Universal Check Cashing photo
Overall rating for Universal Check Cashing
Opening hours for Universal Check Cashing
Monday: 8:30 AM – 6:00 PM
Tuesday: 8:30 AM – 6:00 PM
Wednesday: 8:30 AM – 6:00 PM
Thursday: 8:30 AM – 6:00 PM
Friday: 8:30 AM – 6:00 PM
Saturday: 9:00 AM – 3:00 PM
Sunday: Closed
👍 Bad Credit? You're Welcome to Apply!
We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.
🕒 Instant Decision
With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!
✅ Easy Approval
Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.
If you are looking for reliable financial services like payday loans in Utica, New York, Universal Check Cashing can provide fast payday advance loans near you. All the information is available below, including interest rates, loan requirements, office addresses, phones, reviews, and more.
Universal Check Cashing is a direct lender with easy approval for everyone. Even if you have bad credit, Universal Check Cashing can offer you a loan with no credit check and probably no bank account. All you have to do is go to their website or to the office at 333 Genesee St, Utica, NY 13501, USA and apply for a quick loan via a short 5-minute application.
Having an overall rating of 3.2, Universal Check Cashing is loved (or hated) by 25 users, who got their emergency loans same day (or next day) after submitting an application.
Disclaimer: We do not represent Universal Check Cashing and can’t know for sure if you’ll get guaranteed approval if you apply directly on their site or in the office. But from our experience, people who submit a quick application through our website have a ~95% approval rate. It’s up to you to decide.
Universal Check Cashing contact info
| Name: | Universal Check Cashing |
|---|---|
| Address: | 333 Genesee St, Utica, NY 13501, USA |
| Phone: | (315) 266-0373 |
| Website: | https://reginacheckcashing.com/ |
Universal Check Cashing offices locations on the map
Universal Check Cashing rates and requirements for payday loans
| MIN Loan Amount | $100 |
|---|---|
| MAX Loan Amount | $5000 |
| MIN. Loan Term | 7 days |
| MAX. Loan Term | 60 days |
| Credit score requirements | Available for Bad Credit |
| Credit Check | No Credit Check |
Universal Check Cashing's Reviews
Other than being in an extremely dangerous part of the city, I've had good experiences with staff being fast & effective. They are usually busy & they try their best to be friendly, unfortunately, I think they deal with so many rude & difficult people all day that they are just all business.
Rudest staff I've ever encountered at a place of business. Mindblowing how rude and ornery they are
I love this place they are so very nice and I am able to always get most service through them.
Awesome staff.... Convenient... Once in their system you only need to bring you and the check... They even will keep your national grid and spectrum account numbers on file... So you just pay... Very very convenient and simple.
Absolutely unprofessional. The employees were obnoxious and immature, and they are not fit to run a business. A pathetic excuse for a "cash checking service".