Payday Loans in Zachary

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  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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*By filling out the form above, you will be routed to PaydayLoansinUsa.com’s loan request form.

👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Zachary, Louisiana?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a payday loan if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Zachary, Louisiana?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Zachary, Louisiana?

The maximum amount of money you can get on a payday loan in Zachary, Louisiana is $350, and the maximum term is 30 days. The finance charge fees and/or interest rates (APR) if specified can go up to 16.75% of the amount advanced (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $350
Minimum Loan Term 7 days
Minimum Loan Term 30 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Zachary, Louisiana?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Zachary, Louisiana with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Zachary, Louisiana with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Zachary, Louisiana:

First South Farm Credit Payday Loans Picture

First South Farm Credit

5
★★★★★
Based on 3 Google reviews
Address: 19550 Old Scenic Hwy, Zachary, LA 70791, USA
Phone: (225) 658-0596
Website: https://firstsouthfarmcredit.com/
Bank of Zachary Payday Loans Picture

Bank of Zachary

5
★★★★★
Based on 5 Google reviews
Address: 4743 Main St, Zachary, LA 70791, USA
Phone: (225) 654-2701
Website: https://bankofzachary.com/
Republic Finance Payday Loans Picture

Republic Finance

5
★★★★★
Based on 3 Google reviews
Address: 4347 High St Suite 112, Zachary, LA 70791, USA
Phone: (225) 658-8786
Website: https://republicfinance.com/
Advance America Payday Loans Picture

Advance America

5
★★★★★
Based on 112 Google reviews
Address: 5647 Main St Ste. B, Zachary, LA 70791, USA
Phone: (225) 654-2510
Website: https://advanceamerica.net/store-locations/louisiana/5647-main-st-ste-b-zachary-70791
Cash 2 U Payday Loans Picture

Cash 2 U

5
★★★★★
Based on 2 Google reviews
Address: 4908 Main St Ste B, Zachary, LA 70791, USA
Phone: (225) 658-0222
Website: https://cash2ula.com/
LenCo Finance Inc Payday Loans Picture

LenCo Finance Inc

5
★★★★★
Based on 1 Google reviews
Address: 4824 Waywood Dr, Zachary, LA 70791, USA
Phone: (225) 654-3535
Website: https://No website
Cash Cow Payday Loans Picture

Cash Cow

4.9
★★★★★
Based on 50 Google reviews
Address: 4457 Hwy, LA-19, Zachary, LA 70791, USA
Phone: (225) 658-1380
Website: https://cashcowlouisiana.com/louisiana-title-loan-locations/la0697/4457-hwy-19/zachary/la/70791
Tower Loan Payday Loans Picture

Tower Loan

3
★★★★★
Based on 4 Google reviews
Address: 4257 Church St 102, Zachary, LA 70791, USA
Phone: (225) 654-1539
Website: https://towerloan.com/
Delta Financial Services Payday Loans Picture

Delta Financial Services

1.7
★★★★★
Based on 6 Google reviews
Address: 4347 High St Suite 107, Zachary, LA 70791, USA
Phone: (225) 658-0300
Website: https://deltafinancial.net/
Hometown Finance LLC Payday Loans Picture

Hometown Finance LLC

0
★★★★★
Based on 0 Google reviews
Address: 4618 LA-19, Zachary, LA 70791, USA
Phone: (225) 658-9393
Website: https://No website
Fidelity Finance Inc Payday Loans Picture

Fidelity Finance Inc

0
★★★★★
Based on 0 Google reviews
Address: 5041 LA-19, Zachary, LA 70791, USA
Phone: (225) 654-8001
Website: https://No website
All American Loans Inc Payday Loans Picture

All American Loans Inc

0
★★★★★
Based on 0 Google reviews
Address: 4544 W Central Ave, Zachary, LA 70791, USA
Phone: (225) 654-3835
Website: https://No website