First Community Credit Union photo
Overall rating for First Community Credit Union
Opening hours for First Community Credit Union
Monday: 8:30 AM – 5:00 PM
Tuesday: 8:30 AM – 5:00 PM
Wednesday: 8:30 AM – 5:00 PM
Thursday: 8:30 AM – 5:00 PM
Friday: 8:30 AM – 6:00 PM
Saturday: 8:30 AM – 12:30 PM
Sunday: Closed
👍 Bad Credit? You're Welcome to Apply!
We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.
🕒 Instant Decision
With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!
✅ Easy Approval
Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.
If you are looking for reliable financial services like payday loans in O'Fallon, Missouri, First Community Credit Union can provide fast payday advance loans near you. All the information is available below, including interest rates, loan requirements, office addresses, phones, reviews, and more.
First Community Credit Union is a direct lender with easy approval for everyone. Even if you have bad credit, First Community Credit Union can offer you a loan with no credit check and probably no bank account. All you have to do is go to their website or to the office at 1102 Tom Ginnever Ave, O'Fallon, MO 63366, USA and apply for a quick loan via a short 5-minute application.
Having an overall rating of 3.2, First Community Credit Union is loved (or hated) by 13 users, who got their emergency loans same day (or next day) after submitting an application.
Disclaimer: We do not represent First Community Credit Union and can’t know for sure if you’ll get guaranteed approval if you apply directly on their site or in the office. But from our experience, people who submit a quick application through our website have a ~95% approval rate. It’s up to you to decide.
First Community Credit Union contact info
| Name: | First Community Credit Union |
|---|---|
| Address: | 1102 Tom Ginnever Ave, O'Fallon, MO 63366, USA |
| Phone: | (636) 728-3333 |
| Website: | https://firstcommunity.com/ |
First Community Credit Union offices locations on the map
First Community Credit Union rates and requirements for payday loans
| MIN Loan Amount | $100 |
|---|---|
| MAX Loan Amount | $5000 |
| MIN. Loan Term | 7 days |
| MAX. Loan Term | 60 days |
| Credit score requirements | Available for Bad Credit |
| Credit Check | No Credit Check |
First Community Credit Union's Reviews
I discovered that they failed to pay my home owners insurance on time and instead of focusing on getting it paid they just wanted to lie to be about when it was due. Second instead of shutting the online banking down when they knew they were having issues they continued to let people make transactions that were being deducted from their account but not showing where the funds were going in the transactions history. This was not a branch issue, the ladies at the branch on Tom ginnever have always been great my problems have been on a corporate level.
Bank of America is better! I have been with this bank for a few years and the process to file a dispute is maddening. There is literally one person in an office who decides whether or not you get a provisional credit. She actually told me that this could be considered a civil matter and I may have to go to court to get my money back! Are you serious? I paid for a service and the merchant did not provide it...period! Never had these problems with B of A. You get why you pay for! First community is not the best at all. Horrible experience with the dispute process.
Super nice ladies that work here. They know my name and are very helpful. I love that I can go to local close bank and get everything I need. My significant other has started using it also since I have.
Went in trying to get a car loan. Needed to get pay check stubs for me and my cosigner paychecks. No problem. Go back in with paycheck stubs. Well 2 paycheck stubs isn't enough, we have to get a month's worth. Okay that's new. Got that and went back. Waited 15 minutes for this lady to talk to us. Proceeded to tell us what we made didn't add up. But how it's literally there on the check stubs in black and white? They tell us they cant help us and to just call the phone number. On the way out we could here them making snide remarks about our situation. These people were rude, unhelpful, and will never see either of us giving our business to them ever again.
I would not suggest going to this place for a loan. The teller do not want to work with you or help you out at all. I will never go back to this location or work with this company for a loan again.