |
Monterey Credit Union offices locations on the map
Monterey Credit Union rates and requirements for payday loans
| MIN Loan Amount | $100 |
|---|---|
| MAX Loan Amount | $5000 |
| MIN. Loan Term | 7 days |
| MAX. Loan Term | 60 days |
| Credit score requirements | Available for Bad Credit |
| Credit Check | No Credit Check |
Monterey Credit Union's Reviews
I have banked with MCU for over 10 years. Initially, the service was very good but steadily declined to the point where I can no longer use this bank. And buyer beware....My account was hacked at least 6 times; 2 times within the past 4 weeks and what's most irritating is that I get the third degree when I speak to either a real person at the bank or the dispute dept. It's really just lip service but I imagine every bank is that way; the plastic smile.
Friendly and professional service. Karla and Caitlin are very knowledgeable and were very helpful. Thank you!
This place doesn't care about there customers they only care about how to get your money from you to the bank. Terrible "credit union" it's a bank realistically. your supposed to be a member with a credit union. Here they charge you to talk to a teller. WTF. As soon as I can get there I am closing my account. P.S. mandatory you have $25 in your savings account and if you close before 6 months they take it. Wasn't told that when I signed up. Was supposed to be on e file... Nope been charged $10 a month for the last 3 months even though I've gone in and called and was told the problem had been corrected sir. B.S. avoid this place like the black plague.
During business hours it’s impossible to call the bank and speak to a live person! You have to leave a message and they call you back the next day. Really!! The phone tree is the most absurd one I’ve been on so far. How does this bank do any business!! Even if you call and press 0 you cannot get a live person!
Was a customer for 5 years and I closed my accounts today. The teller was very rude and never spoke to me the entire time. She handed me my receipt and I had to ask where my money was. If any piece of mail is returned to them, they charge you $10!! The loan officer was also rude and very obviously did not care how long we had been customers, it is ALL about credit scores. Which did not even match the actual scores we have! Poor customer service all the way around at this location. And it is so unfortunate because 5 years ago this place was amazing. Serious on the job training needed now!