Rhode Island Student Loan Authority photo
Overall rating for Rhode Island Student Loan Authority
Opening hours for Rhode Island Student Loan Authority
Monday: 8:00 AM – 4:30 PM
Tuesday: 8:00 AM – 4:30 PM
Wednesday: 8:00 AM – 4:30 PM
Thursday: 8:00 AM – 4:30 PM
Friday: 8:00 AM – 4:30 PM
Saturday: Closed
Sunday: Closed
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If you are looking for reliable financial services like payday loans in Warwick, Rhode Island, Rhode Island Student Loan Authority can provide fast payday advance loans near you. All the information is available below, including interest rates, loan requirements, office addresses, phones, reviews, and more.
Rhode Island Student Loan Authority is a direct lender with easy approval for everyone. Even if you have bad credit, Rhode Island Student Loan Authority can offer you a loan with no credit check and probably no bank account. All you have to do is go to their website or to the office at 935 Jefferson Blvd 3000, Warwick, RI 02886, USA and apply for a quick loan via a short 5-minute application.
Having an overall rating of 3.8, Rhode Island Student Loan Authority is loved (or hated) by 29 users, who got their emergency loans same day (or next day) after submitting an application.
Disclaimer: We do not represent Rhode Island Student Loan Authority and can’t know for sure if you’ll get guaranteed approval if you apply directly on their site or in the office. But from our experience, people who submit a quick application through our website have a ~95% approval rate. It’s up to you to decide.
Rhode Island Student Loan Authority contact info
| Name: | Rhode Island Student Loan Authority |
|---|---|
| Address: | 935 Jefferson Blvd 3000, Warwick, RI 02886, USA |
| Phone: | (800) 758-7562 |
| Website: | https://risla.com/ |
Rhode Island Student Loan Authority offices locations on the map
Rhode Island Student Loan Authority rates and requirements for payday loans
| MIN Loan Amount | $100 |
|---|---|
| MAX Loan Amount | $5000 |
| MIN. Loan Term | 7 days |
| MAX. Loan Term | 60 days |
| Credit score requirements | Available for Bad Credit |
| Credit Check | No Credit Check |
Rhode Island Student Loan Authority's Reviews
Trust when I say, do your research with any private loan but especially with RISLA. They expected me to pay $600+ per month upon graduation and they only offer a 6 month period for deferment (for the entire life of the loan). They will tell you that they offer more time for financial hardship and the sort but you will indeed jump through the most hoops in order to qualify. I truly think that many lenders including them are out of touch with the true costs of living and furthermore preying on less savvy parents and students. I reached out to a lawyer about some of their practices (regarding bankruptcy of a cosigner and communication) and unfortunately for me the private student loan game is air tight. To be clear, This is a business and there will be no relief no matter what is happening. I now am the proud owner of a $900 a month student loan payment. But what I learned is I will never let my children get a loan from one of these companies for education and I will scream the same thing from the mountain tops to my family who is considering.
RISLA is honestly a terrible company to work with. Their staff is often unhelpful and they have very high interest rates (or at least they did when I got mine). It takes advantage of young kids who are trying to get an education if you ask me, as their rates were almost double the average fed loans (in my case). I am from RI and used this lender, but there are plenty of other good options for young kids to explore. Looking back I wish I had done that instead of just going with this one because it is local. I graduated and am in the process of refinancing for a MUCH better rate. I would recommend anyone who graduates with RISLA loans to REFI ASAP while rates are good. Other lenders that help graduates refi (google the top ones) have amazing customer service to compared to RISLA and will provide significantly more competitive rates.
RISLA is a great way to find a college loan that fits your needs. I have used them for the past 3 years and have had great customer service support. As the parent of a first time college student, the daunting task of completing the paperwork was made much easier by their customer support team. I called with several questions & was always answered in a timely manner. We have worked out payback options that fit our family's budget. I would highly recommend using them for your student loan needs.
They had no problem loaning the money when I made a good salary as cosigner. I lost my job. Now in order for my daughter to release me and refinance she needs to have an annual salary if $40k. What new college grad (or most people for that matter) has that salary off the bat? I guess I need to not pay my mortgage and go bankrupt in order for my kids to go to college.
I have used RISLA for several years now and highly recommend their service. The lending terms are favorable and options exist for lower rates. The application process is refreshingly easy and quick and can all be done on line. Once approved, they deal directly with the school for fund transfers.