Payday Loans in Annapolis

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  • Simple online application
  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Annapolis, Maryland?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a payday loan if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Annapolis, Maryland?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Annapolis, Maryland?

The maximum amount of money you can get on a payday loan in Annapolis, Maryland is $2500 with some restrictions, and the maximum term is not specified. The finance charge fees and/or interest rates (APR) if specified can go up to 36 APR% (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $2500 with some restrictions
Minimum Loan Term 7 days
Minimum Loan Term not specified
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Annapolis, Maryland?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Annapolis, Maryland with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Annapolis, Maryland with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Annapolis, Maryland:

Embrace Home Loans - Annapolis, MD Payday Loans Picture

Embrace Home Loans – Annapolis, MD

5
★★★★★
Based on 31 Google reviews
Address: 1907 West St Suite 102, Annapolis, MD 21401, USA
Phone: (443) 321-4500
Website: https://embracehomeloans.com/location/Maryland/Annapolis
Maryland Finance Co Inc Payday Loans Picture

Maryland Finance Co Inc

5
★★★★★
Based on 1 Google reviews
Address: 1835 Forest Dr B, Annapolis, MD 21401, USA
Phone: (410) 280-5050
Website: https://rhsmith.umd.edu/faculty-research/academic-departments/finance
First Down Funding Payday Loans Picture

First Down Funding

4.7
★★★★★
Based on 30 Google reviews
Address: 27 Maryland Ave, Annapolis, MD 21401, USA
Phone: (410) 320-8542
Website: https://firstdownfunding.com/
ACE Cash Express Payday Loans Picture

ACE Cash Express

4.1
★★★★★
Based on 18 Google reviews
Address: 2012 West St Ste C, Annapolis, MD 21401, USA
Phone: (410) 266-3127
Website: https://acecashexpress.com/locations/maryland/annapolis/664
NASA Federal Credit Union Payday Loans Picture

NASA Federal Credit Union

2.7
★★★★★
Based on 9 Google reviews
Address: 2452 Solomons Island Rd, Annapolis, MD 21401, USA
Phone: (888) 627-2328
Website: https://nasafcu.com/
Just Boat Loans Payday Loans Picture

Just Boat Loans

0
★★★★★
Based on 0 Google reviews
Address: 222 Severn Ave, Annapolis, MD 21403, USA
Phone: (410) 263-6032
Website: https://justboatloans.com/
Nations Lending Corp. Payday Loans Picture

Nations Lending Corp.

0
★★★★★
Based on 0 Google reviews
Address: 1000 West St, Annapolis, MD 21401, USA
Phone: (410) 266-8001
Website: https://nlcloans.com/
Trident Funding Corporation Payday Loans Picture

Trident Funding Corporation

0
★★★★★
Based on 0 Google reviews
Address: 222 Severn Ave 32, Annapolis, MD 21403, USA
Phone: (410) 280-9199
Website: https://tridentfunding.com/offices/annapolis-md/