Payday Loans in New York

APPLY NOW
  • Simple online application
  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

*By filling out the form above, you will be routed to PaydayLoansinUsa.com’s loan request form.

👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in New York, New York?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a payday loan if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in New York, New York?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in New York, New York?

Unfortunately, payday loans are heavily restricted in New York. You still can try to apply but we do not guarantee the approval.

What credit score is needed for a payday loan in New York, New York?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in New York, New York with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in New York, New York with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in New York, New York:

Broadway Funding Group, Inc. Payday Loans Picture

Broadway Funding Group, Inc.

5
★★★★★
Based on 2 Google reviews
Address: 305 Broadway, New York, NY 10007, USA
Phone: (212) 608-6900
Website: https://broadwayfundinggroup.com/
Happy Rock Merchant Solutions Payday Loans Picture

Happy Rock Merchant Solutions

5
★★★★★
Based on 2 Google reviews
Address: 149 W 36th St, New York, NY 10018, USA
Phone: (212) 532-2525
Website: https://happyrockms.com/
Zippy Loan Payday Loans Picture

Zippy Loan

5
★★★★★
Based on 3 Google reviews
Address: 75 Broad St, New York, NY 10004, USA
Phone: (917) 503-2388
Website: https://zippyloan.com/
Credit Cash Payday Loans Picture

Credit Cash

5
★★★★★
Based on 1 Google reviews
Address: 505 Park Ave, New York, NY 10022, USA
Phone: (212) 688-2600
Website: https://No website
Media Development Investment Fund Payday Loans Picture

Media Development Investment Fund

5
★★★★★
Based on 1 Google reviews
Address: 37 W 20th St, New York, NY 10011, USA
Phone: (212) 807-1304
Website: https://mdif.org/
Loans.net Payday Loans Picture

Loans.net

5
★★★★★
Based on 1 Google reviews
Address: 641 Lexington Ave, New York, NY 10022, USA
Phone: (646) 257-4131
Website: https://loans.net/contact-us.html
Funding Zone Payday Loans Picture

Funding Zone

5
★★★★★
Based on 1 Google reviews
Address: 75 Maiden Ln 203, New York, NY 10038, USA
Phone: (877) 490-9192
Website: https://funding-zone.com/
Kashable Payday Loans Picture

Kashable

4.9
★★★★★
Based on 31 Google reviews
Address: 489 5th Ave 18th floor, New York, NY 10017, USA
Phone: (646) 663-4353
Website: https://kashable.com/
New York Loan Company Payday Loans Picture

New York Loan Company

4.8
★★★★★
Based on 15 Google reviews
Address: 50 W 47th St 319, New York, NY 10036, USA
Phone: (212) 997-5626
Website: https://newyorkloan.com/
OnDeck Capital Payday Loans Picture

OnDeck Capital

4.7
★★★★★
Based on 243 Google reviews
Address: 1400 Broadway, New York, NY 10018, USA
Phone: (888) 269-4246
Website: https://ondeck.com/
Climb Credit Payday Loans Picture

Climb Credit

4.3
★★★★★
Based on 8 Google reviews
Address: 133 W 19th St 4th Floor, New York, NY 10011, USA
Phone: (888) 510-0533
Website: https://climbcredit.com/
Hebrew Free Loan Society Inc Payday Loans Picture

Hebrew Free Loan Society Inc

4.2
★★★★★
Based on 12 Google reviews
Address: 675 3rd Ave 1905, New York, NY 10017, USA
Phone: (212) 687-0188
Website: https://hfls.org/
Case Cash Inc Payday Loans Picture

Case Cash Inc

4.1
★★★★★
Based on 24 Google reviews
Address: 520 8th Ave, New York, NY 10018, USA
Phone: (718) 246-2522
Website: https://casecashdirect.com/
People's United Bank Payday Loans Picture

People’s United Bank

3.8
★★★★★
Based on 9 Google reviews
Address: 127 7th Ave, New York, NY 10011, USA
Phone: (646) 786-2000
Website: https://branches.peoples.com/ny/new-york/127-seventh-ave-.html
Bethpage Federal Credit Union Payday Loans Picture

Bethpage Federal Credit Union

3.7
★★★★★
Based on 31 Google reviews
Address: 111 W 26th St, New York, NY 10001, USA
Phone: (800) 628-7070
Website: https://bethpagefcu.com/branches-atms/chelsea-branch.aspx
East West Bank Payday Loans Picture

