Payday Loans in Aiken

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  • Loans up to $5000
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👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW?

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Aiken, South Carolina?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for cash advance in South Carolina if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Aiken, South Carolina?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Aiken, South Carolina?

The maximum amount of money you can get on a payday loan in Aiken, South Carolina is $550, and the maximum term is 31 days. The finance charge fees and/or interest rates (APR) if specified can go up to 10% (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $550
Minimum Loan Term 7 days
Minimum Loan Term 31 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Aiken, South Carolina?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Aiken, South Carolina with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Aiken, South Carolina with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What are payday loans that accept unemployment benefits in Aiken, South Carolina near you?

If you're unemployed and you urgently need some cash to cover the monthly budget gap, there's a chance for you too. Submit your info via the form on our website (click the Apply Now button) and we will make sure one of our ending partners will help you within 1 working day.

There are some things you should know though. First, you need to make sure you can repay the loan and prepare some proof of income (anything will do). It will make sure a whole lot easier for you and for the lender if you could do that. Second, did you calculate the risks? The payday loans rates are pretty aggressive nowadays. They can help in bad hour but they can also make your life a nightmare if you fail to repay it in time. Please, think twice and make an weighted decision.

When we say you're gonna need a "proof of income" it doesn't necessarily have to be a paycheck (you're unemployed, duh!) but any reliable source of income:

  • Alimonies
  • Rental property income
  • Unemployment benefits
  • Disability payments
  • Social Security income
  • Child support
  • etc.

If you have any of the alternative source of income, you already may qualify for an online loan. But even if you don't have any of the abovementioned income sources, you still can apply! It doesn't hurt to try, right! Our lender partners are very loyal to our clients and gladly will consider your application.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Aiken, South Carolina:

Carolina Payday Loans, Inc. Payday Loans Picture

Carolina Payday Loans, Inc.

5
★★★★★
Based on 61 Google reviews
Name: Carolina Payday Loans, Inc.
Address: 2071 Whiskey Rd, Aiken, SC 29803, USA
Phone: (803) 643-8482
Website: https://carolinapaydayloansinc.com/south-carolina-payday-loan-locations/sc0708/2071-b-whiskey-road/aiken/sc/29803
TitleMax Title Secured Loans Payday Loans Picture

TitleMax Title Secured Loans

5
★★★★★
Based on 191 Google reviews
Name: TitleMax Title Secured Loans
Address: 1932 Whiskey Rd Suite A, Aiken, SC 29803, USA
Phone: (803) 648-7380
Website: https://titlemax.com/store/aiken-sc-title-loans/
Southern Finance Payday Loans Picture

Southern Finance

5
★★★★★
Based on 1 Google reviews
Name: Southern Finance
Address: 111 Laurens St SW, Aiken, SC 29801, USA
Phone: (803) 643-9661
Website: https://mymoneytogo.com/south-carolina-loan-office-locations/personal-loans-aiken-laurens-street
Check `n Go Payday Loans Picture

Check `n Go

5
★★★★★
Based on 269 Google reviews
Name: Check `n Go
Address: 1704 Richland Ave W, Aiken, SC 29801, USA
Phone: (803) 643-8043
Website: https://locations.checkngo.com/south-carolina/aiken/1704-richland-ave--w
Advance America Payday Loans Picture

Advance America

5
★★★★★
Based on 109 Google reviews
Name: Advance America
Address: 3555 Richland Ave W Ste. 186, Aiken, SC 29801, USA
Phone: (803) 644-6799
Website: https://advanceamerica.net/store-locations/south-carolina/3555-richland-ave-w-ste-186-aiken-29801
World Finance Payday Loans Picture

World Finance

5
★★★★★
Based on 2 Google reviews
Name: World Finance
Address: 3555 Richland Ave W Ste 164, Aiken, SC 29801, USA
Phone: (803) 648-2631
Website: https://loansbyworld.com/
Carolina Payday Loans, Inc. Payday Loans Picture

Carolina Payday Loans, Inc.

