Payday Loans in Toledo

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  • Loans up to $5000
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👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW?

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Toledo, Ohio?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for cash advance in Ohio if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Toledo, Ohio?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Toledo, Ohio?

The maximum amount of money you can get on a payday loan in Toledo, Ohio is $1000, and the maximum term is 1 year (365 days). The finance charge fees and/or interest rates (APR) if specified can go up to 28% ARP (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $1000
Minimum Loan Term 7 days
Minimum Loan Term 1 year (365 days)
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Toledo, Ohio?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Toledo, Ohio with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Toledo, Ohio with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What are payday loans that accept unemployment benefits in Toledo, Ohio near you?

If you're unemployed and you urgently need some cash to cover the monthly budget gap, there's a chance for you too. Submit your info via the form on our website (click the Apply Now button) and we will make sure one of our ending partners will help you within 1 working day.

There are some things you should know though. First, you need to make sure you can repay the loan and prepare some proof of income (anything will do). It will make sure a whole lot easier for you and for the lender if you could do that. Second, did you calculate the risks? The payday loans rates are pretty aggressive nowadays. They can help in bad hour but they can also make your life a nightmare if you fail to repay it in time. Please, think twice and make an weighted decision.

When we say you're gonna need a "proof of income" it doesn't necessarily have to be a paycheck (you're unemployed, duh!) but any reliable source of income:

  • Alimonies
  • Rental property income
  • Unemployment benefits
  • Disability payments
  • Social Security income
  • Child support
  • etc.

If you have any of the alternative source of income, you already may qualify for an online loan. But even if you don't have any of the abovementioned income sources, you still can apply! It doesn't hurt to try, right! Our lender partners are very loyal to our clients and gladly will consider your application.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Toledo, Ohio:

National Cash Advance Payday Loans Picture

National Cash Advance

5
★★★★★
Based on 3 Google reviews
Name: National Cash Advance
Address: 1515 S Byrne Rd Suite 102, Toledo, OH 43614, USA
Phone: (419) 382-5600
Website: https://nationalcashadvance.com/locations/details/store-6917/OH/43614/41.611107/-83.6257394/1515-S-Byrne-Road-Suite-102/Toledo
Check `n Go Payday Loans Picture

Check `n Go

5
★★★★★
Based on 205 Google reviews
Name: Check `n Go
Address: 5200 Monroe St, Toledo, OH 43623, USA
Phone: (419) 841-9757
Website: https://locations.checkngo.com/ohio/toledo/5200-monroe-street
Advance America Payday Loans Picture

Advance America

4.9
★★★★★
Based on 55 Google reviews
Name: Advance America
Address: 1744 W Laskey Rd, Toledo, OH 43613, USA
Phone: (419) 474-2223
Website: https://advanceamerica.net/store-locations/ohio/1744-w-laskey-road-toledo-43613
Check `n Go Payday Loans Picture

Check `n Go

4.9
★★★★★
Based on 183 Google reviews
Name: Check `n Go
Address: 2336 S Reynolds Rd, Toledo, OH 43614, USA
Phone: (419) 865-5474
Website: https://locations.checkngo.com/ohio/toledo/2336-s--reynolds-rd
Advance America Payday Loans Picture

Advance America

4.9
★★★★★
Based on 62 Google reviews
Name: Advance America
Address: 240 W Alexis Rd Suite C, Toledo, OH 43612, USA
Phone: (419) 478-8506
Website: https://advanceamerica.net/store-locations/ohio/240-west-alexis-rd-suite-c-toledo-43612
Eagle Loan Payday Loans Picture

Eagle Loan

4.9
★★★★★
Based on 263 Google reviews
Name: Eagle Loan
Address: 5414 Monroe St, Toledo, OH 43623, USA
Phone: (567) 455-5408
Website: https://eagle.com/
Toledo Gold Exchange Payday Loans Picture

Toledo Gold Exchange

4.8
★★★★★
Based on 66 Google reviews
Name: Toledo Gold Exchange
Address: 807 Woodville Rd, Toledo, OH 43605, USA
Phone: (419) 720-1999
Website: https://toledogoldexchange.com/
OneMain Financial Payday Loans Picture

OneMain Financial

4.7
★★★★★
Based on 7 Google reviews
Name: OneMain Financial
Address: 5950 Airport Hwy Ste 1, Toledo, OH 43615, USA
Phone: (419) 866-4333
Website: https://onemainfinancial.com/branches/OH/Toledo/43615/1176
OneMain Financial Payday Loans Picture

OneMain Financial

4.7
★★★★★
Based on 12 Google reviews
Name: OneMain Financial
Address: 5215 Monroe St, Toledo, OH 43623, USA
Phone: (419) 843-4208
Website: https://onemainfinancial.com/branches/OH/Toledo/43623/4637
ACE Cash Express Payday Loans Picture