East West Bank

3.6
★★★★★
Based on 7 Google reviews
Address: 208 Canal St, New York, NY 10013, USA
Phone: (212) 710-2913
Website: https://eastwestbank.com/Views/Pages/locations/
Cash Flow Partners | New York Payday Loans Picture

Cash Flow Partners | New York

3.1
★★★★★
Based on 9 Google reviews
Address: 201 Wadsworth Ave, New York, NY 10033, USA
Phone: (212) 781-8800
Website: https://No website
The Loan Source Payday Loans Picture

The Loan Source

3
★★★★★
Based on 4 Google reviews
Address: 353 E 83rd St Suite 3H, New York, NY 10028, USA
Phone: (800) 492-6825
Website: https://No website
Shield Funding Payday Loans Picture

Shield Funding

2.5
★★★★★
Based on 13 Google reviews
Address: 2 W 46th St 204, New York, NY 10036, USA
Phone: (888) 882-6117
Website: https://shieldfunding.com/
New York Payday Loan Solutions Payday Loans Picture

New York Payday Loan Solutions

1.8
★★★★★
Based on 19 Google reviews
Address: 180 Church St, New York, NY 10013, USA
Phone: (646) 820-9683
Website: https://newyorkpaydayloansolutions.com/
New York Payday Loan Payday Loans Picture

New York Payday Loan

1
★★★★★
Based on 1 Google reviews
Address: 85 Broad St Floor 10, New York, NY 10004, USA
Phone:
Website: https://No website
Business Funding America Payday Loans Picture

Business Funding America

1
★★★★★
Based on 1 Google reviews
Address: 247 W 36th St 2nd Floor, New York, NY 10018, USA
Phone: (888) 668-8185
Website: https://No website
Purple Payday Payday Loans Picture

Purple Payday

1
★★★★★
Based on 1 Google reviews
Address: 1 Little W 12th St, New York, NY 10014, USA
Phone: (866) 689-3501
Website: https://expressloansofamerica.com/
Embrace Home Loans Payday Loans Picture

Embrace Home Loans

0
★★★★★
Based on 0 Google reviews
Address: 132 W 31st St 15th Floor, New York, NY 10001, USA
Phone: (800) 333-3004
Website: https://embracehomeloans.com/
Merchant Cash Advance Payday Loans Picture

Merchant Cash Advance

0
★★★★★
Based on 0 Google reviews
Address: 2 W 46th St 205, New York, NY 10036, USA
Phone: (888) 882-6117
Website: https://capitalloanhub.com/
BUSINESS LOANS Payday Loans Picture

BUSINESS LOANS

0
★★★★★
Based on 0 Google reviews
Address: 40 Wall St, New York, NY 10005, USA
Phone: (626) 213-8962
Website: https://No website
Commercial Hard Money Lenders Payday Loans Picture

Commercial Hard Money Lenders

0
★★★★★
Based on 0 Google reviews
Address: 20 W 20th St, New York, NY 10011, USA
Phone: (800) 928-0233
Website: https://No website
Premium Merchant Funding Payday Loans Picture

Premium Merchant Funding

0
★★★★★
Based on 0 Google reviews
Address: 40 Wall St 5th Floor, New York, NY 10005, USA
Phone: (646) 780-8720
Website: https://pmfeu.com/
Genesis Financial Services Inc Payday Loans Picture

Genesis Financial Services Inc

0
★★★★★
Based on 0 Google reviews
Address: 110 E 42nd St, New York, NY 10017, USA
Phone: (212) 687-3600
Website: https://genesis-fs.com/
Personal Debt Relief Payday Loans Picture

Personal Debt Relief

0
★★★★★
Based on 0 Google reviews
Address: 244 5th Ave A87, New York, NY 10001, USA
Phone: (877) 214-1607
Website: https://No website
New York Cash Net Payday Loans Picture

New York Cash Net

0
★★★★★
Based on 0 Google reviews
Address: 85 Broad St f10, New York, NY 10004, USA
Phone: (877) 798-2231
Website: https://No website
William Burke Lendings Payday Loans Picture

William Burke Lendings

0
★★★★★
Based on 0 Google reviews
Address: 200 Broadway, New York, NY 10038, USA
Phone: (646) 513-4428
Website: https://No website