Payday Loans in Rock Hill

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  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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*By filling out the form above, you will be routed to PaydayLoansinUsa.com’s loan request form.

👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW?

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Rock Hill, South Carolina?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a quick loan in South Carolina if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Rock Hill, South Carolina?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Rock Hill, South Carolina?

The maximum amount of money you can get on a payday loan in Rock Hill, South Carolina is $550, and the maximum term is 31 days. The finance charge fees and/or interest rates (APR) if specified can go up to 10% (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $550
Minimum Loan Term 7 days
Minimum Loan Term 31 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Rock Hill, South Carolina?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Rock Hill, South Carolina with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Rock Hill, South Carolina with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What are payday loans that accept unemployment benefits in Rock Hill, South Carolina near you?

If you're unemployed and you urgently need some cash to cover the monthly budget gap, there's a chance for you too. Submit your info via the form on our website (click the Apply Now button) and we will make sure one of our ending partners will help you within 1 working day.

There are some things you should know though. First, you need to make sure you can repay the loan and prepare some proof of income (anything will do). It will make sure a whole lot easier for you and for the lender if you could do that. Second, did you calculate the risks? The payday loans rates are pretty aggressive nowadays. They can help in bad hour but they can also make your life a nightmare if you fail to repay it in time. Please, think twice and make an weighted decision.

When we say you're gonna need a "proof of income" it doesn't necessarily have to be a paycheck (you're unemployed, duh!) but any reliable source of income:

  • Alimonies
  • Rental property income
  • Unemployment benefits
  • Disability payments
  • Social Security income
  • Child support
  • etc.

If you have any of the alternative source of income, you already may qualify for an online loan. But even if you don't have any of the abovementioned income sources, you still can apply! It doesn't hurt to try, right! Our lender partners are very loyal to our clients and gladly will consider your application.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Rock Hill, South Carolina:

Check `n Go Payday Loans Picture

Check `n Go

5
★★★★★
Based on 356 Google reviews
Name: Check `n Go
Address: 2349 Cherry Rd Suite 17, Rock Hill, SC 29732, USA
Phone: (803) 792-4821
Website: https://locations.checkngo.com/south-carolina/rock-hill/2349-cherry-road
Approved Cash Payday Loans Picture

Approved Cash

5
★★★★★
Based on 34 Google reviews
Name: Approved Cash
Address: 2260 Cross Pointe Dr Ste 97, Rock Hill, SC 29730, USA
Phone: (803) 980-1066
Website: https://approvedcashadvance.com/locations/rock_hill/
1st Franklin Financial Payday Loans Picture

1st Franklin Financial

5
★★★★★
Based on 18 Google reviews
Name: 1st Franklin Financial
Address: 2012 Cherry Rd STE 102, Rock Hill, SC 29732, USA
Phone: (803) 327-0070
Website: https://locations.1ffc.com/sc/rock-hill/2012-cherry-road.html
Cash N Go Title Loan Centers Rock Hill Payday Loans Picture

Cash N Go Title Loan Centers Rock Hill

5
★★★★★
Based on 97 Google reviews
Name: Cash N Go Title Loan Centers Rock Hill
Address: 1136 Mt Gallant Rd, Rock Hill, SC 29732, USA
Phone: (803) 620-6008
Website: https://cashngotitleloans.com/
AgSouth Farm Credit Payday Loans Picture

AgSouth Farm Credit

5
★★★★★
Based on 3 Google reviews
Name: AgSouth Farm Credit
Address: 1321 Springdale Rd, Rock Hill, SC 29730, USA
Phone: (803) 324-1131
Website: https://agsouthfc.com/Locations/South-Carolina-Branches/Rock-Hill.aspx
Western Finance Payday Loans Picture

Western Finance

5
★★★★★
Based on 82 Google reviews
Name: Western Finance
Address: 1030 Edwards St 105, Rock Hill, SC 29732, USA
Phone: (803) 366-8700
Website: https://westernshamrock.com/getstarted
Checks America Payday Loans Picture

Checks America

5
★★★★★
Based on 1 Google reviews
Name: Checks America
Address: 2595 Cherry Rd, Rock Hill, SC 29732, USA
Phone: (803) 980-7500
Website: https://No website
Advance America Payday Loans Picture

Advance America

4.9
★★★★★
Based on 56 Google reviews
Name: Advance America
Address: 1930 Cherry Rd Suite B, Rock Hill, SC 29732, USA
Phone: (803) 329-9775
Website: https://advanceamerica.net/store-locations/south-carolina/1930-cherry-rd-suite-b-rock-hill-29732
TitleMax Title Secured Loans Payday Loans Picture

TitleMax Title Secured Loans

4.9
★★★★★
Based on 341 Google reviews
Name: TitleMax Title Secured Loans
Address: 205 Albright Rd, Rock Hill, SC 29730, USA
Phone: (803) 980-4222
Website: https://titlemax.com/store/rock-hill-sc-2-title-loans/
Carolina Title Loans, Inc. Payday Loans Picture

Carolina Title Loans, Inc.

