Wave Federal Credit Union photo
Overall rating for Wave Federal Credit Union
Opening hours for Wave Federal Credit Union
Monday: 9:00 AM – 4:00 PM
Tuesday: 9:00 AM – 4:00 PM
Wednesday: 9:00 AM – 4:00 PM
Thursday: 9:00 AM – 5:00 PM
Friday: 9:00 AM – 5:00 PM
Saturday: 9:00 AM – 12:00 PM
Sunday: Closed
👍 Bad Credit? You're Welcome to Apply!
We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.
🕒 Instant Decision
With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!
✅ Easy Approval
Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.
If you are looking for reliable financial services like payday loans in Warwick, Rhode Island, Wave Federal Credit Union can provide fast payday advance loans near you. All the information is available below, including interest rates, loan requirements, office addresses, phones, reviews, and more.
Wave Federal Credit Union is a direct lender with easy approval for everyone. Even if you have bad credit, Wave Federal Credit Union can offer you a loan with no credit check and probably no bank account. All you have to do is go to their website or to the office at 480 Greenwich Ave, Warwick, RI 02886, USA and apply for a quick loan via a short 5-minute application.
Having an overall rating of 3.9, Wave Federal Credit Union is loved (or hated) by 13 users, who got their emergency loans same day (or next day) after submitting an application.
Disclaimer: We do not represent Wave Federal Credit Union and can’t know for sure if you’ll get guaranteed approval if you apply directly on their site or in the office. But from our experience, people who submit a quick application through our website have a ~95% approval rate. It’s up to you to decide.
Wave Federal Credit Union contact info
| Name: | Wave Federal Credit Union |
|---|---|
| Address: | 480 Greenwich Ave, Warwick, RI 02886, USA |
| Phone: | (401) 781-1020 |
| Website: | https://wavefcu.org/ |
Wave Federal Credit Union offices locations on the map
Wave Federal Credit Union rates and requirements for payday loans
| MIN Loan Amount | $100 |
|---|---|
| MAX Loan Amount | $5000 |
| MIN. Loan Term | 7 days |
| MAX. Loan Term | 60 days |
| Credit score requirements | Available for Bad Credit |
| Credit Check | No Credit Check |
Wave Federal Credit Union's Reviews
Had high hopes when I met with them originally. Appeared eager to help. Made up a story about jumbo loan products on a HELOC and immediately cut LTV lending rate without further explanation. Loan officer and underwriter played off each other and then changed blame to an unknown third party at the bank. Went to BankRI with same information and they were able to complete the transaction without a hiccup. I have worked with many local banks and credit unions commercially and residentially, I thought it would be the same experience with Wave. Stay away, don't waste your time. There are too many banks too work with locally that care much more about your business than these people.
WORST BANK EVER! CUSTOMER SERVICE IS HORRIBLE! THEY LIE ALL THE TIME! DO NOT TRUST THIS BANK! SPECIALLY THE STAFF FROM GREENWOOD AVE BRANCH, HORRIBLE PEOPLE! AND THE MANAGER IS WORST! PUT YOUR MONEY SAFE SOMEWHERE ELSE! I AM SWITCHING TO GREENWOOD CREDIT UNION, THEY HAVE BETTER SERVICE AND HAVE GREAT PROFESSIONALISM!
I have had an account here for many years as well as a credit card and have had nothing but the best. Highly recommend wave as a bank!
As an Account Executive for the #1 wholesale lender in the country I get to work with brokers all across the nation from the west coast to the east coast. I would highly recommend Wave Federal Credit Union to anyone looking to purchase or refinance. I have been working with Wave Federal Credit Union for 3 years. Year after year, they consistently close loans in 21 days or less! They continuously provide transparency and reliability throughout the entire loan process to their clients making closing loans with them simple and easy. I would recommend them to my own family members and I look forward to our continued partnership. Call Wave Federal Credit Union today for your mortgage needs!
Giving one star mainly because Deb R. in the Greenwich office is the only one with any knowledge and is helpful. I have had many problems with this branch and today was hung up on by Denise. Closing my accounts.