Payday Loans in New Iberia

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  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW?

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in New Iberia, Louisiana?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for cash advance in Louisiana if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in New Iberia, Louisiana?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in New Iberia, Louisiana?

The maximum amount of money you can get on a payday loan in New Iberia, Louisiana is $350, and the maximum term is 30 days. The finance charge fees and/or interest rates (APR) if specified can go up to 16.75% of the amount advanced (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $350
Minimum Loan Term 7 days
Minimum Loan Term 30 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in New Iberia, Louisiana?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in New Iberia, Louisiana with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in New Iberia, Louisiana with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What are payday loans that accept unemployment benefits in New Iberia, Louisiana near you?

If you're unemployed and you urgently need some cash to cover the monthly budget gap, there's a chance for you too. Submit your info via the form on our website (click the Apply Now button) and we will make sure one of our ending partners will help you within 1 working day.

There are some things you should know though. First, you need to make sure you can repay the loan and prepare some proof of income (anything will do). It will make sure a whole lot easier for you and for the lender if you could do that. Second, did you calculate the risks? The payday loans rates are pretty aggressive nowadays. They can help in bad hour but they can also make your life a nightmare if you fail to repay it in time. Please, think twice and make an weighted decision.

When we say you're gonna need a "proof of income" it doesn't necessarily have to be a paycheck (you're unemployed, duh!) but any reliable source of income:

  • Alimonies
  • Rental property income
  • Unemployment benefits
  • Disability payments
  • Social Security income
  • Child support
  • etc.

If you have any of the alternative source of income, you already may qualify for an online loan. But even if you don't have any of the abovementioned income sources, you still can apply! It doesn't hurt to try, right! Our lender partners are very loyal to our clients and gladly will consider your application.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in New Iberia, Louisiana:

Express Check Advance Payday Loans Picture

Express Check Advance

5
★★★★★
Based on 24 Google reviews
Name: Express Check Advance
Address: 1002 Jefferson Terrace Ste E, New Iberia, LA 70560, USA
Phone: (337) 369-9223
Website: https://expresscheckadvance.com/
Advance America Payday Loans Picture

Advance America

5
★★★★★
Based on 170 Google reviews
Name: Advance America
Address: 820 E Admiral Doyle Dr, New Iberia, LA 70563, USA
Phone: (337) 364-1120
Website: https://advanceamerica.net/store-locations/louisiana/820-j-e-admiral-doyle-drive-new-iberia-70563
Cash Cow Payday Loans Picture

Cash Cow

5
★★★★★
Based on 40 Google reviews
Name: Cash Cow
Address: 200 W Admiral Doyle Dr, New Iberia, LA 70560, USA
Phone: (337) 364-6197
Website: https://cashcowlouisiana.com/louisiana-title-loan-locations/la0563/200-west-admiral-doyle-drive/new-iberia/la/70560
Republic Finance Payday Loans Picture

Republic Finance

5
★★★★★
Based on 2 Google reviews
Name: Republic Finance
Address: 616 S Lewis St Suite C, New Iberia, LA 70560, USA
Phone: (337) 369-3864
Website: https://republicfinance.com/
All-State Credit Plan, LLC Payday Loans Picture

All-State Credit Plan, LLC

5
★★★★★
Based on 1 Google reviews
Name: All-State Credit Plan, LLC
Address: 1112 Center St, New Iberia, LA 70560, USA
Phone: (337) 364-4538
Website: https://all-statecredit.com/
Easy Money EMG Payday Loans Picture

Easy Money EMG

5
★★★★★
Based on 3 Google reviews
Name: Easy Money EMG
Address: 1102 E Admiral Doyle Dr 5, New Iberia, LA 70560, USA
Phone: (337) 365-9020
Website: https://easymoneynow.com/
Coastal Credit Co Payday Loans Picture

Coastal Credit Co

5
★★★★★
Based on 1 Google reviews
Name: Coastal Credit Co
Address: 606 S Lewis St, New Iberia, LA 70560, USA
Phone: (337) 364-8148
Website: https://No website
Acadiana Acceptance Inc Payday Loans Picture

Acadiana Acceptance Inc

5
★★★★★
Based on 1 Google reviews
Name: Acadiana Acceptance Inc
Address: 606 S Lewis St A, New Iberia, LA 70560, USA
Phone: (337) 367-0158
Website: https://No website
Money Mart Payday Loans Picture

Money Mart

4.8
★★★★★
Based on 24 Google reviews
Name: Money Mart
Address: 601-A E Admiral Doyle Dr, New Iberia, LA 70560, USA
Phone: (337) 365-2274
Website: https://moneymart.com/StoreDetails/StoreDetails
Approved Cash Payday Loans Picture

Approved Cash

4.7
★★★★★
Based on 14 Google reviews
Name: Approved Cash
Address: 902 S Lewis St, New Iberia, LA 70560, USA
Phone: (337) 365-3121
Website: https://approvedcashadvance.com/locations/new_iberia
ACE Cash Express Payday Loans Picture

