Best Payday Loans and Cash Advance in California - No Credit Check, Guaranteed Loans, Bad Credit Accepted

👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Payday loans can be a great solution for urgent financial help for California residents. They are only secured with your proof of regular income. So if you need emergency cash until the next payday, you can count on payday loans from direct lenders even if you have bad credit.

How to get a payday loan without a bank account until the next payday in California

It’s very easy to apply for a payday loan. For this, just do the following:

Click on the button at the top of the page, or submit the short form below.
Next, fill out the form with your personal details.
Get approval.

If you fill out the form with valid personal data, you may qualify for an instant payday loan from direct lender without credit check. The cash advance will be deposited the same day or the next day.

What are the general requirements to qualify for a payday loan in California?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan in California:

You must be at least 18 years old to apply
Have proof of income
Have a valid checking account or prepaid debit account/card
Have a phone number to receive calls or/and messages

How much can I get on a payday loan in California?

The maximum amount of money you can get on a payday loan in California is $300, and the maximum term is 31 days. The finance charge fees and/or interest rates (APR) if specified can go up to 15% (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount	$100
Maximum Loan Amount	$300
Minimum Loan Term	7 days
Minimum Loan Term	31 days
Credit score requirements	Available for Bad Credit
Credit Check	No Credit Check

Choose your city from the list:

(A-Z left to right)