Home Point Financial photo
Overall rating for Home Point Financial
Opening hours for Home Point Financial
Monday: 9:00 AM – 6:00 PM
Tuesday: 9:00 AM – 6:00 PM
Wednesday: 9:00 AM – 6:00 PM
Thursday: 9:00 AM – 6:00 PM
Friday: 9:00 AM – 6:00 PM
Saturday: Closed
Sunday: Closed
👍 Bad Credit? You're Welcome to Apply!
We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.
🕒 Instant Decision
With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!
✅ Easy Approval
Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.
If you are looking for reliable financial services like payday loans in Ann Arbor, Michigan, Home Point Financial can provide fast payday advance loans near you. All the information is available below, including interest rates, loan requirements, office addresses, phones, reviews, and more.
Home Point Financial is a direct lender with easy approval for everyone. Even if you have bad credit, Home Point Financial can offer you a loan with no credit check and probably no bank account. All you have to do is go to their website or to the office at 2211 Old Earhart Rd Suite 250, Ann Arbor, MI 48105, USA and apply for a quick loan via a short 5-minute application.
Having an overall rating of 2.5, Home Point Financial is loved (or hated) by 100 users, who got their emergency loans same day (or next day) after submitting an application.
Disclaimer: We do not represent Home Point Financial and can’t know for sure if you’ll get guaranteed approval if you apply directly on their site or in the office. But from our experience, people who submit a quick application through our website have a ~95% approval rate. It’s up to you to decide.
Home Point Financial contact info
| Name: | Home Point Financial |
|---|---|
| Address: | 2211 Old Earhart Rd Suite 250, Ann Arbor, MI 48105, USA |
| Phone: | (888) 616-6866 |
| Website: | https://homepointfinancial.com/ |
Home Point Financial offices locations on the map
Home Point Financial rates and requirements for payday loans
| MIN Loan Amount | $100 |
|---|---|
| MAX Loan Amount | $5000 |
| MIN. Loan Term | 7 days |
| MAX. Loan Term | 60 days |
| Credit score requirements | Available for Bad Credit |
| Credit Check | No Credit Check |
Home Point Financial's Reviews
I am a new customer to Home Point and I have 2 mortgage loans with them. Initially I tried to set up payments online but was given an erroneous loan number. I called customer service and had the matter cleared up by a very knowledgeable young lady named Rashalia. She corrected the matter and gave excellent advice on auto pay and my escrow balances. She is a real asset to Home Point and left me with an excellent impression of the company.
I am beyond frustrated with Home Point Financial. I contacted my mortgage banker to see if I can switch lenders. I will pay money to not have Home Point anymore. My analysis projections are rarely accurate and they don't match up with my township and are way more expensive than they should be. Additionally, my township notified me that a $1750 property tax refund check was sent to Home Point which they did not notify me about. My escrow has over $4300 in my account and there's not a property tax bill due till March. They are refusing to give me any sort of refund. I don't understand how I received a property tax refund, but have not seen a penny of it. I call them and they tell me they need a cushion. It's typically twice your monthly escrow contribution — per the federal Real Estate Settlement Procedures Act (RESPA). That would be $1300. NOT $4300!! Every time I call I get a different answer from their agents who are either not polite or friendly.
Terrible service. The right hand doesn't ever seem to know what the left hand is doing. When I refinance I will find a different company. I do not recommend this company to anyone at all for anything.
Rapid Mortgage sold our loan to Home Point and frankly invisible to us as we pay our bills on time and don’t wait for their mail coupon to pay. I hate illogical things thus when I receive by mail coupon/statement on 10/3 for a payment due 10/1 you have to just ask WTF. I called to just simply give them the feedback and ask why for a payment due 10/1 would they mail out on 9/26. Once through their 20 questions confirming who you are, which is fine, the rep basically said no it doesn’t make since but it’s because we are a new account and it’ll catch up eventually. For me ... still illogical. I can only presume that they want folks to wait on the coupon, when they are late tell them they shouldn’t have waited for the coupon, give them a past due fine and raise their rate next time... seems logical.
This company is absolutely atrocious to work with. The customer service employees are brainless and I have been told multiple times a task was completed when it was not. I can't wait for this loan company to bottom up like the rest of them so I can get transferred to another loan company.