Payday Loans in Vancouver

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  • Simple online application
  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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*By filling out the form above, you will be routed to PaydayLoansinUsa.com’s loan request form.

👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW?

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Vancouver, Washington?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for cash advance in Washington if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Vancouver, Washington?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Vancouver, Washington?

The maximum amount of money you can get on a payday loan in Vancouver, Washington is $700, and the maximum term is 45 days. The finance charge fees and/or interest rates (APR) if specified can go up to 15% (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $700
Minimum Loan Term 7 days
Minimum Loan Term 45 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Vancouver, Washington?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Vancouver, Washington with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Vancouver, Washington with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What are payday loans that accept unemployment benefits in Vancouver, Washington near you?

If you're unemployed and you urgently need some cash to cover the monthly budget gap, there's a chance for you too. Submit your info via the form on our website (click the Apply Now button) and we will make sure one of our ending partners will help you within 1 working day.

There are some things you should know though. First, you need to make sure you can repay the loan and prepare some proof of income (anything will do). It will make sure a whole lot easier for you and for the lender if you could do that. Second, did you calculate the risks? The payday loans rates are pretty aggressive nowadays. They can help in bad hour but they can also make your life a nightmare if you fail to repay it in time. Please, think twice and make an weighted decision.

When we say you're gonna need a "proof of income" it doesn't necessarily have to be a paycheck (you're unemployed, duh!) but any reliable source of income:

  • Alimonies
  • Rental property income
  • Unemployment benefits
  • Disability payments
  • Social Security income
  • Child support
  • etc.

If you have any of the alternative source of income, you already may qualify for an online loan. But even if you don't have any of the abovementioned income sources, you still can apply! It doesn't hurt to try, right! Our lender partners are very loyal to our clients and gladly will consider your application.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Vancouver, Washington:

Academy Mortgage - Vancouver Payday Loans Picture

Academy Mortgage – Vancouver

5
★★★★★
Based on 47 Google reviews
Name: Academy Mortgage - Vancouver
Address: 8100 NE Parkway Dr suite 140 & 150, Vancouver, WA 98662, USA
Phone: (360) 882-1424
Website: https://academymortgage.com/branch/vancouver
HomeStreet Home Loan Center Payday Loans Picture

HomeStreet Home Loan Center

5
★★★★★
Based on 2 Google reviews
Name: HomeStreet Home Loan Center
Address: 2100 SE 164th Ave f103, Vancouver, WA 98683, USA
Phone: (360) 253-9614
Website: https://homestreet.com/
Advance America Payday Loans Picture

Advance America

4.8
★★★★★
Based on 67 Google reviews
Name: Advance America
Address: 13503-C SE Mill Plain Blvd 1, Vancouver, WA 98684, USA
Phone: (360) 254-8900
Website: https://advanceamerica.net/store-locations/washington/13503-c-se-mill-plain-blvd-1-vancouver-98684
Rapid Cash Payday Loans Picture

Rapid Cash

4.3
★★★★★
Based on 121 Google reviews
Name: Rapid Cash
Address: 10309 SE Mill Plain Blvd Ste A, Vancouver, WA 98664, USA
Phone: (360) 885-2274
Website: https://speedycash.com/find-a-store/washington/vancouver/southeast-mill-plain-and-i205/
Continental Loan & Jewelry Co Payday Loans Picture

Continental Loan & Jewelry Co

4.3
★★★★★
Based on 72 Google reviews
Name: Continental Loan & Jewelry Co
Address: 10621 NE Coxley Dr 211, Vancouver, WA 98662, USA
Phone: (360) 256-5043
Website: https://No website
United Finance Payday Loans Picture

United Finance

4.3
★★★★★
Based on 95 Google reviews
Name: United Finance
Address: 7305 NE Fourth Plain Blvd SUITE A, Vancouver, WA 98662, USA
Phone: (360) 737-2897
Website: https://unitedfinance.com/
OneMain Financial Payday Loans Picture

OneMain Financial

4
★★★★★
Based on 19 Google reviews
Name: OneMain Financial
Address: 13317 NE 12th Ave Ste 109, Vancouver, WA 98685, USA
Phone: (360) 574-9218
Website: https://onemainfinancial.com/branches/WA/Vancouver/98685/782
Moneytree Payday Loans Picture