4.8
★★★★★
Based on 77 Google reviews
Name: Carolina Title Loans, Inc.
Address: 1406 Cherry Rd, Rock Hill, SC 29732, USA
Phone: (803) 324-0412
Website: https://carolinatitleloansinc.com/south-carolina-title-loan-locations/sc0137/1406-cherry-road/rock-hill/sc/29732
1st Capital Finance Title Loans Payday Loans Picture

1st Capital Finance Title Loans

4.3
★★★★★
Based on 24 Google reviews
Name: 1st Capital Finance Title Loans
Address: 2595 North Cherry Rd, Rock Hill, SC 29732, USA
Phone: (803) 980-2274
Website: https://1stcapitaltitleloans.com/title-loans-rock-hill-2/
OneMain Financial Payday Loans Picture

OneMain Financial

4.3
★★★★★
Based on 7 Google reviews
Name: OneMain Financial
Address: 4859 Old York Rd Ste 106, Rock Hill, SC 29732, USA
Phone: (803) 328-0163
Website: https://onemainfinancial.com/branches/SC/Rock-Hill/29732/1950
AmeriCash Loans Payday Loans Picture

AmeriCash Loans

4.2
★★★★★
Based on 31 Google reviews
Name: AmeriCash Loans
Address: 2186 Cherry Rd, Rock Hill, SC 29732, USA
Phone: (803) 327-2800
Website: https://americashloans.net/locations/south-carolina/rock-hill/
1st Capital Finance Payday Loans Picture

1st Capital Finance

4.1
★★★★★
Based on 13 Google reviews
Name: 1st Capital Finance
Address: 2042 Celanese Rd 1322, Rock Hill, SC 29732, USA
Phone: (803) 980-1711
Website: https://No website
OneMain Financial Payday Loans Picture

OneMain Financial

3.3
★★★★★
Based on 7 Google reviews
Name: OneMain Financial
Address: 572 John Ross Pkwy Ste 103, Rock Hill, SC 29730, USA
Phone: (803) 366-6176
Website: https://onemainfinancial.com/branches/SC/Rock-Hill/29730/834
Cash Well Consumer Loans Payday Loans Picture

Cash Well Consumer Loans

2.3
★★★★★
Based on 3 Google reviews
Name: Cash Well Consumer Loans
Address: 1807 Cherry Rd, Rock Hill, SC 29732, USA
Phone: (803) 326-9950
Website: https://No website
Carolina Payday Loans,Inc Payday Loans Picture

Carolina Payday Loans,Inc

2.3
★★★★★
Based on 3 Google reviews
Name: Carolina Payday Loans,Inc
Address: 1324 Cherry Rd, Rock Hill, SC 29730, USA
Phone: (803) 980-5626
Website: https://carolinatitleloansinc.com/
Southern Finance Payday Loans Picture

Southern Finance

2.3
★★★★★
Based on 6 Google reviews
Name: Southern Finance
Address: 875 Albright Rd suite 107, Rock Hill, SC 29730, USA
Phone: (803) 981-7660
Website: https://mymoneytogo.com/south-carolina-loan-office-locations/personal-loans-rock-hill
Credit Central Payday Loans Picture

Credit Central

2
★★★★★
Based on 4 Google reviews
Name: Credit Central
Address: 1512 E Main St, Rock Hill, SC 29730, USA
Phone: (803) 366-8118
Website: https://creditcentralllc.com/
Mariner Finance Payday Loans Picture

Mariner Finance

1
★★★★★
Based on 2 Google reviews
Name: Mariner Finance
Address: 2393 Cherry Rd, Rock Hill, SC 29732, USA
Phone: (803) 619-6644
Website: https://marinerfinance.com/locations/south-carolina/mariner-finance-location-in-rock-hill-sc/
Advance Payday Payday Loans Picture

Advance Payday

1
★★★★★
Based on 1 Google reviews
Name: Advance Payday
Address: 262 S Cherry Rd, Rock Hill, SC 29732, USA
Phone: (803) 327-2977
Website: https://No website
Cash Ahead Payday Loans Picture

Cash Ahead

0
★★★★★
Based on 0 Google reviews
Name: Cash Ahead
Address: 2438 Cherry Rd, Rock Hill, SC 29732, USA
Phone: (844) 335-5099
Website: https://No website
Quik Cash Payday Loans Picture

Quik Cash

0
★★★★★
Based on 0 Google reviews
Name: Quik Cash
Address: 1925 Cherry Rd, Rock Hill, SC 29732, USA
Phone:
Website: https://qcholdings.com/
Advance America Payday Loans Picture

Advance America

0
★★★★★
Based on 0 Google reviews
Name: Advance America
Address: 860 Heckle Blvd Ste 500, Rock Hill, SC 29730, USA
Phone: (803) 366-4200
Website: https://advanceamerica.net/
First Credit Payday Loans Picture

First Credit

0
★★★★★
Based on 0 Google reviews
Name: First Credit
Address: 688 Albright Rd 102, Rock Hill, SC 29730, USA
Phone: (803) 324-4224
Website: https://No website
Security Finance Payday Loans Picture

Security Finance

0
★★★★★
Based on 0 Google reviews
Name: Security Finance
Address: 875 Albright Rd 101, Rock Hill, SC 29730, USA
Phone: (803) 328-1366
Website: https://security-finance.com/