Payday Loans in Sparks

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  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW?

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Sparks, Nevada?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for payday loans in Nevada if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Sparks, Nevada?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Sparks, Nevada?

The maximum amount of money you can get on a payday loan in Sparks, Nevada is 25% of monthly gross income, and the maximum term is 35 days. The finance charge fees and/or interest rates (APR) if specified can go up to 625% ARP (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount 25% of monthly gross income
Minimum Loan Term 7 days
Minimum Loan Term 35 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Sparks, Nevada?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Sparks, Nevada with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Sparks, Nevada with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What are payday loans that accept unemployment benefits in Sparks, Nevada near you?

If you're unemployed and you urgently need some cash to cover the monthly budget gap, there's a chance for you too. Submit your info via the form on our website (click the Apply Now button) and we will make sure one of our ending partners will help you within 1 working day.

There are some things you should know though. First, you need to make sure you can repay the loan and prepare some proof of income (anything will do). It will make sure a whole lot easier for you and for the lender if you could do that. Second, did you calculate the risks? The payday loans rates are pretty aggressive nowadays. They can help in bad hour but they can also make your life a nightmare if you fail to repay it in time. Please, think twice and make an weighted decision.

When we say you're gonna need a "proof of income" it doesn't necessarily have to be a paycheck (you're unemployed, duh!) but any reliable source of income:

  • Alimonies
  • Rental property income
  • Unemployment benefits
  • Disability payments
  • Social Security income
  • Child support
  • etc.

If you have any of the alternative source of income, you already may qualify for an online loan. But even if you don't have any of the abovementioned income sources, you still can apply! It doesn't hurt to try, right! Our lender partners are very loyal to our clients and gladly will consider your application.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Sparks, Nevada:

US AUTO TITLE & PAYDAY LOAN Payday Loans Picture

US AUTO TITLE & PAYDAY LOAN

5
★★★★★
Based on 14 Google reviews
Name: US AUTO TITLE & PAYDAY LOAN
Address: 2021 Glendale Ave, Sparks, NV 89431, USA
Phone: (775) 356-7296
Website: https://usautotitleloan.com/
USA Cash Services Payday Loans Picture

USA Cash Services

5
★★★★★
Based on 1 Google reviews
Name: USA Cash Services
Address: 1245 Baring Blvd, Sparks, NV 89434, USA
Phone: (775) 359-1991
Website: https://usacashservices.com/
Title Loan Payday Loans Picture

Title Loan

5
★★★★★
Based on 1 Google reviews
Name: Title Loan
Address: 690 E Prater Way, Sparks, NV 89431, USA
Phone: (775) 358-7428
Website: https://firstchoicepaydayloans.com/ca/
United Finance Payday Loans Picture

United Finance

4.8
★★★★★
Based on 51 Google reviews
Name: United Finance
Address: 1213 Baring Blvd, Sparks, NV 89434, USA
Phone: (775) 284-5025
Website: https://unitedfinance.com/
OneMain Financial Payday Loans Picture

OneMain Financial

4.8
★★★★★
Based on 4 Google reviews
Name: OneMain Financial
Address: 4751 Galleria Pkwy Ste 109, Sparks, NV 89436, USA
Phone: (775) 335-2262
Website: https://onemainfinancial.com/branches/NV/Sparks/89436/5171
Dollar Loan Center Payday Loans Picture

Dollar Loan Center

4.6
★★★★★
Based on 12 Google reviews
Name: Dollar Loan Center
Address: 5272 Sparks Blvd, Sparks, NV 89436, USA
Phone: (775) 800-8040
Website: https://dontbebroke.com/
Lend-A-Check Payday Loans Picture

Lend-A-Check

4.6
★★★★★
Based on 11 Google reviews
Name: Lend-A-Check
Address: 979 Pyramid Way 101, Sparks, NV 89431, USA
Phone: (775) 358-3118
Website: https://lendacheck.com/
Check City Payday Loans Picture

Check City

4.4
★★★★★
Based on 58 Google reviews
Name: Check City
Address: 2945 El Rancho Dr 105-107, Sparks, NV 89431, USA
Phone: (775) 996-1919
Website: https://checkcity.com/locations/nevada/el-rancho-and-mccarran/
Rapid Cash Payday Loans Picture

Rapid Cash

4.2
★★★★★
Based on 100 Google reviews
Name: Rapid Cash
Address: 690 E Prater Way, Sparks, NV 89431, USA
Phone: (775) 358-7428
Website: https://speedycash.com/find-a-store/nevada/sparks/prater-and-mccarran/
Moneytree Payday Loans Picture

Moneytree

4
★★★★★
Based on 6 Google reviews
Name: Moneytree
Address: 1475 E Prater Way Suite 109, Sparks, NV 89434, USA
Phone: (775) 359-1900
Website: https://moneytreeinc.com/branch/sparks
Dollar Loan Center Payday Loans Picture

Dollar Loan Center

3.9
★★★★★
Based on 16 Google reviews
Name: Dollar Loan Center
Address: 889 Sparks Blvd, Sparks, NV 89434, USA
Phone: (775) 284-5629
Website: https://dontbebroke.com/
Sun Loan Company Payday Loans Picture

Sun Loan Company

3.6
★★★★★
Based on 5 Google reviews
Name: Sun Loan Company
Address: 2215 Oddie Blvd, Sparks, NV 89431, USA
Phone: (775) 353-3100
Website: https://sunloan.com/locations/sun-loan-company-sparks-nevada-73/
Paycheck Advance Payday Loans Picture

Paycheck Advance

3.5
★★★★★
Based on 4 Google reviews
Name: Paycheck Advance
Address: 549 E Prater Way, Sparks, NV 89431, USA
Phone: (775) 355-5885
Website: https://paycheckadv.com/StoreLocator.aspx
Advance America Payday Loans Picture

Advance America

3.3
★★★★★
Based on 16 Google reviews
Name: Advance America
Address: 2855 N McCarran Blvd Ste 104, Sparks, NV 89431, USA
Phone: (775) 331-7201
Website: https://advanceamerica.net/store-locations/nevada/2855-n-mccarran-blvd-ste-104-sparks-89431
Moneytree Payday Loans Picture

Moneytree

0
★★★★★
Based on 0 Google reviews
Name: Moneytree
Address: 102 Los Altos Pkwy, Sparks, NV 89436, USA
Phone: (775) 354-1300
Website: https://moneytreeinc.com/branch/spanish-springs
Payday & Title Loans Check Cashing Payday Loans Picture

Payday & Title Loans Check Cashing

0
★★★★★
Based on 0 Google reviews
Name: Payday & Title Loans Check Cashing
Address: 1481 E Prater Way, Sparks, NV 89434, USA
Phone:
Website: https://easyloans.pw/