Payday Loans in Lafayette

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  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Lafayette, Louisiana?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a payday loan if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Lafayette, Louisiana?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Lafayette, Louisiana?

The maximum amount of money you can get on a payday loan in Lafayette, Louisiana is $350, and the maximum term is 30 days. The finance charge fees and/or interest rates (APR) if specified can go up to 16.75% of the amount advanced (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $350
Minimum Loan Term 7 days
Minimum Loan Term 30 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Lafayette, Louisiana?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Lafayette, Louisiana with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Lafayette, Louisiana with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Lafayette, Louisiana:

Express Check Advance Payday Loans Picture

Express Check Advance

5
★★★★★
Based on 97 Google reviews
Address: 431 E Pont Des Mouton Rd Suite B, Lafayette, LA 70507, USA
Phone: (337) 234-6916
Website: https://expresscheckadvance.com/
Advance America Payday Loans Picture

Advance America

5
★★★★★
Based on 215 Google reviews
Address: 2316 W, W Pinhook Rd, Lafayette, LA 70508, USA
Phone: (337) 267-4588
Website: https://advanceamerica.net/store-locations/louisiana/2316-w-pinhook-lafayette-70508
General Money Store Payday Loans Picture

General Money Store

5
★★★★★
Based on 2 Google reviews
Address: 2423 W Congress St, Lafayette, LA 70506, USA
Phone: (337) 221-9192
Website: https://louisianaloancenters.com/
Money Mart Payday Loans Picture

Money Mart

5
★★★★★
Based on 42 Google reviews
Address: 4702 Johnston St ste a, Lafayette, LA 70503, USA
Phone: (337) 989-2274
Website: https://moneymart.com/
Advantage Financial Services - Lafayette Payday Loans Picture

Advantage Financial Services – Lafayette

5
★★★★★
Based on 3 Google reviews
Address: 120 Curran Ln Suite G, Lafayette, LA 70506, USA
Phone: (337) 984-6811
Website: https://advantagefinancialonline.net/locations/louisiana/lafayette-installment-loans/
Advance America Payday Loans Picture

Advance America

5
★★★★★
Based on 185 Google reviews
Address: 3148 Ambassador Caffery Pkwy Ste. 102, Lafayette, LA 70506, USA
Phone: (337) 984-6142
Website: https://advanceamerica.net/store-locations/louisiana/3148-ambassador-caffery-pkwy-ste-102-lafayette-70506
Cajun Loan Payday Loans Picture

Cajun Loan

5
★★★★★
Based on 6 Google reviews
Address: 2470 W Congress St, Lafayette, LA 70506, USA
Phone: (337) 261-4821
Website: https://cajunloan.com/
All-State Credit Plan, LLC Payday Loans Picture

All-State Credit Plan, LLC

5
★★★★★
Based on 1 Google reviews
Address: 2308 Ambassador Caffery Pkwy 2, Lafayette, LA 70506, USA
Phone: (337) 216-0010
Website: https://all-statecredit.com/locations/all-state-credit-plan-llc-lafayette-louisiana/
Universal Lending Services, Inc. Payday Loans Picture

Universal Lending Services, Inc.

5
★★★★★
Based on 1 Google reviews
Address: 5750 Johnston St Suite 102, Lafayette, LA 70503, USA
Phone: (337) 264-9990
Website: https://ulending.net/
Smart Money Financial Center Payday Loans Picture

Smart Money Financial Center

5
★★★★★
Based on 1 Google reviews
Address: 4490 Moss St, Lafayette, LA 70507, USA
Phone: (337) 235-6226
Website: https://smartmoneycenter.com/
MoneyGram Payday Loans Picture

MoneyGram

5
★★★★★
Based on 1 Google reviews
Address: 4490 Moss St b, Lafayette, LA 70507, USA
Phone: (337) 235-6226
Website: https://locations.moneygram.com/la/lafayette/569991826/
First Choice Loans LLC Payday Loans Picture

First Choice Loans LLC

5
★★★★★
Based on 1 Google reviews
Address: 4312 Moss St, Lafayette, LA 70507, USA
Phone: (337) 456-8334
Website: https://fastcash24.pw/
Cash Cow Payday Loans Picture

Cash Cow

4.9
★★★★★
Based on 182 Google reviews
Address: 4019 Johnston St, Lafayette, LA 70503, USA
Phone: (337) 993-1209
Website: https://cashcowlouisiana.com/louisiana-title-loan-locations/la0428/4019-johnston-street/lafayette/la/70503
Excel Finance Payday Loans Picture

Excel Finance

4.9
★★★★★
Based on 74 Google reviews
Address: 1527 Ambassador Caffery Pkwy, Lafayette, LA 70506, USA
Phone: (337) 991-9119
Website: https://excelfinco.com/lafayette-la/
Money Mart Payday Loans Picture

Money Mart

4.9
★★★★★
Based on 48 Google reviews
Address: 600 NW Evangeline Thrwy, Lafayette, LA 70501, USA
Phone: (337) 232-2274
Website: https://moneymart.com/
Check Lenders Payday Loans Picture

Check Lenders

4.8
★★★★★
Based on 15 Google reviews
Address: 3905 Johnston St, Lafayette, LA 70503, USA
Phone: (337) 993-3339
Website: https://fastcash24.pw/
Money Mart Payday Loans Picture

Money Mart

4.8
★★★★★
Based on 21 Google reviews
Address: 2333 W Pinhook Rd, Lafayette, LA 70508, USA
Phone: (337) 237-5004
Website: https://moneymart.com/
Harrison Finance Co Payday Loans Picture

Harrison Finance Co

4.5
★★★★★
Based on 2 Google reviews
Address: 5700 Johnston St 1150, Lafayette, LA 70503, USA
Phone: (337) 984-9781
Website: https://towerloan.com/
Quick Cash Payday Loans Picture