Moneytree

4
★★★★★
Based on 4 Google reviews
Name: Moneytree
Address: 9014 NE Hwy 99, Vancouver, WA 98665, USA
Phone: (360) 573-4300
Website: https://moneytreeinc.com/
Rapid Cash Payday Loans Picture

Rapid Cash

3.8
★★★★★
Based on 135 Google reviews
Name: Rapid Cash
Address: 7116 NE Fourth Plain Blvd, Vancouver, WA 98661, USA
Phone: (360) 253-5238
Website: https://speedycash.com/find-a-store/washington/vancouver/fourth-plain-and-andresen/
OneMain Financial Payday Loans Picture

OneMain Financial

3.8
★★★★★
Based on 33 Google reviews
Name: OneMain Financial
Address: 615A SE Chkalov Dr Ste 8, Vancouver, WA 98683, USA
Phone: (360) 256-4235
Website: https://onemainfinancial.com/branches/WA/Vancouver/98683/4800
Umpqua Bank Payday Loans Picture

Umpqua Bank

3.6
★★★★★
Based on 11 Google reviews
Name: Umpqua Bank
Address: 10705 NE Fourth Plain Blvd, Vancouver, WA 98662, USA
Phone: (360) 699-4371
Website: https://umpquabank.com/
Umpqua Bank Payday Loans Picture

Umpqua Bank

3.4
★★★★★
Based on 11 Google reviews
Name: Umpqua Bank
Address: 1408 SE 164th Ave, Vancouver, WA 98683, USA
Phone: (360) 619-5704
Website: https://umpquabank.com/
Lighthouse Acceptance Corporation Payday Loans Picture

Lighthouse Acceptance Corporation

2.7
★★★★★
Based on 27 Google reviews
Name: Lighthouse Acceptance Corporation
Address: 7118 NE Fourth Plain Blvd, Vancouver, WA 98661, USA
Phone: (360) 576-1222
Website: https://lighthouseacceptance.com/
Riverview Community Bank Payday Loans Picture

Riverview Community Bank

1
★★★★★
Based on 5 Google reviews
Name: Riverview Community Bank
Address: 320 SE 192nd Ave, Vancouver, WA 98683, USA
Phone: (360) 514-5196
Website: https://riverviewbank.com/
Freedom First Funding Payday Loans Picture

Freedom First Funding

0
★★★★★
Based on 0 Google reviews
Name: Freedom First Funding
Address: 8412 NE 9th St, Vancouver, WA 98664, USA
Phone: (360) 892-6667
Website: https://No website
Payday Loans Vancouver WA Payday Loans Picture

Payday Loans Vancouver WA

0
★★★★★
Based on 0 Google reviews
Name: Payday Loans Vancouver WA
Address: 4110 Rose St, Vancouver, WA 98660, USA
Phone: (360) 718-7942
Website: https://easyloans.pw/
MapleLoans Payday Loans Picture

MapleLoans

0
★★★★★
Based on 0 Google reviews
Name: MapleLoans
Address: 5524 Mill Plain Blvd 108, Vancouver, WA 98684, USA
Phone: (855) 382-7033
Website: https://fastcash24.club/
C Z Payday Loans Payday Loans Picture

C Z Payday Loans

0
★★★★★
Based on 0 Google reviews
Name: C Z Payday Loans
Address: 212 NE 164th Ave, Vancouver, WA 98684, USA
Phone:
Website: https://No website
MB Business Capital Payday Loans Picture

MB Business Capital

0
★★★★★
Based on 0 Google reviews
Name: MB Business Capital
Address: 1220 Main Place, 1220 Main St Suite 400, Vancouver, WA 98660, USA
Phone: (360) 208-7399
Website: https://mbfinancial.com/commercial/asset-based-lending/index.aspx
First Horizon Home Loans Payday Loans Picture

First Horizon Home Loans

0
★★★★★
Based on 0 Google reviews
Name: First Horizon Home Loans
Address: 914 Main St, Vancouver, WA 98660, USA
Phone: (360) 699-8660
Website: https://easyloans.pw/
C Z Payday Loans Payday Loans Picture

C Z Payday Loans

0
★★★★★
Based on 0 Google reviews
Name: C Z Payday Loans
Address: 800 NE Tenney Rd, Vancouver, WA 98685, USA
Phone: (360) 566-0356
Website: https://No website