Payday Loans in Happy Valley

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  • Simple online application
  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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*By filling out the form above, you will be routed to PaydayLoansinUsa.com’s loan request form.

👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Happy Valley, Oregon?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a payday loan if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Happy Valley, Oregon?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Happy Valley, Oregon?

The maximum amount of money you can get on a payday loan in Happy Valley, Oregon is $50000, and the maximum term is 60 days. The finance charge fees and/or interest rates (APR) if specified can go up to 36% (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $50000
Minimum Loan Term 7 days
Minimum Loan Term 60 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Happy Valley, Oregon?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Happy Valley, Oregon with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Happy Valley, Oregon with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Happy Valley, Oregon:

Umpqua Bank Payday Loans Picture

Umpqua Bank

4
★★★★★
Based on 5 Google reviews
Address: 13183 SE 172nd Ave Ste 174, Happy Valley, OR 97086, USA
Phone: (503) 454-2600
Website: https://umpquabank.com/
OnPoint Community Credit Union Payday Loans Picture

OnPoint Community Credit Union

4
★★★★★
Based on 8 Google reviews
Address: 17055 SE Sunnyside Rd Suite 126, Happy Valley, OR 97015, USA
Phone: (503) 228-7077
Website: https://No website
Ptcu Payday Loans Picture

Ptcu

4
★★★★★
Based on 1 Google reviews
Address: 11750 SE 82nd Ave, Happy Valley, OR 97086, USA
Phone: (503) 659-1314
Website: https://onpointcu.com/
Clackamas Federal Credit Union Payday Loans Picture

Clackamas Federal Credit Union

3.7
★★★★★
Based on 10 Google reviews
Address: 12111 SE Sunnyside Rd, Happy Valley, OR 97086, USA
Phone: (503) 656-0671
Website: https://clackamasfcu.org/
Fred Meyer Money Services Payday Loans Picture

Fred Meyer Money Services

0
★★★★★
Based on 0 Google reviews
Address: 17005 SE Sunnyside Rd, Happy Valley, OR 97086, USA
Phone: (971) 999-6250
Website: https://moneyservices.com/find-store/or/happy-valley/17005-se-sunnyside-rd/