Universal Check Cashing photo
Overall rating for Universal Check Cashing
Opening hours for Universal Check Cashing
Monday: 8:30 AM – 6:00 PM
Tuesday: 8:30 AM – 6:00 PM
Wednesday: 8:30 AM – 6:00 PM
Thursday: 8:30 AM – 6:00 PM
Friday: 8:30 AM – 6:00 PM
Saturday: 9:00 AM – 3:00 PM
Sunday: Closed
👍 Bad Credit? You're Welcome to Apply!
We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.
🕒 Instant Decision
With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!
✅ Easy Approval
Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.
If you are looking for reliable financial services like payday loans in Binghamton, New York, Universal Check Cashing can provide fast payday advance loans near you. All the information is available below, including interest rates, loan requirements, office addresses, phones, reviews, and more.
Universal Check Cashing is a direct lender with easy approval for everyone. Even if you have bad credit, Universal Check Cashing can offer you a loan with no credit check and probably no bank account. All you have to do is go to their website or to the office at 215 Main St 2, Binghamton, NY 13905, USA and apply for a quick loan via a short 5-minute application.
Having an overall rating of 3.9, Universal Check Cashing is loved (or hated) by 20 users, who got their emergency loans same day (or next day) after submitting an application.
Disclaimer: We do not represent Universal Check Cashing and can’t know for sure if you’ll get guaranteed approval if you apply directly on their site or in the office. But from our experience, people who submit a quick application through our website have a ~95% approval rate. It’s up to you to decide.
Universal Check Cashing contact info
| Name: | Universal Check Cashing |
|---|---|
| Address: | 215 Main St 2, Binghamton, NY 13905, USA |
| Phone: | (607) 766-9450 |
| Website: | https://reginacheckcashing.com/ |
Universal Check Cashing offices locations on the map
Universal Check Cashing rates and requirements for payday loans
| MIN Loan Amount | $100 |
|---|---|
| MAX Loan Amount | $5000 |
| MIN. Loan Term | 7 days |
| MAX. Loan Term | 60 days |
| Credit score requirements | Available for Bad Credit |
| Credit Check | No Credit Check |
Universal Check Cashing's Reviews
I like the employees they are ways nice
Very nice every time I got right and right out and people very nice .
It costs money to get money but they're always open when I need their services and I don't have to wait more than a couple minutes if at all.
This place very unprofessional . African Americans are not welcome. Judge as soon as walk in . Checks are cashed base on their personal decision. Uneducated on how to verify a check . Horrible, a waste of time just open a bank account avoid the headache the rude unprofessional behavior from the tellers
The service was very easy to use. I needed to cash a check but did not have a bank account. I needed the money asap and could not wait for a bank to deposit the check. So, I chose to go here. I was in and out in 5 minutes. Had to fill out a simple, short form, provide I.D., and they took my picture. That was it! Fee was standard for this type of service.