Payday Loans in San Marcos

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  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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*By filling out the form above, you will be routed to PaydayLoansinUsa.com’s loan request form.

👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in San Marcos, Texas?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a payday loan if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in San Marcos, Texas?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in San Marcos, Texas?

The maximum amount of money you can get on a payday loan in San Marcos, Texas is $2500 but not limited for other types of loans, and the maximum term is 180 days. The finance charge fees and/or interest rates (APR) if specified can go up to $10 + $4/month for each $100 (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $2500 but not limited for other types of loans
Minimum Loan Term 7 days
Minimum Loan Term 180 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in San Marcos, Texas?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in San Marcos, Texas with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in San Marcos, Texas with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in San Marcos, Texas:

Advance America Payday Loans Picture

Advance America

5
★★★★★
Based on 88 Google reviews
Address: 909-B, TX-80, San Marcos, TX 78666, USA
Phone: (512) 396-5450
Website: https://advanceamerica.net/store-locations/texas/909-b-state-highway-80-san-marcos-78666
Loanstar Title Loans Payday Loans Picture

Loanstar Title Loans

5
★★★★★
Based on 120 Google reviews
Address: 1104 Thorpe Ln Suite B, San Marcos, TX 78666, USA
Phone: (512) 392-3709
Website: https://loanstartitleloans.net/
Cash Today Payday Loans Picture

Cash Today

5
★★★★★
Based on 3 Google reviews
Address: 1711 Interstate 35 Frontage Rd, San Marcos, TX 78666, USA
Phone: (512) 353-5626
Website: https://No website
Approved Money Center Payday Loans Picture

Approved Money Center

5
★★★★★
Based on 5 Google reviews
Address: 730 E Hopkins St, San Marcos, TX 78666, USA
Phone: (512) 392-6777
Website: https://No website
Check `n Go Payday Loans Picture

Check `n Go

5
★★★★★
Based on 103 Google reviews
Address: 1023 TX-80 Suite 119, San Marcos, TX 78666, USA
Phone: (512) 213-6683
Website: https://locations.checkngo.com/texas/san-marcos/1023-state-highway-80
LoanStar Title Loans Payday Loans Picture

LoanStar Title Loans

4.9
★★★★★
Based on 78 Google reviews
Address: 720 E Hopkins St, San Marcos, TX 78666, USA
Phone: (512) 214-6285
Website: https://loanstartitleloans.net/Home
Speedy Cash Payday Loans Picture

Speedy Cash

4.8
★★★★★
Based on 64 Google reviews
Address: 706 E Hopkins St, San Marcos, TX 78666, USA
Phone: (512) 392-3228
Website: https://speedycash.com/find-a-store/texas/san-marcos/old-ranch-and-cm-allen-pkwy/
Atlas Credit Co., Inc. Payday Loans Picture

Atlas Credit Co., Inc.

4.8
★★★★★
Based on 63 Google reviews
Address: 331 W Hopkins St, San Marcos, TX 78666, USA
Phone: (512) 392-8100
Website: https://atlascredit.com/
Banner Finance Payday Loans Picture

Banner Finance

4.7
★★★★★
Based on 13 Google reviews
Address: 110 W San Antonio St, San Marcos, TX 78666, USA
Phone: (512) 396-4444
Website: https://bannerfinance.com/banner-finance-san-marcos/
Shamrock Finance Payday Loans Picture

Shamrock Finance

4.7
★★★★★
Based on 63 Google reviews
Address: 101 W San Antonio St D, San Marcos, TX 78666, USA
Phone: (512) 396-8833
Website: https://westernshamrock.com/locations/texas/shamrock-finance-san-marcos-tx/
Speedy Cash Payday Loans Picture

Speedy Cash

4.6
★★★★★
Based on 42 Google reviews
Address: 1204 TX Hwy 123 Ste A, San Marcos, TX 78666, USA
Phone: (512) 392-8941
Website: https://speedycash.com/find-a-store/texas/san-marcos/guadalupe-and-south-i-35/
OneMain Financial Payday Loans Picture

