Align Credit Union photo
Overall rating for Align Credit Union
Opening hours for Align Credit Union
Monday: 8:30 AM – 4:30 PM
Tuesday: 8:30 AM – 4:30 PM
Wednesday: 8:30 AM – 4:30 PM
Thursday: 8:30 AM – 4:30 PM
Friday: 8:00 AM – 6:00 PM
Saturday: 9:00 AM – 12:00 PM
Sunday: Closed
👍 Bad Credit? You're Welcome to Apply!
We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.
🕒 Instant Decision
With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!
✅ Easy Approval
Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.
If you are looking for reliable financial services like payday loans in Lowell, Massachusetts, Align Credit Union can provide fast payday advance loans near you. All the information is available below, including interest rates, loan requirements, office addresses, phones, reviews, and more.
Align Credit Union is a direct lender with easy approval for everyone. Even if you have bad credit, Align Credit Union can offer you a loan with no credit check and probably no bank account. All you have to do is go to their website or to the office at 40 Market St, Lowell, MA 01852, USA and apply for a quick loan via a short 5-minute application.
Having an overall rating of 2.6, Align Credit Union is loved (or hated) by 5 users, who got their emergency loans same day (or next day) after submitting an application.
Disclaimer: We do not represent Align Credit Union and can’t know for sure if you’ll get guaranteed approval if you apply directly on their site or in the office. But from our experience, people who submit a quick application through our website have a ~95% approval rate. It’s up to you to decide.
Align Credit Union contact info
| Name: | Align Credit Union |
|---|---|
| Address: | 40 Market St, Lowell, MA 01852, USA |
| Phone: | (800) 942-9575 |
| Website: | https://aligncu.com/ |
Align Credit Union offices locations on the map
Align Credit Union rates and requirements for payday loans
| MIN Loan Amount | $100 |
|---|---|
| MAX Loan Amount | $5000 |
| MIN. Loan Term | 7 days |
| MAX. Loan Term | 60 days |
| Credit score requirements | Available for Bad Credit |
| Credit Check | No Credit Check |
Align Credit Union's Reviews
Poor customer service is an understatement. I was yelled at on the phone by one of their Employees, Jennifer Osorno who eventually hung up on me for asking a question after she gave me incorrect information in writing. While their rates are affordable, the knowledge of the staff is very limited. Only focus on single family loans with very little complexity when working with them. For any serious transactions including complex loans or even checking accounts, please just spare yourself the trouble and go to one of the many other financial Institutions around.
I have been with Align for years (about 5 at this point) and I am planning on leaving. The service here is AWFUL. Myself and other members have had cards shut off when traveling on vacation (even when the bank was warned ahead of time), they're customer service is terrible as it is clear that no staff really cares about customer issues/experience, and the online app/website is just clunky and a challenge to use. At this very moment I have been trying to use their Live Chat option, but the thing is basically a dead link that won't take me to any help. I'm all set with Align. I haven't seen any positive change, so I'm leaving.
IDK what people expect from a bank...have them put money in your account? I put my money in there and I get access so they meet that need, but I'd rather work with a local bank/cu than a larger offshore, foriegn run bank. In dealing with issues like hacked credit cards Align has been great in closing those hacked credit cards and making sure I wasn't responsible for fraudulent purchases. As I said, what else would you expect them to do?
Very poor customer service, I have been a customer since 1990. Over the years Align credit has endured many changes, names, policies and service changes and I stayed. But I have to say in recent years I have experienced very poor customer service and poor follow up on Multiple occasions. I've also had issues in the past with, online Banking, Credit cards not functioning correctly, holding Payments. The credit union is owned and supported by its members and I believe they have forgotten that. I'm sad to say You should not allow them to manage your funds or credit needs as you will be repeatedly disappointed. I've already moved else where with another credit union so I understand and see the difference in quality and customer service. If your having or had problems at Align Credit union your not alone.
Always have a great experience at the Lowell location. Very helpful people and always pleasant to deal with!