Payday Loans in Muskegon

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  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW?

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Muskegon, Michigan?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a payday loan in Michigan if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Muskegon, Michigan?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Muskegon, Michigan?

The maximum amount of money you can get on a payday loan in Muskegon, Michigan is $600, and the maximum term is 31 days. The finance charge fees and/or interest rates (APR) if specified can go up to 15% (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $600
Minimum Loan Term 7 days
Minimum Loan Term 31 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Muskegon, Michigan?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Muskegon, Michigan with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Muskegon, Michigan with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What are payday loans that accept unemployment benefits in Muskegon, Michigan near you?

If you're unemployed and you urgently need some cash to cover the monthly budget gap, there's a chance for you too. Submit your info via the form on our website (click the Apply Now button) and we will make sure one of our ending partners will help you within 1 working day.

There are some things you should know though. First, you need to make sure you can repay the loan and prepare some proof of income (anything will do). It will make sure a whole lot easier for you and for the lender if you could do that. Second, did you calculate the risks? The payday loans rates are pretty aggressive nowadays. They can help in bad hour but they can also make your life a nightmare if you fail to repay it in time. Please, think twice and make an weighted decision.

When we say you're gonna need a "proof of income" it doesn't necessarily have to be a paycheck (you're unemployed, duh!) but any reliable source of income:

  • Alimonies
  • Rental property income
  • Unemployment benefits
  • Disability payments
  • Social Security income
  • Child support
  • etc.

If you have any of the alternative source of income, you already may qualify for an online loan. But even if you don't have any of the abovementioned income sources, you still can apply! It doesn't hurt to try, right! Our lender partners are very loyal to our clients and gladly will consider your application.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Muskegon, Michigan:

Advance America Payday Loans Picture

Advance America

5
★★★★★
Based on 57 Google reviews
Name: Advance America
Address: 1655 E Apple Ave, Muskegon, MI 49442, USA
Phone: (231) 773-8593
Website: https://advanceamerica.net/store-locations/michigan/1655-east-apple-ave-muskegon-49442
Approved Cash Payday Loans Picture

Approved Cash

5
★★★★★
Based on 9 Google reviews
Name: Approved Cash
Address: 880 W Sherman Blvd Suite 1, Muskegon, MI 49441, USA
Phone: (231) 755-3130
Website: https://approvedcashadvance.com/locations/muskegon/
Cash Store Payday Loans Picture

Cash Store

5
★★★★★
Based on 3 Google reviews
Name: Cash Store
Address: 1817 E Sherman Blvd, Muskegon, MI 49444, USA
Phone: (231) 739-2274
Website: https://cashstore.com/local/cash-advance-muskegon
Advance America Payday Loans Picture

Advance America

5
★★★★★
Based on 10 Google reviews
Name: Advance America
Address: 1906 Holton Rd Ste. C, Muskegon, MI 49445, USA
Phone: (231) 744-4361
Website: https://advanceamerica.net/store-locations/michigan/1906-holton-rd-ste-c-muskegon-49445
Check `n Go Payday Loans Picture

Check `n Go

5
★★★★★
Based on 109 Google reviews
Name: Check `n Go
Address: 1930 E Apple Ave Unit K, Muskegon, MI 49442, USA
Phone: (231) 773-6400
Website: https://locations.checkngo.com/michigan/muskegon/1930-east-apple-avenue
Check `n Go Payday Loans Picture

Check `n Go

5
★★★★★
Based on 246 Google reviews
Name: Check `n Go
Address: 2695 Henry St Suite D, Muskegon, MI 49441, USA
Phone: (231) 755-5055
Website: https://locations.checkngo.com/michigan/muskegon/2695-henry-street
Advance America Payday Loans Picture

Advance America

5
★★★★★
Based on 18 Google reviews
Name: Advance America
Address: 2838 Henry St Ste. 200, Muskegon, MI 49441, USA
Phone: (231) 830-9876
Website: https://advanceamerica.net/store-locations/michigan/2838-henry-street-ste-200-muskegon-49441
Advance America Payday Loans Picture

Advance America

4.9
★★★★★
Based on 64 Google reviews
Name: Advance America
Address: 2838 Henry St Ste. 200, Muskegon, MI 49441, USA
Phone: (231) 830-9876
Website: https://advanceamerica.net/store-locations/michigan/2838-henry-street-ste-200-muskegon-49441
Approved Cash Payday Loans Picture

Approved Cash

4.7
★★★★★
Based on 27 Google reviews
Name: Approved Cash
Address: 2085 E Apple Ave Suite A Suite A, Muskegon, MI 49442, USA
Phone: (231) 767-9647
Website: https://approvedcashadvance.com/locations/muskegon/
Comerica Bank Payday Loans Picture

Comerica Bank

4.7
★★★★★
Based on 3 Google reviews
Name: Comerica Bank
Address: 414 Center St, Muskegon, MI 49445, USA
Phone: (231) 744-0660
Website: https://locations.comerica.com/location/northside
Check Into Cash Payday Loans Picture

Check Into Cash

4.6
★★★★★
Based on 19 Google reviews
Name: Check Into Cash
Address: 1848 E Sherman Blvd Ste F, Muskegon, MI 49444, USA
Phone: (231) 733-7460
Website: https://local.checkintocash.com/mi/muskegon/1848-e-sherman-blvd--ste-f-29029.html
OneMain Financial Payday Loans Picture

OneMain Financial

3.7
★★★★★
Based on 13 Google reviews
Name: OneMain Financial
Address: 1848 E Sherman Blvd q, Muskegon, MI 49444, USA
Phone: (231) 739-7417
Website: https://onemainfinancial.com/branches/MI/Muskegon/49444/4434
Instant Cash Advance Payday Loans Picture

Instant Cash Advance

0
★★★★★
Based on 0 Google reviews
Name: Instant Cash Advance
Address: 3023 Henry St, Muskegon, MI 49441, USA
Phone: (231) 777-7840
Website: https://instantcashadvancecorp.com/locations_42_Muskegon-Branch.html
Cash Store Payday Loans Picture

Cash Store

0
★★★★★
Based on 0 Google reviews
Name: Cash Store
Address: 3355 Henry St Ste A-1, Muskegon, MI 49441, USA
Phone: (231) 733-1200
Website: https://cashstore.com/local/cash-advance-muskegon
Northern Initiatives Payday Loans Picture

Northern Initiatives

0
★★★★★
Based on 0 Google reviews
Name: Northern Initiatives
Address: 111 W Western Ave, Muskegon, MI 49442, USA
Phone: (231) 760-6900
Website: https://northerninitiatives.org/