Payday Loans in Union City

APPLY NOW
  • Simple online application
  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

*By filling out the form above, you will be routed to PaydayLoansinUsa.com’s loan request form.

👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW?

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Union City, Tennessee?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for cash advance in Tennessee if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Union City, Tennessee?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Union City, Tennessee?

The maximum amount of money you can get on a payday loan in Union City, Tennessee is $500, and the maximum term is 31 days. The finance charge fees and/or interest rates (APR) if specified can go up to 15% (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $500
Minimum Loan Term 7 days
Minimum Loan Term 31 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Union City, Tennessee?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Union City, Tennessee with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Union City, Tennessee with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What are payday loans that accept unemployment benefits in Union City, Tennessee near you?

If you're unemployed and you urgently need some cash to cover the monthly budget gap, there's a chance for you too. Submit your info via the form on our website (click the Apply Now button) and we will make sure one of our ending partners will help you within 1 working day.

There are some things you should know though. First, you need to make sure you can repay the loan and prepare some proof of income (anything will do). It will make sure a whole lot easier for you and for the lender if you could do that. Second, did you calculate the risks? The payday loans rates are pretty aggressive nowadays. They can help in bad hour but they can also make your life a nightmare if you fail to repay it in time. Please, think twice and make an weighted decision.

When we say you're gonna need a "proof of income" it doesn't necessarily have to be a paycheck (you're unemployed, duh!) but any reliable source of income:

  • Alimonies
  • Rental property income
  • Unemployment benefits
  • Disability payments
  • Social Security income
  • Child support
  • etc.

If you have any of the alternative source of income, you already may qualify for an online loan. But even if you don't have any of the abovementioned income sources, you still can apply! It doesn't hurt to try, right! Our lender partners are very loyal to our clients and gladly will consider your application.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Union City, Tennessee:

World Finance Payday Loans Picture

World Finance

5
★★★★★
Based on 1 Google reviews
Name: World Finance
Address: 1311 W Reelfoot Ave, Union City, TN 38261, USA
Phone: (731) 884-1823
Website: https://loansbyworld.com/
Discount Cash Advance Payday Loans Picture

Discount Cash Advance

5
★★★★★
Based on 1 Google reviews
Name: Discount Cash Advance
Address: 906 Perkins St, Union City, TN 38261, USA
Phone: (731) 885-3999
Website: https://discountcashadvanceandtitleloans.com/
Heights Finance Corporation Payday Loans Picture

Heights Finance Corporation

5
★★★★★
Based on 2 Google reviews
Name: Heights Finance Corporation
Address: County Market Place, 1700 W Reelfoot Ave 148, Union City, TN 38261, USA
Phone: (731) 885-2331
Website: https://heightsfinance.com/
Aj's Payday Payday Loans Picture

Aj’s Payday

5
★★★★★
Based on 2 Google reviews
Name: Aj's Payday
Address: 1413 S 1st St, Union City, TN 38261, USA
Phone: (731) 599-1333
Website: https://ajspayday.com/...y.y.
Credit Central Payday Loans Picture

Credit Central

5
★★★★★
Based on 2 Google reviews
Name: Credit Central
Address: 206 East Reelfoot Avenue Suite 9, Union City, TN 38261, USA
Phone: (731) 885-4408
Website: https://creditcentralllc.com/
OneMain Financial Payday Loans Picture

OneMain Financial

5
★★★★★
Based on 3 Google reviews
Name: OneMain Financial
Address: 1441 S 1st St, Union City, TN 38261, USA
Phone: (731) 885-2144
Website: https://onemainfinancial.com/branches/TN/Union-City/38261/4112
Cash Express Payday Loans Picture

Cash Express

5
★★★★★
Based on 4 Google reviews
Name: Cash Express
Address: 1313 W Reelfoot Ave Ste D, Union City, TN 38261, USA
Phone: (731) 886-0317
Website: https://cashexpressllc.com/
Money Tree Loan Co Payday Loans Picture

