Michigan Tech Employees Federal Credit Union (MTEFCU) in Houghton, Michigan

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  • Simple online application
  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

Michigan Tech Employees Federal Credit Union (MTEFCU) photo

Michigan Tech Employees Federal Credit Union (MTEFCU) photo

Overall rating for Michigan Tech Employees Federal Credit Union (MTEFCU)

3.8
★★★★★
Based on 11 reviews on Google

Opening hours for Michigan Tech Employees Federal Credit Union (MTEFCU)

Monday: 8:30 AM – 5:00 PM
Tuesday: 8:30 AM – 5:00 PM
Wednesday: 8:30 AM – 5:00 PM
Thursday: 8:30 AM – 5:00 PM
Friday: 8:30 AM – 6:00 PM
Saturday: 9:00 AM – 12:00 PM
Sunday: Closed

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👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

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With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Easy Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

If you are looking for reliable financial services like payday loans in Houghton, Michigan, Michigan Tech Employees Federal Credit Union (MTEFCU) can provide fast payday advance loans near you. All the information is available below, including interest rates, loan requirements, office addresses, phones, reviews, and more.

Michigan Tech Employees Federal Credit Union (MTEFCU) is a direct lender with easy approval for everyone. Even if you have bad credit, Michigan Tech Employees Federal Credit Union (MTEFCU) can offer you a loan with no credit check and probably no bank account. All you have to do is go to their website or to the office at 700 E Sharon Ave, Houghton, MI 49931, USA and apply for a quick loan via a short 5-minute application.

Having an overall rating of 3.8, Michigan Tech Employees Federal Credit Union (MTEFCU) is loved (or hated) by 11 users, who got their emergency loans same day (or next day) after submitting an application.

Disclaimer: We do not represent Michigan Tech Employees Federal Credit Union (MTEFCU) and can’t know for sure if you’ll get guaranteed approval if you apply directly on their site or in the office. But from our experience, people who submit a quick application through our website have a ~95% approval rate. It’s up to you to decide.

Michigan Tech Employees Federal Credit Union (MTEFCU) contact info

Name: Michigan Tech Employees Federal Credit Union (MTEFCU)
Address: 700 E Sharon Ave, Houghton, MI 49931, USA
Phone: (906) 482-5005
Website: https://mtefcu.org/

Michigan Tech Employees Federal Credit Union (MTEFCU) offices locations on the map

Michigan Tech Employees Federal Credit Union (MTEFCU) rates and requirements for payday loans

MIN Loan Amount $100
MAX Loan Amount $5000
MIN. Loan Term 7 days
MAX. Loan Term 60 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

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Michigan Tech Employees Federal Credit Union (MTEFCU)'s Reviews

Michael Zills profile picture
Michael Zill
★★★★★

Opened an account here 6 years ago and have had nothing but good experiences. No hidden fees with great customer service. Automatic payments have always been correct and on schedule, online banking is convenient and easy to use, and disputes are handled swiftly without resistance.

Daniels profile picture
Daniel
★★★★★

I had an account there, went to pull $100 out on an atm. Nothing came out but the receipt. Checked my account, $100 was taken. Told them about this, and they said the only recourse I had was to file a police report claiming they stole the $100 from me. I told them I wanted all my money out of their bank. They replaced that atm machine less than a week later, aka it was broken and they just got $100 out of me.

Jill Fishers profile picture
Jill Fisher
★★★★★

Friendly staff, good service for a small town credit union.

M.G. Bleddynns profile picture
M.G. Bleddynn
★★★★★

Bank here at your peril. I am currently researching banks so I can close this account and move to another financial institution. Why am I doing this? After a bill pay issue where I had to send them screen shots to provide evidence of a functionality they didn't even know their website offered to holds on deposits, I dread having anything to do with the credit union. A check I deposited last night using the mobile app while visiting my mom in South Carolina posted faster than a check I put in the teller's hands to deposit 2 days ago. It's not even showing as a pending deposit. Go somewhere else and spare yourself headaches.

Melissa Nummerdors profile picture
Melissa Nummerdor
★★★★★

Called my previous employer too see if the check I was cashing was fraudulent and if I actually worked there. Never stated their name once it was confirmed I did in fact work there they quickly hung up on my boss. I called complained I was offered an apology. How embarrassing. The check was clearly good. I believe marga was the instigator of this. Again was harrassed some time later demanding that they know whome my employer was when I get my checks direct deposited from my employers. Very obvious who I work for. I asked why I was told that they do this too all of their customers. If I didn't cooperate they would shut my checking account down. The statement we do this to all of our customers was a flat out lie. I've asked numerous people who bank there and they have never heard of this. Terrible teetering on harrassment.