Sierra Central Credit Union photo
Overall rating for Sierra Central Credit Union
Opening hours for Sierra Central Credit Union
Monday: 9:00 AM – 5:30 PM
Tuesday: 9:00 AM – 5:30 PM
Wednesday: 9:00 AM – 5:30 PM
Thursday: 9:00 AM – 5:30 PM
Friday: 9:00 AM – 6:00 PM
Saturday: Closed
Sunday: Closed
👍 Bad Credit? You're Welcome to Apply!
We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.
🕒 Instant Decision
With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!
✅ Easy Approval
Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.
If you are looking for reliable financial services like payday loans in Chico, California, Sierra Central Credit Union can provide fast payday advance loans near you. All the information is available below, including interest rates, loan requirements, office addresses, phones, reviews, and more.
Sierra Central Credit Union is a direct lender with easy approval for everyone. Even if you have bad credit, Sierra Central Credit Union can offer you a loan with no credit check and probably no bank account. All you have to do is go to their website or to the office at 352 E 1st St, Chico, CA 95928, USA and apply for a quick loan via a short 5-minute application.
Having an overall rating of 3.4, Sierra Central Credit Union is loved (or hated) by 16 users, who got their emergency loans same day (or next day) after submitting an application.
Disclaimer: We do not represent Sierra Central Credit Union and can’t know for sure if you’ll get guaranteed approval if you apply directly on their site or in the office. But from our experience, people who submit a quick application through our website have a ~95% approval rate. It’s up to you to decide.
Sierra Central Credit Union contact info
| Name: | Sierra Central Credit Union |
|---|---|
| Address: | 352 E 1st St, Chico, CA 95928, USA |
| Phone: | (800) 222-7228 |
| Website: | https://sierracentral.com/ |
Sierra Central Credit Union offices locations on the map
Sierra Central Credit Union rates and requirements for payday loans
| MIN Loan Amount | $100 |
|---|---|
| MAX Loan Amount | $5000 |
| MIN. Loan Term | 7 days |
| MAX. Loan Term | 60 days |
| Credit score requirements | Available for Bad Credit |
| Credit Check | No Credit Check |
Sierra Central Credit Union's Reviews
I’ve had an account with them for a year now and it’s just been a mess from the beginning. First they took away my ability to capture my check via the mobile app for months due to a mix up, then they deposited my money into someone elses’ account, and just the past few days my check was deposited twice into my account. They’re generally good with things, so I’m not sure if i just have bad luck or what. I will be changing banks soon regardless.
The people that work here are knowledgeable and friendly. I switched from a large bank while buying a car because the big bank wouldn't give me a loan even though my credit is great, and Sierra Central hooked me up. I'm really happy to bank with them.
I haven't had any problem with my loan account (yet, at least), but it's ridiculous that I have to make my car payment by mail like it's still the 1980's since I don't have a bank account with them. Do you think that might be a way to "coax" people to open accounts there? Even my previous loan through hokey Schools was payable online, and Schools is a joke! It's pretty bad when Schools offers better service than Sierra Central.
Yesterday I deposited a check in this bank's ATM. Half way through the process the machine locked-up. A customer behind me commented, oh yeah, the ATM's shut down at 3pm. So I go into the bank and speak with a teller. The teller and branch manager go into the ATM room, come out and instruct me to go back outside and see if my ATM card has popped out yet. I go outside and still nothing. Go back in bank, they cannot find my check, but did return my ATM card. Workers there said, well, you just happened to catch it when the machine was shutting down. I asked, "couldn't it be programmed to complete a transaction before it shuts down"? I just received blank stares with that question. The branch manager (Patty?) appeared to think that this whole affair was quite entertaining and it didn't cross her mind to apologize. I finally did get an apology from the teller as I was leaving the bank in dismay. The check was entered the next day after I phoned them at 9am. I get the feeling that Sierra Central Credit Union is a loosely managed establishment. It would benefit the organization if they improved training in customer service and communication between different departments.
Car loans and personal loan rates can't be beat. On line a bit slow but easy to use. Tellers and loan officers pleasant and get the job done. Rather be here than at a bank.