Electro Savings Credit Union photo
Overall rating for Electro Savings Credit Union
Opening hours for Electro Savings Credit Union
Monday: 9:00 AM – 5:00 PM
Tuesday: 9:00 AM – 5:00 PM
Wednesday: 10:00 AM – 5:00 PM
Thursday: 9:00 AM – 5:00 PM
Friday: 9:00 AM – 5:30 PM
Saturday: 9:00 AM – 12:00 PM
Sunday: Closed
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If you are looking for reliable financial services like payday loans in St. Louis, Missouri, Electro Savings Credit Union can provide fast payday advance loans near you. All the information is available below, including interest rates, loan requirements, office addresses, phones, reviews, and more.
Electro Savings Credit Union is a direct lender with easy approval for everyone. Even if you have bad credit, Electro Savings Credit Union can offer you a loan with no credit check and probably no bank account. All you have to do is go to their website or to the office at 1805 Craigshire Rd, St. Louis, MO 63146, USA and apply for a quick loan via a short 5-minute application.
Having an overall rating of 3, Electro Savings Credit Union is loved (or hated) by 32 users, who got their emergency loans same day (or next day) after submitting an application.
Disclaimer: We do not represent Electro Savings Credit Union and can’t know for sure if you’ll get guaranteed approval if you apply directly on their site or in the office. But from our experience, people who submit a quick application through our website have a ~95% approval rate. It’s up to you to decide.
Electro Savings Credit Union contact info
| Name: | Electro Savings Credit Union |
|---|---|
| Address: | 1805 Craigshire Rd, St. Louis, MO 63146, USA |
| Phone: | (314) 434-6470 |
| Website: | https://electrosavings.com/ |
Electro Savings Credit Union offices locations on the map
Electro Savings Credit Union rates and requirements for payday loans
| MIN Loan Amount | $100 |
|---|---|
| MAX Loan Amount | $5000 |
| MIN. Loan Term | 7 days |
| MAX. Loan Term | 60 days |
| Credit score requirements | Available for Bad Credit |
| Credit Check | No Credit Check |
Electro Savings Credit Union's Reviews
I have been banking here since they opened. I have never had a problem with direct deposit. My deposit is not available early money but it's always in the account by 9 am. They financed my car loan and I got a great rate. I have not had any problem with this credit union. They have always been accommodating and pleasant.
Credit unions are supposed to be for the members and the shareholders. It's supposed to be tailored to your experience as a member. This credit union is not. They are just as scammy as a regular bank. Hidden fees, overdrafts despite paying for overdraft protection, overdrafts when you actually have money in the bank. Nothing about this "credit union" is for its members. It's for the profit of those in charge. I've had great experiences with some of the regular service members. But when it comes to higher up management, they just like to cut corners and do their best to save themselves a buck, while disregarding what is best for the members. I will be closing my account and taking my business to another credit union.
Been banking at Electro almost since they opened. My dad was the treasurer when it first opened and he opened an acct for me when I was 14. Lots of changes since then but the staff’s hospitality and helpfulness is still top notch. Always have had good experiences at ESCU. Highly recommend.
Just opened this account last month and all I can say is don’t waste your time. I get paid on Thursdays so please tell why it’s now Monday and I still haven’t received my direct deposit due to how their direct deposit works. I repeat find you another credit union because this one is horrible
Been with them since 2015. Have been with other big named banks previously I have never liked and always paying tons of fees. Everyone I have ever spoke too has been very pleasant, even if they are having to pass the news of denying a loan. In that one case they pointed me or gave advice in the right direction what things I could do to improve.