Mills42 Federal Credit Union in Lowell, Massachusetts

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  • Simple online application
  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

Mills42 Federal Credit Union photo

Mills42 Federal Credit Union photo

Overall rating for Mills42 Federal Credit Union

4.9
★★★★★
Based on 24 reviews on Google

Opening hours for Mills42 Federal Credit Union

Monday: 9:00 AM – 4:00 PM
Tuesday: 9:00 AM – 4:00 PM
Wednesday: 9:00 AM – 12:00 PM
Thursday: 9:00 AM – 7:00 PM
Friday: 9:00 AM – 5:00 PM
Saturday: 9:00 AM – 12:00 PM
Sunday: Closed

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NOTICE: We are NOT sponsored by or affiliated with Mills42 Federal Credit Union in any way. By filling out the form above, you will be routed to PaydayLoansinUsa.com’s loan request form.

👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Easy Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

If you are looking for reliable financial services like payday loans in Lowell, Massachusetts, Mills42 Federal Credit Union can provide fast payday advance loans near you. All the information is available below, including interest rates, loan requirements, office addresses, phones, reviews, and more.

Mills42 Federal Credit Union is a direct lender with easy approval for everyone. Even if you have bad credit, Mills42 Federal Credit Union can offer you a loan with no credit check and probably no bank account. All you have to do is go to their website or to the office at 83 Merrimack St, Lowell, MA 01852, USA and apply for a quick loan via a short 5-minute application.

Having an overall rating of 4.9, Mills42 Federal Credit Union is loved (or hated) by 24 users, who got their emergency loans same day (or next day) after submitting an application.

Disclaimer: We do not represent Mills42 Federal Credit Union and can’t know for sure if you’ll get guaranteed approval if you apply directly on their site or in the office. But from our experience, people who submit a quick application through our website have a ~95% approval rate. It’s up to you to decide.

Mills42 Federal Credit Union contact info

Name: Mills42 Federal Credit Union
Address: 83 Merrimack St, Lowell, MA 01852, USA
Phone: (978) 328-5100
Website: https://mills42fcu.com/

Mills42 Federal Credit Union offices locations on the map

Mills42 Federal Credit Union rates and requirements for payday loans

MIN Loan Amount $100
MAX Loan Amount $5000
MIN. Loan Term 7 days
MAX. Loan Term 60 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

User Rating

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Mills42 Federal Credit Union's Reviews

Melissa Ds profile picture
Melissa D
★★★★★

I've had Mills42 bank for many, many, years! I lived in MA and still have them all the way in TX! Amazing staff that knows exactly who you are when you call, no robots, any issues(Which is hardly ever!) Has always been resolved so amazingly by everyone there. I couldn't have asked for a better bank!

Stew Jenkinss profile picture
Stew Jenkins
★★★★★

Mr. David Correa helped me complete a Mass Saves Loan for some work I had done in my home. He's a consummate professional who helped make the whole process very easy. Getting it all set up sounded scary, but David helped me get it all done, answered all of my questions, and even helped me with an error I made. I can't say enough good things about David and this Credit Union.

Ron Ambroises profile picture
Ron Ambroise
★★★★★

I"ve had BOA, Citizens, Santander none compares to Mills42. I've been a member since 2007 and still a member now. Carla, Dave and the rest of the staff are excellent. They gave me great advise to help the future of my credit. Great work guys keep it up wish I give you 10 stars...

Megan Leclairs profile picture
Megan Leclair
★★★★★

I have had an account with Mills 42 for years and have taken out loans a few times here. Carla and her team go above and beyond for their members and always have their best interests at heart. I highly recommend Mills 42 Federal Credit Union and will continue to go here first.

Dan MacNeils profile picture
Dan MacNeil
★★★★★

It's been 3 years since we've lived near Mills42, but we keep accounts there because the service is so good. In 8 years, it has always be fast and helpful. The focus is always on helping us rather than closing the ticket. Every problem we've had (even some we haven't mentioned) has been solved. Many needs we didn't know we had were satisfied. For example, today, I was having trouble ordering checks from a 3rd party and I asked if our account number needed to be padded to 10 digits. My email got a clear helpful answer within minutes , on the eve of a holiday. As a bonus, S__ offered to order checks for me, for less than the 3rd party was charging.