ACE Cash Express

4.7
★★★★★
Based on 11 Google reviews
Name: ACE Cash Express
Address: 1103 E Admiral Doyle Dr, New Iberia, LA 70560, USA
Phone: (337) 364-3388
Website: https://acecashexpress.com/locations/louisiana/new-iberia/731
American Cash Advance Payday Loans Picture

American Cash Advance

4.5
★★★★★
Based on 2 Google reviews
Name: American Cash Advance
Address: 703-I S Lewis St, New Iberia, LA 70560, USA
Phone: (337) 365-9599
Website: https://americancashadvance.net/
OneMain Financial Payday Loans Picture

OneMain Financial

4.4
★★★★★
Based on 7 Google reviews
Name: OneMain Financial
Address: 1000 Parkview Dr 21, New Iberia, LA 70563, USA
Phone: (337) 367-1126
Website: https://onemainfinancial.com/branches/LA/New-Iberia/70563/3884
Cash Tyme Payday Loans Picture

Cash Tyme

4
★★★★★
Based on 1 Google reviews
Name: Cash Tyme
Address: 616 S Lewis St, New Iberia, LA 70560, USA
Phone: (337) 364-6222
Website: https://cashtyme.com/
Fast Auto & Payday Loans Inc Payday Loans Picture

Fast Auto & Payday Loans Inc

4
★★★★★
Based on 1 Google reviews
Name: Fast Auto & Payday Loans Inc
Address: 604 Center St, New Iberia, LA 70560, USA
Phone: (337) 364-6197
Website: https://paydayloanservices.org/
World Finance Payday Loans Picture

World Finance

3.3
★★★★★
Based on 3 Google reviews
Name: World Finance
Address: 941 S Lewis St Ste D, New Iberia, LA 70560, USA
Phone: (337) 365-6377
Website: https://loansbyworld.com/
1st Franklin Financial Payday Loans Picture

1st Franklin Financial

3
★★★★★
Based on 2 Google reviews
Name: 1st Franklin Financial
Address: 1104 E Main St Suite G, New Iberia, LA 70560, USA
Phone: (337) 560-5403
Website: https://locations.1ffc.com/la/new-iberia/1104-e-main-st.html
Tower Loan Payday Loans Picture

Tower Loan

2.7
★★★★★
Based on 7 Google reviews
Name: Tower Loan
Address: 910 E Main St 30, New Iberia, LA 70560, USA
Phone: (337) 369-6716
Website: https://towerloan.com/
Deep South Financial Services Payday Loans Picture

Deep South Financial Services

0
★★★★★
Based on 0 Google reviews
Name: Deep South Financial Services
Address: 1200 E Admiral Doyle Dr, New Iberia, LA 70560, USA
Phone: (337) 364-2274
Website: https://deepsouthloans.com/
Sugarland Credit Payday Loans Picture

Sugarland Credit

0
★★★★★
Based on 0 Google reviews
Name: Sugarland Credit
Address: 715 Center St, New Iberia, LA 70560, USA
Phone: (337) 367-1475
Website: https://No website
P C Credit Inc Payday Loans Picture

P C Credit Inc

0
★★★★★
Based on 0 Google reviews
Name: P C Credit Inc
Address: 1005 E Dale St, New Iberia, LA 70560, USA
Phone: (337) 364-6969
Website: https://pccreditnewiberia.com/
The Money Spot Payday Loans Picture

The Money Spot

0
★★★★★
Based on 0 Google reviews
Name: The Money Spot
Address: 1005 E Admiral Doyle Dr, New Iberia, LA 70560, USA
Phone: (337) 365-0658
Website: https://shoprite.org/
Check Into Cash Payday Loans Picture

Check Into Cash

0
★★★★★
Based on 0 Google reviews
Name: Check Into Cash
Address: 1102 E W Admiral Doyle Dr suite a-08-b, New Iberia, LA 70560, USA
Phone: (337) 364-5150
Website: https://local.checkintocash.com/la/new-iberia/1102-e-admiral-doyle-dr--suite-a-08-b-16016.html
Southland Finance Co Payday Loans Picture

Southland Finance Co

0
★★★★★
Based on 0 Google reviews
Name: Southland Finance Co
Address: 910 E Main St 20, New Iberia, LA 70560, USA
Phone: (337) 367-3266
Website: https://southlandloans.com/
Acadiana Check Advance Inc Payday Loans Picture

Acadiana Check Advance Inc

0
★★★★★
Based on 0 Google reviews
Name: Acadiana Check Advance Inc
Address: 603 W Admiral Doyle Dr H, New Iberia, LA 70560, USA
Phone: (337) 367-1660
Website: https://No website
Iberia Mortgage & Loan Inc Payday Loans Picture

Iberia Mortgage & Loan Inc

0
★★★★★
Based on 0 Google reviews
Name: Iberia Mortgage & Loan Inc
Address: 716 S Lewis St, New Iberia, LA 70560, USA
Phone: (337) 364-7601
Website: https://iberiabank.com/personal/loans/mortgage/