Payday Loans in Los Lunas

  • Simple online application
  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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*By filling out the form above, you will be routed to’s loan request form.

👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW?

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Los Lunas, New Mexico?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a quick loan in New Mexico if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Los Lunas, New Mexico?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Los Lunas, New Mexico?

The maximum amount of money you can get on a payday loan in Los Lunas, New Mexico is $2500, and the maximum term is 35 days. The finance charge fees and/or interest rates (APR) if specified can go up to $15.50 per $100 and a $0.50 verification fee per $100 (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $2500
Minimum Loan Term 7 days
Minimum Loan Term 35 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Los Lunas, New Mexico?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Los Lunas, New Mexico with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Los Lunas, New Mexico with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What are payday loans that accept unemployment benefits in Los Lunas, New Mexico near you?

If you're unemployed and you urgently need some cash to cover the monthly budget gap, there's a chance for you too. Submit your info via the form on our website (click the Apply Now button) and we will make sure one of our ending partners will help you within 1 working day.

There are some things you should know though. First, you need to make sure you can repay the loan and prepare some proof of income (anything will do). It will make sure a whole lot easier for you and for the lender if you could do that. Second, did you calculate the risks? The payday loans rates are pretty aggressive nowadays. They can help in bad hour but they can also make your life a nightmare if you fail to repay it in time. Please, think twice and make an weighted decision.

When we say you're gonna need a "proof of income" it doesn't necessarily have to be a paycheck (you're unemployed, duh!) but any reliable source of income:

  • Alimonies
  • Rental property income
  • Unemployment benefits
  • Disability payments
  • Social Security income
  • Child support
  • etc.

If you have any of the alternative source of income, you already may qualify for an online loan. But even if you don't have any of the abovementioned income sources, you still can apply! It doesn't hurt to try, right! Our lender partners are very loyal to our clients and gladly will consider your application.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Los Lunas, New Mexico:

World Finance Payday Loans Picture

World Finance

Based on 2 Google reviews
Name: World Finance
Address: 1603 Main St SW Ste D, Los Lunas, NM 87031, USA
Phone: (505) 865-0400
B C Financial Payday Loans Picture

B C Financial

Based on 7 Google reviews
Name: B C Financial
Address: 1052 Main St NE STE. B, Los Lunas, NM 87031, USA
Phone: (505) 866-1905
Citizens Finance Co Payday Loans Picture

Citizens Finance Co

Based on 1 Google reviews
Name: Citizens Finance Co
Address: 1850 Main St NE, Los Lunas, NM 87031, USA
Phone: (505) 865-9691
Website: https://No website
Western Finance Payday Loans Picture

Western Finance

Based on 37 Google reviews
Name: Western Finance
Address: 1910 Main St NE Ste C, Los Lunas, NM 87031, USA
Phone: (505) 865-4535
Check `n Go Payday Loans Picture

Check `n Go

Based on 43 Google reviews
Name: Check `n Go
Address: 835 Main St. SE, Ste 105, Los Lunas, NM 87031, USA
Phone: (505) 565-9743
TitleMax Title Loans Payday Loans Picture

TitleMax Title Loans

Based on 260 Google reviews
Name: TitleMax Title Loans
Address: 2530 Main St NE, Los Lunas, NM 87031, USA
Phone: (505) 219-2950
New Mexico Title Loans, Inc. Payday Loans Picture

New Mexico Title Loans, Inc.

Based on 116 Google reviews
Name: New Mexico Title Loans, Inc.
Address: 2270 Sun Ranch Village Loop, Los Lunas, NM 87031, USA
Phone: (505) 565-2877
Sun Loan Company Payday Loans Picture

Sun Loan Company

Based on 5 Google reviews
Name: Sun Loan Company
Address: 2211 B Main Street SE, Los Lunas, NM 87031, USA
Phone: (505) 565-9414
Courtesy Loans Payday Loans Picture

Courtesy Loans

Based on 3 Google reviews
Name: Courtesy Loans
Address: 1036 Main St NE, Los Lunas, NM 87031, USA
Phone: (505) 866-9379
Website: https://No website
Security Finance Payday Loans Picture

Security Finance

Based on 4 Google reviews
Name: Security Finance
Address: 3457 Main St NE Suite B, Los Lunas, NM 87031, USA
Phone: (505) 865-7222
Regional Finance Payday Loans Picture

Regional Finance

Based on 0 Google reviews
Name: Regional Finance
Address: 601 Vallejos Ln Suite 23A, Los Lunas, NM 87031, USA
Phone: (505) 357-6001
El Alamo Check Cash Payday Loans Picture

El Alamo Check Cash

Based on 0 Google reviews
Name: El Alamo Check Cash
Address: 1910 Main St NE, Los Lunas, NM 87031, USA
Phone: (505) 565-0825
Payday Loans Payday Loans Picture

Payday Loans

Based on 0 Google reviews
Name: Payday Loans
Address: 1402 Main St SW, Los Lunas, NM 87031, USA
Website: https://No website
Cash 2 Go Payday Loans Picture

Cash 2 Go

Based on 0 Google reviews
Name: Cash 2 Go
Address: 2510 Main St NE F, Los Lunas, NM 87031, USA
Phone: (505) 866-9937
Website: https://No website