Payday Loans in Grand Rapids

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  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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*By filling out the form above, you will be routed to PaydayLoansinUsa.com’s loan request form.

👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Grand Rapids, Michigan?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a payday loan if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Grand Rapids, Michigan?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Grand Rapids, Michigan?

The maximum amount of money you can get on a payday loan in Grand Rapids, Michigan is $600, and the maximum term is 31 days. The finance charge fees and/or interest rates (APR) if specified can go up to 15% (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $600
Minimum Loan Term 7 days
Minimum Loan Term 31 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Grand Rapids, Michigan?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Grand Rapids, Michigan with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Grand Rapids, Michigan with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Grand Rapids, Michigan:

Check `n Go Payday Loans Picture

Check `n Go

5
★★★★★
Based on 41 Google reviews
Address: 4336 Plainfield Ave NE Suite F, Grand Rapids, MI 49525, USA
Phone: (616) 365-9000
Website: https://locations.checkngo.com/michigan/grand-rapids/4336-plainfield-avenue-northeast
Advance America Payday Loans Picture

Advance America

5
★★★★★
Based on 18 Google reviews
Address: 353 Fuller Ave NE, Grand Rapids, MI 49503, USA
Phone: (616) 774-1021
Website: https://advanceamerica.net/store-locations/michigan/353-fuller-ave-ne-grand-rapids-49503
Allied Cash Advance Payday Loans Picture

Allied Cash Advance

5
★★★★★
Based on 38 Google reviews
Address: 73 54th St SW Suite B, Grand Rapids, MI 49548, USA
Phone: (616) 530-3034
Website: https://locations.alliedcash.com/michigan/grand-rapids/73-54th-street
Top Flite Financial - Grand Rapids Payday Loans Picture

Top Flite Financial – Grand Rapids

5
★★★★★
Based on 1 Google reviews
Address: 3680 44th St SE 250, Grand Rapids, MI 49512, USA
Phone: (616) 259-5634
Website: https://topflitefinancial.com/sherylrohen
Advance America Payday Loans Picture

Advance America

5
★★★★★
Based on 39 Google reviews
Address: 3914 Plainfield Ave NE, Grand Rapids, MI 49525, USA
Phone: (616) 363-4634
Website: https://advanceamerica.net/store-locations/michigan/3914-plainfield-ave-ne-grand-rapids-49525
Michigan First Credit Union Payday Loans Picture

Michigan First Credit Union

5
★★★★★
Based on 3 Google reviews
Address: 1815 Breton Rd SE, Grand Rapids, MI 49506, USA
Phone: (800) 664-3828
Website: https://michiganfirst.com/branch/grand-rapids-breton-branch/
Instant Cash Advance Payday Loans Picture

Instant Cash Advance

5
★★★★★
Based on 5 Google reviews
Address: 3890 Lake Michigan Dr, Grand Rapids, MI 49534, USA
Phone: (616) 453-0001
Website: https://instantcashadvancecorp.com/locations_16_Standale-Branch.html
Instant Cash Advance Corp. Payday Loans Picture

Instant Cash Advance Corp.

5
★★★★★
Based on 1 Google reviews
Address: 510 28th St SE, Grand Rapids, MI 49548, USA
Phone:
Website: https://instantcashadvancecorp.com/
A-1 Cash Advance Payday Loans Picture

A-1 Cash Advance

5
★★★★★
Based on 1 Google reviews
Address: 510 28th St SE, Grand Rapids, MI 49548, USA
Phone: (616) 241-5600
Website: https://instantcashadvancecorp.com/store/wyoming-east/
Treadstone Funding Payday Loans Picture

Treadstone Funding

4.9
★★★★★
Based on 827 Google reviews
Address: 214 Fulton St E, Grand Rapids, MI 49503, USA
Phone: (616) 828-4165
Website: https://treadstonemortgage.com/
Check `n Go Payday Loans Picture

Check `n Go

4.9
★★★★★
Based on 51 Google reviews
Address: 3543 Alpine, John Ball Park Dr NW, Grand Rapids, MI 49544, USA
Phone: (616) 647-9000
Website: https://locations.checkngo.com/michigan/grand-rapids/3543-alpine-drive-northwest
Advance America Payday Loans Picture

Advance America

4.9
★★★★★
Based on 17 Google reviews
Address: 4158 Lake Michigan Dr NW, Grand Rapids, MI 49534, USA
Phone: (616) 735-2269
Website: https://advanceamerica.net/store-locations/michigan/4158-lake-michigan-dr-nw-grand-rapids-49534
Instant Cash Advance Payday Loans Picture

Instant Cash Advance

4.9
★★★★★
Based on 30 Google reviews
Address: 6233 Division Ave S, Grand Rapids, MI 49548, USA
Phone: (616) 249-0600
Website: https://instantcashadvancecorp.com/locations_25_Cutlerville-Branch.html
Riverbank Finance LLC Payday Loans Picture

Riverbank Finance LLC

4.9
★★★★★
Based on 357 Google reviews
Address: 3205 Eaglecrest Dr NE 206, Grand Rapids, MI 49525, USA
Phone: (800) 555-2098
Website: https://riverbankfinance.com/
Check `n Go Payday Loans Picture