ACE Cash Express

4.6
★★★★★
Based on 11 Google reviews
Name: ACE Cash Express
Address: 1817 S Reynolds Rd, Toledo, OH 43614, USA
Phone: (419) 381-9212
Website: https://acecashexpress.com/locations/ohio/toledo/1092
Advance America Payday Loans Picture

Advance America

4.6
★★★★★
Based on 11 Google reviews
Name: Advance America
Address: 5153-A Glendale Ave, Toledo, OH 43614, USA
Phone: (419) 380-9274
Website: https://advanceamerica.net/store-locations/ohio/5153-a-glendale-avenue-toledo-43614
Toledo Check Cashing Center Payday Loans Picture

Toledo Check Cashing Center

4.5
★★★★★
Based on 2 Google reviews
Name: Toledo Check Cashing Center
Address: 4625 N Detroit Ave, Toledo, OH 43612, USA
Phone: (419) 476-4950
Website: https://No website
Loanmax Title Loans Payday Loans Picture

Loanmax Title Loans

4.3
★★★★★
Based on 10 Google reviews
Name: Loanmax Title Loans
Address: 308 E Alexis Rd, Toledo, OH 43612, USA
Phone: (419) 574-0120
Website: https://loanmaxtitleloans.net/Locations/OHIO/Toledo/308-E-Alexis-Rd
Lendmark Financial Services LLC Payday Loans Picture

Lendmark Financial Services LLC

4.3
★★★★★
Based on 6 Google reviews
Name: Lendmark Financial Services LLC
Address: 5305 Monroe St Suite 1, Toledo, OH 43623, USA
Phone: (419) 882-2712
Website: https://lendmarkfinancial.com/
Cashland Payday Loans Picture

Cashland

4.2
★★★★★
Based on 11 Google reviews
Name: Cashland
Address: 522 S Reynolds Rd C, Toledo, OH 43615, USA
Phone: (419) 578-9498
Website: https://cashland.com/
Cashland Payday Loans Picture

Cashland

4.1
★★★★★
Based on 12 Google reviews
Name: Cashland
Address: 2222 N Reynolds Rd, Toledo, OH 43615, USA
Phone: (419) 535-5533
Website: https://cashamerica.com/Cashland.aspx/
Advance America Payday Loans Picture

Advance America

4.1
★★★★★
Based on 9 Google reviews
Name: Advance America
Address: 1042 W Alexis Rd, Toledo, OH 43612, USA
Phone: (419) 476-8635
Website: https://advanceamerica.net/store-locations/ohio/1042-w-alexis-road-toledo-43612
Cash Plus Payday Loans Picture

Cash Plus

4
★★★★★
Based on 5 Google reviews
Name: Cash Plus
Address: 4011 Secor Rd C, Toledo, OH 43623, USA
Phone: (419) 473-1900
Website: https://cashplusinc.com/stores/ohio/cash-plus-toledo-oh-43623/
Mariner Finance Payday Loans Picture

Mariner Finance

4
★★★★★
Based on 4 Google reviews
Name: Mariner Finance
Address: 4038 Talmadge Rd 102, Toledo, OH 43623, USA
Phone: (567) 316-6088
Website: https://marinerfinance.com/locations/Ohio/mariner-finance-location-in-Toledo-OH
Sun Financial Credit Union Payday Loans Picture

Sun Financial Credit Union

3.4
★★★★★
Based on 5 Google reviews
Name: Sun Financial Credit Union
Address: 3907 N Detroit Ave, Toledo, OH 43612, USA
Phone: (419) 476-2531
Website: https://No website
Cashland Payday Loans Picture

Cashland

3.2
★★★★★
Based on 10 Google reviews
Name: Cashland
Address: 3247 W Alexis Rd, Toledo, OH 43613, USA
Phone: (419) 472-3073
Website: https://cashland.com/
Jeep Country Federal Credit Union Payday Loans Picture

Jeep Country Federal Credit Union

3
★★★★★
Based on 11 Google reviews
Name: Jeep Country Federal Credit Union
Address: 559 E Manhattan Blvd, Toledo, OH 43608, USA
Phone: (419) 865-2200
Website: https://jeepcountryfcu.com/
CashSmart Payday Loans Picture

CashSmart

3
★★★★★
Based on 4 Google reviews
Name: CashSmart
Address: 4618, 2940 Monroe St, Toledo, OH 43606, USA
Phone: (419) 241-9100
Website: https://No website
CheckSmart Payday Loans Picture