5
★★★★★
Based on 49 Google reviews
Name: Carolina Payday Loans, Inc.
Address: 1114 Richland Ave W, Aiken, SC 29801, USA
Phone: (803) 642-0555
Website: https://carolinapaydayloansinc.com/south-carolina-payday-loan-locations/sc0716/1114-west-richland-avenue/aiken/sc/29801
Auto Money Title Loans Payday Loans Picture

Auto Money Title Loans

5
★★★★★
Based on 447 Google reviews
Name: Auto Money Title Loans
Address: 1504 Richland Ave W, Aiken, SC 29801, USA
Phone: (803) 502-4322
Website: https://automoneytitleloans.com/
Cash Well Consumer Loans Payday Loans Picture

Cash Well Consumer Loans

5
★★★★★
Based on 1 Google reviews
Name: Cash Well Consumer Loans
Address: 2567 Whiskey Rd, Aiken, SC 29803, USA
Phone: (803) 642-7805
Website: https://No website
OneMain Financial Payday Loans Picture

OneMain Financial

4.9
★★★★★
Based on 11 Google reviews
Name: OneMain Financial
Address: 2406 Whiskey Rd, Aiken, SC 29803, USA
Phone: (803) 648-1306
Website: https://onemainfinancial.com/branches/SC/Aiken/29803/720
Advance America Payday Loans Picture

Advance America

4.9
★★★★★
Based on 27 Google reviews
Name: Advance America
Address: 1573 Whiskey Rd, Aiken, SC 29803, USA
Phone: (803) 641-6257
Website: https://advanceamerica.net/store-locations/south-carolina/1573-whiskey-rd-aiken-29803
TitleMax Title Secured Loans Payday Loans Picture

TitleMax Title Secured Loans

4.9
★★★★★
Based on 85 Google reviews
Name: TitleMax Title Secured Loans
Address: 1320 Richland Ave W, Aiken, SC 29801, USA
Phone: (803) 502-2435
Website: https://titlemax.com/store/aiken-sc-2-title-loans/
1st Franklin Financial Payday Loans Picture

1st Franklin Financial

4.9
★★★★★
Based on 49 Google reviews
Name: 1st Franklin Financial
Address: 161 S Aiken Ln Suite 470, Aiken, SC 29803, USA
Phone: (803) 642-7180
Website: https://locations.1ffc.com/sc/aiken/161-s.-aiken-lane.html
Carolina Title Loans, Inc. Payday Loans Picture

Carolina Title Loans, Inc.

4.9
★★★★★
Based on 51 Google reviews
Name: Carolina Title Loans, Inc.
Address: 2071 Whiskey Rd, Aiken, SC 29803, USA
Phone: (803) 644-8190
Website: https://carolinatitleloansinc.com/south-carolina-title-loan-locations/sc0300/2071-whiskey-road/aiken/sc/29803
Approved Cash Payday Loans Picture

Approved Cash

4.7
★★★★★
Based on 17 Google reviews
Name: Approved Cash
Address: 1018 Richland Ave W, Aiken, SC 29801, USA
Phone: (803) 643-0123
Website: https://approvedcashadvance.com/locations/aiken
Quick Credit Payday Loans Picture

Quick Credit

4.2
★★★★★
Based on 5 Google reviews
Name: Quick Credit
Address: 1606 Richland Ave W, Aiken, SC 29801, USA
Phone: (803) 643-0106
Website: https://mymoneytogo.com/south-carolina-loan-office-locations/personal-loans-aiken-richland-ave
Regional Finance Payday Loans Picture

Regional Finance

2.1
★★★★★
Based on 8 Google reviews
Name: Regional Finance
Address: 161 S Aiken Ln Suite 420, Aiken, SC 29803, USA
Phone: (803) 649-0040
Website: https://branches.regionalfinance.com/sc/aiken/161-south-aiken-lane.html
Quick Credit Corporation Payday Loans Picture

Quick Credit Corporation

0
★★★★★
Based on 0 Google reviews
Name: Quick Credit Corporation
Address: 287 Silver Bluff Rd, Aiken, SC 29803, USA
Phone: (803) 643-0106
Website: https://mymoneytogo.com/south-carolina-loan-office-locations/personal-loans-aiken-richland-ave
Cash Cow Payday Loans Picture

Cash Cow

0
★★★★★
Based on 0 Google reviews
Name: Cash Cow
Address: 1114 Richland Ave W, Aiken, SC 29801, USA
Phone: (803) 648-6499
Website: https://No website
Payday Advance Payday Loans Picture

Payday Advance

0
★★★★★
Based on 0 Google reviews
Name: Payday Advance
Address: 1050 York St NE B, Aiken, SC 29801, USA
Phone: (803) 649-2278
Website: https://advanceamerica.net/locations/details/store-4612/3555-Richland-Ave-W-Ste-186/Aiken/SC/29801