Payday Loans in Columbia

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  • Simple online application
  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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*By filling out the form above, you will be routed to PaydayLoansinUsa.com’s loan request form.

👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Columbia, Mississippi?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a payday loan if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Columbia, Mississippi?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Columbia, Mississippi?

The maximum amount of money you can get on a payday loan in Columbia, Mississippi is $500, and the maximum term is 30 days. The finance charge fees and/or interest rates (APR) if specified can go up to 20%-21.95% for $100 (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $500
Minimum Loan Term 7 days
Minimum Loan Term 30 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Columbia, Mississippi?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Columbia, Mississippi with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Columbia, Mississippi with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Columbia, Mississippi:

Advance America Payday Loans Picture

Advance America

5
★★★★★
Based on 120 Google reviews
Address: 769 Highway 98 Bypass, Columbia, MS 39429, USA
Phone: (601) 731-9183
Website: https://advanceamerica.net/store-locations/mississippi/769-highway-98-bypass-columbia-39429
1st Franklin Financial Payday Loans Picture

1st Franklin Financial

5
★★★★★
Based on 16 Google reviews
Address: 803 US Hwy 98 Byp, Suite B, Columbia, MS 39429, USA
Phone: (601) 731-9500
Website: https://locations.1ffc.com/ms/columbia/803-us-hwy-98-byp.html
Republic Finance Payday Loans Picture

Republic Finance

5
★★★★★
Based on 2 Google reviews
Address: 785 US-98, Columbia, MS 39429, USA
Phone: (601) 736-4558
Website: https://republicfinance.com/
Fast Cash For Checks Inc Payday Loans Picture

Fast Cash For Checks Inc

5
★★★★★
Based on 1 Google reviews
Address: 349 Broad St, Columbia, MS 39429, USA
Phone: (601) 736-3611
Website: https://No website
EZ Cash/Cash Cow Payday Loans Picture

EZ Cash/Cash Cow

4.8
★★★★★
Based on 35 Google reviews
Address: 919 Old Hwy 98 E, Columbia, MS 39429, USA
Phone: (601) 731-9703
Website: https://mississippititleloansinc.com/mississippi-title-loan-locations/ms0490/919-highway-98-bypass/columbia/ms/39429
Title Cash of Columbia Payday Loans Picture

Title Cash of Columbia

3
★★★★★
Based on 2 Google reviews
Address: Walter Payton Dr, Columbia, MS 39429, USA
Phone: (601) 736-0008
Website: https://titlecash.com/
Quick Title Cash Inc Payday Loans Picture

Quick Title Cash Inc

3
★★★★★
Based on 2 Google reviews
Address: 347 Broad St, Columbia, MS 39429, USA
Phone: (601) 736-4990
Website: https://No website
Check Into Cash Payday Loans Picture

Check Into Cash

2
★★★★★
Based on 1 Google reviews
Address: 115 Walter Payton Dr, Columbia, MS 39429, USA
Phone: (601) 731-2120
Website: https://local.checkintocash.com/ms/columbia/115-walter-payton-drive-13011.html
Tower Loan Payday Loans Picture

Tower Loan

1
★★★★★
Based on 4 Google reviews
Address: 720 S Main St, Columbia, MS 39429, USA
Phone: (601) 736-5322
Website: https://towerloan.com/
All American Check Cashing Payday Loans Picture

All American Check Cashing

0
★★★★★
Based on 0 Google reviews
Address: 1213B US-98, Columbia, MS 39429, USA
Phone: (601) 731-5988
Website: https://No website
American Cash Advance Payday Loans Picture

American Cash Advance

0
★★★★★
Based on 0 Google reviews
Address: 916 MS-13, Columbia, MS 39429, USA
Phone: (601) 736-4414
Website: https://americancashadvance.net/
World Finance Payday Loans Picture

World Finance

0
★★★★★
Based on 0 Google reviews
Address: 102 Walter Payton Dr, Columbia, MS 39429, USA
Phone: (601) 731-2711
Website: https://loansbyworld.com/
Country Cash Inc Payday Loans Picture

Country Cash Inc

0
★★★★★
Based on 0 Google reviews
Address: 226 S High School Ave, Columbia, MS 39429, USA
Phone: (601) 731-5564
Website: https://No website
Community Loans of America Payday Loans Picture

Community Loans of America

0
★★★★★
Based on 0 Google reviews
Address: 919 US-98, Columbia, MS 39429, USA
Phone: (601) 731-9704
Website: https://No website
A-1 Cash Inc Payday Loans Picture

A-1 Cash Inc

0
★★★★★
Based on 0 Google reviews
Address: 251 S High School Ave, Columbia, MS 39429, USA
Phone: (601) 736-9300
Website: https://No website
Instant Cash Payday Loans Picture

Instant Cash

0
★★★★★
Based on 0 Google reviews
Address: 216 Eagle Day Ave, Columbia, MS 39429, USA
Phone: (601) 736-3302
Website: https://No website
All American Check Cashing Payday Loans Picture

All American Check Cashing

0
★★★★★
Based on 0 Google reviews
Address: 846 Highway 98 Byp, Columbia, MS 39429, USA
Phone: (601) 731-5988
Website: https://No website
Marion Finance Co Payday Loans Picture

Marion Finance Co

0
★★★★★
Based on 0 Google reviews
Address: 805 Main St, Columbia, MS 39429, USA
Phone: (601) 736-7366
Website: https://No website
Check Now Payday Loans Picture

Check Now

0
★★★★★
Based on 0 Google reviews
Address: 418 Sumrall Rd Ste 1, Columbia, MS 39429, USA
Phone: (601) 731-5800
Website: https://No website
Central Financial Services Inc Payday Loans Picture

Central Financial Services Inc

0
★★★★★
Based on 0 Google reviews
Address: 811 Main St 3, Columbia, MS 39429, USA
Phone: (601) 736-2009
Website: https://No website
Auto Title Cash Payday Loans Picture

Auto Title Cash

0
★★★★★
Based on 0 Google reviews
Address: 216 Eagle Day Ave, Columbia, MS 39429, USA
Phone: (601) 736-5577
Website: https://No website