CheckSmart

3
★★★★★
Based on 13 Google reviews
Name: CheckSmart
Address: 4550 Monroe St, Toledo, OH 43613, USA
Phone: (419) 472-5007
Website: https://ccfi.com/checksmart
Cashland Payday Loans Picture

Cashland

2.9
★★★★★
Based on 41 Google reviews
Name: Cashland
Address: 5037 Lewis Ave, Toledo, OH 43612, USA
Phone: (419) 470-1661
Website: https://cashland.com/
CheckSmart Payday Loans Picture

CheckSmart

2.7
★★★★★
Based on 10 Google reviews
Name: CheckSmart
Address: 5801 Telegraph Rd, Toledo, OH 43612, USA
Phone: (419) 476-8785
Website: https://ccfi.com/checksmart
Professional Financial Services Payday Loans Picture

Professional Financial Services

2.3
★★★★★
Based on 3 Google reviews
Name: Professional Financial Services
Address: 7110 Central Ave Suite A1, Toledo, OH 43617, USA
Phone: (419) 841-4000
Website: https://pfs-corp.net/
Stop & Go Payday Loans Picture

Stop & Go

2
★★★★★
Based on 4 Google reviews
Name: Stop & Go
Address: 1223 N Byrne Rd, Toledo, OH 43607, USA
Phone: (419) 531-8225
Website: https://stopandgostores.com/
CheckSmart Payday Loans Picture

CheckSmart

1.9
★★★★★
Based on 9 Google reviews
Name: CheckSmart
Address: 1221 S Reynolds Rd, Toledo, OH 43615, USA
Phone: (419) 382-5385
Website: https://ccfi.com/checksmart
Community Choice Financial Payday Loans Picture

Community Choice Financial

1
★★★★★
Based on 1 Google reviews
Name: Community Choice Financial
Address: 2631 Dorr St, Toledo, OH 43607, USA
Phone: (419) 537-1346
Website: https://ccfi.com/
First Federal Savings & Loan Payday Loans Picture

First Federal Savings & Loan

0
★★★★★
Based on 0 Google reviews
Name: First Federal Savings & Loan
Address: 3234 N Holland Sylvania Rd, Toledo, OH 43615, USA
Phone: (419) 841-4454
Website: https://firstfeddelta.com/
Quicken Title Loans Payday Loans Picture

Quicken Title Loans

0
★★★★★
Based on 0 Google reviews
Name: Quicken Title Loans
Address: 2350 W Laskey Rd, Toledo, OH 43613, USA
Phone: (419) 214-5626
Website: https://loanmaxtitleloans.net/Locations/OHIO/Toledo/3218-Secor-Rd
Ameriprise Financial Services, Inc. Payday Loans Picture

Ameriprise Financial Services, Inc.

0
★★★★★
Based on 0 Google reviews
Name: Ameriprise Financial Services, Inc.
Address: 5911 Renaissance Pl a, Toledo, OH 43623, USA
Phone: (419) 885-2980
Website: https://ameripriseadvisors.com/
Community Choice Financial Payday Loans Picture

Community Choice Financial

0
★★★★★
Based on 0 Google reviews
Name: Community Choice Financial
Address: 1633 W Laskey Rd, Toledo, OH 43612, USA
Phone: (419) 476-0833
Website: https://ccfi.com/
Payday Loans Payday Loans Picture

Payday Loans

0
★★★★★
Based on 0 Google reviews
Name: Payday Loans
Address: 317 N Superior St 8004, Toledo, OH 43604, USA
Phone: (419) 469-6658
Website: https://No website
Fast Cash of America Inc Payday Loans Picture

Fast Cash of America Inc

0
★★★★★
Based on 0 Google reviews
Name: Fast Cash of America Inc
Address: 5055 Glendale Ave 3, Toledo, OH 43614, USA
Phone: (419) 382-2400
Website: https://firstchoicepaydayloans.com/ca/
Northgate Financial Resources LLC Payday Loans Picture

Northgate Financial Resources LLC

0
★★★★★
Based on 0 Google reviews
Name: Northgate Financial Resources LLC
Address: 742 W Northgate Pkwy, Toledo, OH 43612, USA
Phone: (419) 206-0592
Website: https://No website
Hometown Cash Advance Payday Loans Picture

Hometown Cash Advance

0
★★★★★
Based on 0 Google reviews
Name: Hometown Cash Advance
Address: 1455 S Reynolds Rd, Toledo, OH 43615, USA
Phone: (419) 381-8800
Website: https://firstchoicepaydayloans.com/ca/
CashSmart Payday Loans Picture

CashSmart

0
★★★★★
Based on 0 Google reviews
Name: CashSmart
Address: 2940 Monroe St, Toledo, OH 43606, USA
Phone: (419) 241-9100
Website: https://ccfi.com/