Money Tree Loan Co

5
★★★★★
Based on 2 Google reviews
Name: Money Tree Loan Co
Address: 115 W Church St, Union City, TN 38261, USA
Phone: (731) 885-4330
Website: https://moneytreeinc.com/
Advance Financial Payday Loans Picture

Advance Financial

4.9
★★★★★
Based on 57 Google reviews
Name: Advance Financial
Address: 1704 W Reelfoot Ave, Union City, TN 38261, USA
Phone: (731) 330-4224
Website: https://locations.af247.com/advance-financial-65a3542caf44
Check Into Cash Payday Loans Picture

Check Into Cash

4.9
★★★★★
Based on 38 Google reviews
Name: Check Into Cash
Address: 1307West, W Reelfoot Ave, Union City, TN 38261, USA
Phone: (731) 884-1111
Website: https://local.checkintocash.com/tn/union-city/1307west-reelfoot-avenue-17.html
Tennessee Title Loans, Inc. Payday Loans Picture

Tennessee Title Loans, Inc.

4.7
★★★★★
Based on 19 Google reviews
Name: Tennessee Title Loans, Inc.
Address: 121 W Reelfoot Ave, Union City, TN 38261, USA
Phone: (731) 885-9519
Website: https://tennesseetitleloansinc.com/tennessee-title-loan-locations/tn0579/121-w-reelfoot-avenue/union-city/tn/38261
Covington Credit Payday Loans Picture

Covington Credit

4.5
★★★★★
Based on 2 Google reviews
Name: Covington Credit
Address: 1700 W Reelfoot Ave 240, Union City, TN 38261, USA
Phone: (731) 599-0180
Website: https://mymoneytogo.com/tennessee-loan-office-locations/personal-loans-union-city
Security Finance Payday Loans Picture

Security Finance

3.8
★★★★★
Based on 4 Google reviews
Name: Security Finance
Address: 206 E Reelfoot Ave 5, Union City, TN 38261, USA
Phone: (731) 885-7707
Website: https://security-finance.com/locations/union-city-tn-0941/
Friendly Check Advance Payday Loans Picture

Friendly Check Advance

1
★★★★★
Based on 1 Google reviews
Name: Friendly Check Advance
Address: 121 W Reelfoot Ave, Union City, TN 38261, USA
Phone: (731) 885-1900
Website: https://No website
Preferred Payday Payday Loans Picture

Preferred Payday

0
★★★★★
Based on 0 Google reviews
Name: Preferred Payday
Address: 1401 W Reelfoot Ave 109, Union City, TN 38261, USA
Phone: (731) 885-8770
Website: https://No website
Kwik Cash Payday Loans Picture

Kwik Cash

0
★★★★★
Based on 0 Google reviews
Name: Kwik Cash
Address: 407 W Reelfoot Ave, Union City, TN 38261, USA
Phone: (731) 885-0491
Website: https://No website
Cash Tyme Payday Loans Picture

Cash Tyme

0
★★★★★
Based on 0 Google reviews
Name: Cash Tyme
Address: 206 E Reelfoot Ave Suite 32, Union City, TN 38261, USA
Phone: (731) 885-7400
Website: https://cashtyme.com/
Money Place Payday Loans Picture

Money Place

0
★★★★★
Based on 0 Google reviews
Name: Money Place
Address: 1313 W Reelfoot Ave A, Union City, TN 38261, USA
Phone: (731) 885-7500
Website: https://No website
Cash One Payday Loans Picture

Cash One

0
★★★★★
Based on 0 Google reviews
Name: Cash One
Address: 903 S 1st St, Union City, TN 38261, USA
Phone: (731) 885-7200
Website: https://No website
State Finance of Union City Payday Loans Picture

State Finance of Union City

0
★★★★★
Based on 0 Google reviews
Name: State Finance of Union City
Address: 1313 W Reelfoot Ave, Union City, TN 38261, USA
Phone: (731) 885-3087
Website: https://wallacemgt.com/location/state-finance-of-union-city/