Payday Loans in Bountiful

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  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW?

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Bountiful, Utah?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a payday loan in Utah if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Bountiful, Utah?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Bountiful, Utah?

The maximum amount of money you can get on a payday loan in Bountiful, Utah is $2500 but not limited for other types of loans, and the maximum term is 70 days. The finance charge fees and/or interest rates (APR) if specified can go up to 658% APR (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $2500 but not limited for other types of loans
Minimum Loan Term 7 days
Minimum Loan Term 70 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Bountiful, Utah?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Bountiful, Utah with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Bountiful, Utah with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What are payday loans that accept unemployment benefits in Bountiful, Utah near you?

If you're unemployed and you urgently need some cash to cover the monthly budget gap, there's a chance for you too. Submit your info via the form on our website (click the Apply Now button) and we will make sure one of our ending partners will help you within 1 working day.

There are some things you should know though. First, you need to make sure you can repay the loan and prepare some proof of income (anything will do). It will make sure a whole lot easier for you and for the lender if you could do that. Second, did you calculate the risks? The payday loans rates are pretty aggressive nowadays. They can help in bad hour but they can also make your life a nightmare if you fail to repay it in time. Please, think twice and make an weighted decision.

When we say you're gonna need a "proof of income" it doesn't necessarily have to be a paycheck (you're unemployed, duh!) but any reliable source of income:

  • Alimonies
  • Rental property income
  • Unemployment benefits
  • Disability payments
  • Social Security income
  • Child support
  • etc.

If you have any of the alternative source of income, you already may qualify for an online loan. But even if you don't have any of the abovementioned income sources, you still can apply! It doesn't hurt to try, right! Our lender partners are very loyal to our clients and gladly will consider your application.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Bountiful, Utah:

Dollar Loan Center Payday Loans Picture

Dollar Loan Center

5
★★★★★
Based on 17 Google reviews
Name: Dollar Loan Center
Address: 320 W 500 S, Bountiful, UT 84010, USA
Phone: (801) 983-9050
Website: https://dontbebroke.com/
TitleMax Title Loans Payday Loans Picture

TitleMax Title Loans

5
★★★★★
Based on 169 Google reviews
Name: TitleMax Title Loans
Address: 426 W 500 S, Bountiful, UT 84010, USA
Phone: (801) 335-6997
Website: https://titlemax.com/store/bountiful-ut-title-loans/
1st Choice Money Center Payday Loans Picture

1st Choice Money Center

5
★★★★★
Based on 82 Google reviews
Name: 1st Choice Money Center
Address: 517 W 500 S, Bountiful, UT 84010, USA
Phone: (801) 298-9399
Website: https://1stchoicemoney.com/LocationsBountiful.html
Affordable Loans Payday Loans Picture

Affordable Loans

5
★★★★★
Based on 2 Google reviews
Name: Affordable Loans
Address: 21 W 500 S, Bountiful, UT 84010, USA
Phone: (801) 294-2416
Website: https://affordabletitleloans.com/
Check `n Go Payday Loans Picture

Check `n Go

4.9
★★★★★
Based on 58 Google reviews
Name: Check `n Go
Address: 325 500 W Ste B, Bountiful, UT 84010, USA
Phone: (801) 296-2790
Website: https://locations.checkngo.com/utah/bountiful/325-s-500-w
Goldenwest Credit Union Payday Loans Picture

Goldenwest Credit Union

4.9
★★★★★
Based on 121 Google reviews
Name: Goldenwest Credit Union
Address: 2085 Orchard Dr, Bountiful, UT 84010, USA
Phone: (801) 621-4550
Website: https://gwcu.org/locations/branches/bountiful-branch-bountiful-utah
Affordable Title Loans Bountiful Payday Loans Picture

Affordable Title Loans Bountiful

4.8
★★★★★
Based on 34 Google reviews
Name: Affordable Title Loans Bountiful
Address: 21 W 500 S, Bountiful, UT 84010, USA
Phone: (801) 294-2413
Website: https://affordabletitleloans.com/
Check City Payday Loans Picture

Check City

4.6
★★★★★
Based on 39 Google reviews
Name: Check City
Address: 390 N 500 W, Bountiful, UT 84010, USA
Phone: (801) 292-2400
Website: https://checkcity.com/locations/utah/check-city-bountiful/
Arrowhead Pawn & Sales Payday Loans Picture

Arrowhead Pawn & Sales

4.1
★★★★★
Based on 25 Google reviews
Name: Arrowhead Pawn & Sales
Address: 3153 US-89, Bountiful, UT 84010, USA
Phone: (801) 298-9033
Website: https://arrowhead-pawn-sales.business.site/
CheckSmart Payday Loans Picture

CheckSmart

3.7
★★★★★
Based on 3 Google reviews
Name: CheckSmart
Address: 245 W 500 S, Bountiful, UT 84010, USA
Phone: (801) 294-8900
Website: https://qchi.com/
Deseret First Credit Union Payday Loans Picture

Deseret First Credit Union

3.5
★★★★★
Based on 20 Google reviews
Name: Deseret First Credit Union
Address: 390 S Main St, Bountiful, UT 84010, USA
Phone: (801) 292-1416
Website: https://dfcu.com/about/dfcu/locations/bountiful/
KeyBank Payday Loans Picture

KeyBank

2.3
★★★★★
Based on 6 Google reviews
Name: KeyBank
Address: 562 S Main St, Bountiful, UT 84010, USA
Phone: (801) 292-7346
Website: https://key.com/locations/ut/bountiful/BRCH44510061/562-s-main-st
Touchstone Financial Payday Loans Picture

Touchstone Financial

0
★★★★★
Based on 0 Google reviews
Name: Touchstone Financial
Address: 273 W 500 S 17, Bountiful, UT 84010, USA
Phone: (801) 294-4125
Website: https://redrockfinancialloans.com/
AmeriTrust Capital Corporation Payday Loans Picture

AmeriTrust Capital Corporation

0
★★★★★
Based on 0 Google reviews
Name: AmeriTrust Capital Corporation
Address: 190 N Main St 125, Bountiful, UT 84010, USA
Phone: (800) 732-2921
Website: https://ameritrustcapitalcorp.com/