Check `n Go

4.8
★★★★★
Based on 99 Google reviews
Address: 160 28th St SW, Grand Rapids, MI 49548, USA
Phone: (616) 531-0400
Website: https://locations.checkngo.com/michigan/grand-rapids/160-28th-street-sw
Approved Cash Payday Loans Picture

Approved Cash

4.8
★★★★★
Based on 63 Google reviews
Address: 619-B Leonard St NW Ste B, Grand Rapids, MI 49504, USA
Phone: (616) 776-7742
Website: https://approvedcashadvance.com/locations/grand_rapids/
Advance America Payday Loans Picture

Advance America

4.8
★★★★★
Based on 21 Google reviews
Address: 3835 28th St SE Suite 101, Grand Rapids, MI 49512, USA
Phone: (616) 285-5494
Website: https://advanceamerica.net/store-locations/michigan/3835-28th-st-se-suite-101-grand-rapids-49512
Check `n Go Payday Loans Picture

Check `n Go

4.8
★★★★★
Based on 50 Google reviews
Address: 4196 28th St SE, Grand Rapids, MI 49512, USA
Phone: (616) 954-2212
Website: https://locations.checkngo.com/michigan/grand-rapids/4196-28th-street-southeast
Instant Cash Advance Payday Loans Picture

Instant Cash Advance

4.8
★★★★★
Based on 55 Google reviews
Address: 3945 Plainfield Ave NE, Grand Rapids, MI 49525, USA
Phone: (616) 364-8888
Website: https://instantcashadvancecorp.com/
Consumers Credit Union Payday Loans Picture

Consumers Credit Union

4.5
★★★★★
Based on 37 Google reviews
Address: 3869 Plainfield Ave NE, Grand Rapids, MI 49525, USA
Phone: (800) 991-2221
Website: https://consumerscu.org/locations/plainfield-office
Check `n Go Payday Loans Picture

Check `n Go

4.4
★★★★★
Based on 23 Google reviews
Address: 6709 Division Ave S, Grand Rapids, MI 49548, USA
Phone: (616) 281-1010
Website: https://locations.checkngo.com/michigan/grand-rapids/6709-division-avenue-south
Cash Store Payday Loans Picture

Cash Store

4.2
★★★★★
Based on 6 Google reviews
Address: 1209 28th St SW, Grand Rapids, MI 49509, USA
Phone: (616) 534-3588
Website: https://cashstore.com/local/cash-advance-grand-rapids-mi
OneMain Financial Payday Loans Picture

OneMain Financial

4
★★★★★
Based on 23 Google reviews
Address: 3539 Alpine Ave NW, Grand Rapids, MI 49544, USA
Phone: (616) 784-3941
Website: https://onemainfinancial.com/branches/MI/Grand-Rapids/49544/4427
Cash Connection Payday Loans Picture

Cash Connection

3.7
★★★★★
Based on 6 Google reviews
Address: 2311 Division Ave S, Grand Rapids, MI 49507, USA
Phone: (616) 245-1855
Website: https://cashconnection.us/
911 Cash LLC Payday Loans Picture

911 Cash LLC

3.6
★★★★★
Based on 7 Google reviews
Address: 1522 Grandville Ave SW, Grand Rapids, MI 49503, USA
Phone: (616) 272-3471
Website: https://No website
Cash Store Payday Loans Picture

Cash Store

3
★★★★★
Based on 1 Google reviews
Address: 3674 Plainfield Ave NE, Grand Rapids, MI 49525, USA
Phone: (616) 363-4498
Website: https://cashstore.com/local/cash-advance-grand-rapids-mi
Us Trust Payday Loans Picture

Us Trust

0
★★★★★
Based on 0 Google reviews
Address: 40 Pearl St NW, Grand Rapids, MI 49503, USA
Phone: (800) 538-0862
Website: https://ustrust.com/
GE Capital Corporation Payday Loans Picture

GE Capital Corporation

0
★★★★★
Based on 0 Google reviews
Address: 2525 E Paris Ave S E, Grand Rapids, MI 49546, USA
Phone:
Website: https://No website
Access Mortgage/Financial Corporation Payday Loans Picture

Access Mortgage/Financial Corporation

0
★★★★★
Based on 0 Google reviews
Address: 3665 28th St SE, Grand Rapids, MI 49512, USA
Phone: (616) 285-3900
Website: https://No website
Top Flite Financial Payday Loans Picture

Top Flite Financial

0
★★★★★
Based on 0 Google reviews
Address: 2401 Camelot Ct SE M, Grand Rapids, MI 49546, USA
Phone: (616) 956-9500
Website: https://topflitefinancial.com/sherylrohen
Advance America Payday Loans Picture

Advance America

0
★★★★★
Based on 0 Google reviews
Address: 1410 28th St SE, Grand Rapids, MI 49508, USA
Phone: (616) 475-0080
Website: https://advanceamerica.net/
Thrivent Financial Payday Loans Picture

Thrivent Financial

0
★★★★★
Based on 0 Google reviews
Address: 2920 Fuller Ave NE, Grand Rapids, MI 49505, USA
Phone: (616) 363-0257
Website: https://thrivent.com/