Payday Loans in Fayetteville

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  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Fayetteville, North Carolina?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a payday loan if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Fayetteville, North Carolina?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Fayetteville, North Carolina?

The maximum amount of money you can get on a payday loan in Fayetteville, North Carolina is $2500 with some restrictions, and the maximum term is not specified. The finance charge fees and/or interest rates (APR) if specified can go up to 36 APR% (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $2500 with some restrictions
Minimum Loan Term 7 days
Minimum Loan Term not specified
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Fayetteville, North Carolina?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Fayetteville, North Carolina with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Fayetteville, North Carolina with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Fayetteville, North Carolina:

Omni Military Loans Payday Loans Picture

Omni Military Loans

4.6
★★★★★
Based on 47 Google reviews
Address: 6256 Yadkin Rd 101, Fayetteville, NC 28303, USA
Phone: (910) 487-1904
Website: https://omnimilitaryloans.com/location/fayetteville-nc/
ACE Cash Express Payday Loans Picture

ACE Cash Express

4.5
★★★★★
Based on 21 Google reviews
Address: 316 N Eastern Blvd Ste 204, Fayetteville, NC 28301, USA
Phone: (910) 826-2274
Website: https://acecashexpress.com/locations/north-carolina/fayetteville/1120
Bragg Mutual Federal Credit Union Payday Loans Picture

Bragg Mutual Federal Credit Union

4.5
★★★★★
Based on 6 Google reviews
Address: 201 Hay St 102, Fayetteville, NC 28301, USA
Phone: (910) 222-1500
Website: https://braggmutualfcu.org/
OneMain Financial Payday Loans Picture

OneMain Financial

4.5
★★★★★
Based on 11 Google reviews
Address: 4225 Ramsey St e, Fayetteville, NC 28311, USA
Phone: (910) 488-6670
Website: https://onemainfinancial.com/branches/NC/Fayetteville/28311/4011
OneMain Financial Payday Loans Picture

OneMain Financial

4.3
★★★★★
Based on 15 Google reviews
Address: 2800 Raeford Rd Ste 7, Fayetteville, NC 28303, USA
Phone: (910) 323-4019
Website: https://onemainfinancial.com/branches/NC/Fayetteville/28303/823
Mariner Finance Payday Loans Picture

Mariner Finance

4
★★★★★
Based on 6 Google reviews
Address: 5075 Morganton Rd Ste. 10, Fayetteville, NC 28314, USA
Phone: (910) 860-1313
Website: https://marinerfinance.com/locations/North%20Carolina/mariner-finance-location-in-Fayetteville-NC
Regional Finance Payday Loans Picture

Regional Finance

4
★★★★★
Based on 3 Google reviews
Address: 1111 Ireland Dr Suite 102, Fayetteville, NC 28304, USA
Phone: (910) 263-8885
Website: https://branches.regionalfinance.com/nc/fayetteville/1111-ireland-drive.html
Lendmark Financial Services LLC Payday Loans Picture

Lendmark Financial Services LLC

4
★★★★★
Based on 4 Google reviews
Address: 1400 Walter Reed Rd 110, Fayetteville, NC 28304, USA
Phone: (910) 484-7605
Website: https://lendmarkfinancial.com/
Cape Fear Finance Co Payday Loans Picture

Cape Fear Finance Co

4
★★★★★
Based on 9 Google reviews
Address: 118 Gillespie St, Fayetteville, NC 28301, USA
Phone: (910) 483-6010
Website: https://capefearfinancecompany.com/
ACE Cash Express Payday Loans Picture

ACE Cash Express

3.9
★★★★★
Based on 35 Google reviews
Address: 3308 Bragg Blvd Ste 104, Fayetteville, NC 28303, USA
Phone: (910) 429-2274
Website: https://acecashexpress.com/locations/north-carolina/fayetteville/1121
Time Financing Service Payday Loans Picture

Time Financing Service

3.9
★★★★★
Based on 16 Google reviews
Address: 1046 Bragg Blvd, Fayetteville, NC 28301, USA
Phone: (910) 868-9411
Website: https://timefinancing.com/
Friendly Check Cashing Payday Loans Picture

Friendly Check Cashing

3.7
★★★★★
Based on 3 Google reviews
Address: 2802 Owen Dr, Fayetteville, NC 28306, USA
Phone: (910) 433-2168
Website: https://friendlycheck.com/
OneMain Financial Payday Loans Picture

OneMain Financial

3.6
★★★★★
Based on 13 Google reviews
Address: 2132 Skibo Rd 104, Fayetteville, NC 28314, USA
Phone: (910) 483-4641
Website: https://onemainfinancial.com/branches/NC/Fayetteville/28314/3990
Regional Finance Payday Loans Picture

Regional Finance

3.3
★★★★★
Based on 4 Google reviews
Address: 4731 Ramsey St, Fayetteville, NC 28311, USA
Phone: (910) 491-4928
Website: https://branches.regionalfinance.com/nc/fayetteville/4731-ramsey-street.html
Lendmark Financial Services LLC Payday Loans Picture

Lendmark Financial Services LLC

3.3
★★★★★
Based on 4 Google reviews
Address: 2718 Bragg Blvd, Fayetteville, NC 28303, USA
Phone: (910) 778-5302
Website: https://lendmarkfinancial.com/
Patriot Loan Co Payday Loans Picture

Patriot Loan Co

3
★★★★★
Based on 2 Google reviews
Address: 6107 Yadkin Rd B, Fayetteville, NC 28303, USA
Phone: (910) 860-1313
Website: https://easyloans.pw/
Fort Bragg Federal Credit Union Payday Loans Picture

Fort Bragg Federal Credit Union

2.7
★★★★★
Based on 33 Google reviews
Address: 1638 Skibo Rd, Fayetteville, NC 28303, USA
Phone: (910) 864-2232
Website: https://fortbraggfcu.org/
Friendly Check Cashing Payday Loans Picture

Friendly Check Cashing

2.3
★★★★★
Based on 6 Google reviews
Address: 4147 Ramsey St, Fayetteville, NC 28311, USA
Phone: (910) 488-9417
Website: https://friendlycheck.com/
Cumberland Pawn & Loan Payday Loans Picture

Cumberland Pawn & Loan

1.8
★★★★★
Based on 14 Google reviews
Address: 5011 Raeford Rd, Fayetteville, NC 28304, USA
Phone: (910) 425-3306
Website: https://cumberlandpawnshop.com/
Green Cap Financial Inc Payday Loans Picture

Green Cap Financial Inc

1
★★★★★
Based on 2 Google reviews
Address: 5945 Cliffdale Rd 1108, Fayetteville, NC 28314, USA
Phone: (910) 778-5302
Website: https://firstchoicepaydayloans.com/
Friendly Check Cashing Payday Loans Picture

Friendly Check Cashing

0
★★★★★
Based on 0 Google reviews
Address: 129-199 I-95BUS, Fayetteville, NC 28301, USA
Phone: (910) 223-0104
Website: https://friendlycheck.com/