OneMain Financial

3.8
★★★★★
Based on 12 Google reviews
Address: 929 TX-80 b, San Marcos, TX 78666, USA
Phone: (512) 396-1460
Website: https://onemainfinancial.com/branches/TX/San-Marcos/78666/4208
Plaza Finance Co Payday Loans Picture

Plaza Finance Co

3.7
★★★★★
Based on 3 Google reviews
Address: 110 W San Antonio St, San Marcos, TX 78666, USA
Phone: (512) 353-0658
Website: https://No website
Service Loan & Tax Service Co Payday Loans Picture

Service Loan & Tax Service Co

3.5
★★★★★
Based on 2 Google reviews
Address: 306 N Edward Gary St ste. B, San Marcos, TX 78666, USA
Phone: (512) 396-9544
Website: https://serviceloansouth.com/pages/loan-office.aspx
Texas Car Title & Payday Loan Services, Inc. Payday Loans Picture

Texas Car Title & Payday Loan Services, Inc.

3.3
★★★★★
Based on 15 Google reviews
Address: 2041 S Interstate 35, San Marcos, TX 78666, USA
Phone: (512) 738-8031
Website: https://texascartitleandpaydayloanservicesinc.com/title-loan-locations/tx1744/san-marcos-78666
Loan Express Payday Loans Picture

Loan Express

3
★★★★★
Based on 4 Google reviews
Address: 120 W San Antonio St, San Marcos, TX 78666, USA
Phone: (512) 392-6637
Website: https://loanexpresscash.com/
Master Finance Payday Loans Picture

Master Finance

2.8
★★★★★
Based on 5 Google reviews
Address: 116 W San Antonio St, San Marcos, TX 78666, USA
Phone: (512) 392-6102
Website: https://moneywhenuneedit.com/
ACE Cash Express Payday Loans Picture

ACE Cash Express

2.8
★★★★★
Based on 9 Google reviews
Address: 1200 TX-80 Ste 104, San Marcos, TX 78666, USA
Phone: (512) 392-8150
Website: https://acecashexpress.com/locations/texas/san-marcos/1550
Cash America Pawn Payday Loans Picture

Cash America Pawn

2.7
★★★★★
Based on 27 Google reviews
Address: 1107-A Highway 80 East, San Marcos, TX 78666, USA
Phone: (512) 396-1255
Website: https://cashamerica.com/
Covington Credit Payday Loans Picture

Covington Credit

2.7
★★★★★
Based on 3 Google reviews
Address: 1941 S Interstate 35 suite 105, San Marcos, TX 78666, USA
Phone: (512) 392-6182
Website: https://mymoneytogo.com/texas-loan-office-locations/personal-loans-san-marcos
Worth Finance Corporation Payday Loans Picture

Worth Finance Corporation

1
★★★★★
Based on 1 Google reviews
Address: 618 S Guadalupe St 102, San Marcos, TX 78666, USA
Phone: (512) 337-8510
Website: https://myworthloans.com/
City Finance Payday Loans Picture

City Finance

1
★★★★★
Based on 1 Google reviews
Address: 201 Martin Luther King Dr, San Marcos, TX 78666, USA
Phone: (512) 392-2030
Website: https://No website
LendNation Payday Loans Picture

LendNation

0
★★★★★
Based on 0 Google reviews
Address: 1035 TX-123 Suite 103, San Marcos, TX 78666, USA
Phone: (512) 201-4370
Website: https://lendnation.com/location/tx/san-marcos/1035-state-highway-123-1030
Midwestern Finance Payday Loans Picture

Midwestern Finance

0
★★★★★
Based on 0 Google reviews
Address: 900 Bugg Ln 113, San Marcos, TX 78666, USA
Phone: (512) 392-6371
Website: https://No website