Quick Cash

4.5
★★★★★
Based on 2 Google reviews
Address: 100 Castille Ave 101a, Lafayette, LA 70501, USA
Phone: (337) 233-8828
Website: https://quickcashfin.com/
ACE Cash Express Payday Loans Picture

ACE Cash Express

4.4
★★★★★
Based on 25 Google reviews
Address: 100 E Willow St, Lafayette, LA 70501, USA
Phone: (337) 269-5994
Website: https://acecashexpress.com/locations/louisiana/lafayette/730
American Cash Advance Payday Loans Picture

American Cash Advance

4.3
★★★★★
Based on 4 Google reviews
Address: 2505 Moss St, Lafayette, LA 70501, USA
Phone: (337) 264-6077
Website: https://americancashadvance.net/
1st Franklin Financial Payday Loans Picture

1st Franklin Financial

4.3
★★★★★
Based on 6 Google reviews
Address: 143 Arnould Blvd, Lafayette, LA 70506, USA
Phone: (337) 988-9979
Website: https://locations.1ffc.com/la/lafayette/143-arnould-blvd.html
American Cash Advance Payday Loans Picture

American Cash Advance

4.2
★★★★★
Based on 5 Google reviews
Address: 4656 Johnston St, Lafayette, LA 70503, USA
Phone: (337) 993-9598
Website: https://americancashadvance.net/
OneMain Financial Payday Loans Picture

OneMain Financial

4
★★★★★
Based on 5 Google reviews
Address: 4400 Ambassador Caffery Pkwy g, Lafayette, LA 70508, USA
Phone: (337) 984-5000
Website: https://onemainfinancial.com/branches/LA/Lafayette/70508/3895
Southland Finance Co Payday Loans Picture

Southland Finance Co

4
★★★★★
Based on 4 Google reviews
Address: 2025 NE Evangeline Throughway, Lafayette, LA 70501, USA
Phone: (337) 237-1001
Website: https://southlandloans.com/
Check Into Cash Payday Loans Picture

Check Into Cash

3.8
★★★★★
Based on 4 Google reviews
Address: 2954 Johnston St, Lafayette, LA 70503, USA
Phone: (337) 264-9150
Website: https://local.checkintocash.com/la/lafayette/2954-johnston-st-16013.html
Check Into Cash Payday Loans Picture

Check Into Cash

3.7
★★★★★
Based on 3 Google reviews
Address: 200 Production Dr 13, Lafayette, LA 70508, USA
Phone: (337) 232-6391
Website: https://local.checkintocash.com/la/lafayette/200-production-drive--suite-13-16034.html
ACE Cash Express Payday Loans Picture

ACE Cash Express

3.7
★★★★★
Based on 9 Google reviews
Address: 2222 Ambassador Caffery Pkwy, Lafayette, LA 70506, USA
Phone: (337) 216-0086
Website: https://acecashexpress.com/locations/louisiana/lafayette/732
Ready Cash Advance Payday Loans Picture

Ready Cash Advance

3.7
★★★★★
Based on 3 Google reviews
Address: 1500 Moss St, Lafayette, LA 70501, USA
Phone: (337) 231-5121
Website: https://flexiblefinanceloans.com/
OneMain Financial Payday Loans Picture

OneMain Financial

3
★★★★★
Based on 10 Google reviews
Address: 104 E Kaliste Saloom Rd, Lafayette, LA 70508, USA
Phone: (337) 235-1658
Website: https://onemainfinancial.com/branches/LA/Lafayette/70508/2105
Southwest Loan Co. of Acadiana Payday Loans Picture

Southwest Loan Co. of Acadiana

3
★★★★★
Based on 2 Google reviews
Address: 431 E Pont Des Mouton Rd C, Lafayette, LA 70507, USA
Phone: (337) 593-1180
Website: https://firstchoicepaydayloans.com/
Tower Loan Payday Loans Picture

Tower Loan

3
★★★★★
Based on 4 Google reviews
Address: 4416 Johnston St Suite 7A, Lafayette, LA 70503, USA
Phone: (337) 406-0989
Website: https://towerloan.com/
State Finance Payday Loans Picture

State Finance

2.3
★★★★★
Based on 3 Google reviews
Address: 1819 NW Evangeline Throughway 2, Lafayette, LA 70501, USA
Phone: (337) 593-9005
Website: https://wallacemgt.com/
Mark Credit Payday Loans Picture

Mark Credit

2.3
★★★★★
Based on 9 Google reviews
Address: 3816 W Congress St Suite 1, Lafayette, LA 70506, USA
Phone: (337) 889-3730
Website: https://markcreditloans.com/
Harbor Loans of Lafayette Payday Loans Picture

Harbor Loans of Lafayette

1
★★★★★
Based on 3 Google reviews
Address: 104 Youngsville Hwy, Lafayette, LA 70508, USA
Phone: (337) 837-2503
Website: https://No website
Acc Loan Store Payday Loans Picture

Acc Loan Store

0
★★★★★
Based on 0 Google reviews
Address: 400 Mudd Ave, Lafayette, LA 70501, USA
Phone: (337) 237-0188
Website: https://No website
Sunset Services Payday Loans Picture

Sunset Services

0
★★★★★
Based on 0 Google reviews
Address: 108 Exchange Pl, Lafayette, LA 70503, USA
Phone: (337) 237-4493
Website: https://No website
Quick Cash Payday Loans Picture

Quick Cash

0
★★★★★
Based on 0 Google reviews
Address: 3118 W Pinhook Rd, Lafayette, LA 70508, USA
Phone: (337) 264-0407
Website: https://No website