Payday Loans in Ponca City

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  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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*By filling out the form above, you will be routed to PaydayLoansinUsa.com’s loan request form.

👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Ponca City, Oklahoma?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a payday loan if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Ponca City, Oklahoma?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Ponca City, Oklahoma?

The maximum amount of money you can get on a payday loan in Ponca City, Oklahoma is $500, and the maximum term is 45 days. The finance charge fees and/or interest rates (APR) if specified can go up to 10%-15% (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $500
Minimum Loan Term 7 days
Minimum Loan Term 45 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Ponca City, Oklahoma?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Ponca City, Oklahoma with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Ponca City, Oklahoma with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Ponca City, Oklahoma:

Western-Shamrock Finance Payday Loans Picture

Western-Shamrock Finance

5
★★★★★
Based on 15 Google reviews
Address: 212 E Central Ave, Ponca City, OK 74601, USA
Phone: (580) 762-8833
Website: https://westernshamrock.com/locations/oklahoma/western-shamrock-finance-ponca-city-ok/
Security Finance Payday Loans Picture

Security Finance

5
★★★★★
Based on 2 Google reviews
Address: 101 E Grand Ave, Ponca City, OK 74601, USA
Phone: (580) 765-2801
Website: https://security-finance.com/locations/ponca-city-ok-0475/
Sun Loan Company Payday Loans Picture

Sun Loan Company

4.9
★★★★★
Based on 8 Google reviews
Address: 1806 North 5th Street Space 8A, Ponca City, OK 74601, USA
Phone: (580) 762-6370
Website: https://sunloan.com/locations/sun-loan-company-ponca-city-oklahoma-205/
Approved Cash Payday Loans Picture

Approved Cash

4.8
★★★★★
Based on 22 Google reviews
Address: 2101 N 14th St 121, Ponca City, OK 74601, USA
Phone: (580) 718-0033
Website: https://approvedcashadvance.com/locations/ponca_city
Check Into Cash Payday Loans Picture

Check Into Cash

4.7
★★★★★
Based on 12 Google reviews
Address: 3000 N 14th St suite a, Ponca City, OK 74601, USA
Phone: (580) 767-1872
Website: https://local.checkintocash.com/ok/ponca-city/3000-n-14th-street--suite-a-23022.html
Check `n Go Payday Loans Picture

Check `n Go

4.5
★★★★★
Based on 39 Google reviews
Address: 900 E Prospect Ave, Ponca City, OK 74601, USA
Phone: (580) 762-3138
Website: https://locations.checkngo.com/oklahoma/ponca-city/900-e-prospect-avenue
Regional Finance Payday Loans Picture

Regional Finance

3.5
★★★★★
Based on 2 Google reviews
Address: 2412 N 14th St Suite A, Ponca City, OK 74601, USA
Phone: (580) 765-0031
Website: https://branches.regionalfinance.com/ok/ponca-city/2412-north-14th-street.html
Win-Co Finance Payday Loans Picture

Win-Co Finance

2.8
★★★★★
Based on 8 Google reviews
Address: 416 W Grand Ave, Ponca City, OK 74601, USA
Phone: (580) 767-1200
Website: https://No website
Ardmore Finance Payday Loans Picture

Ardmore Finance

2
★★★★★
Based on 3 Google reviews
Address: 105 N 1st St, Ponca City, OK 74601, USA
Phone: (580) 765-6700
Website: https://moneywhenuneedit.com/
Local Finance Payday Loans Picture

Local Finance

1
★★★★★
Based on 1 Google reviews
Address: 123 E Grand Ave, Ponca City, OK 74601, USA
Phone: (580) 765-1600
Website: https://No website
World Acceptance Corporation Payday Loans Picture

World Acceptance Corporation

0
★★★★★
Based on 0 Google reviews
Address: 409 N 14th St, Ponca City, OK 74601, USA
Phone: (580) 765-0734
Website: https://loansbyworld.com/
Red River Credit Corporation Payday Loans Picture

Red River Credit Corporation

0
★★★★★
Based on 0 Google reviews
Address: 101 W Grand Ave, Ponca City, OK 74601, USA
Phone: (580) 765-0176
Website: https://redrivercredit.com/locations/ponca-city-ok/