Payday Loans in Houma

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  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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*By filling out the form above, you will be routed to PaydayLoansinUsa.com’s loan request form.

👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Houma, Louisiana?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a payday loan if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Houma, Louisiana?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Houma, Louisiana?

The maximum amount of money you can get on a payday loan in Houma, Louisiana is $350, and the maximum term is 30 days. The finance charge fees and/or interest rates (APR) if specified can go up to 16.75% of the amount advanced (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $350
Minimum Loan Term 7 days
Minimum Loan Term 30 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Houma, Louisiana?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Houma, Louisiana with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Houma, Louisiana with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Houma, Louisiana:

American Cash Advance Payday Loans Picture

American Cash Advance

5
★★★★★
Based on 2 Google reviews
Address: 814 Grand Caillou Rd ste 7, Houma, LA 70363, USA
Phone: (985) 853-1480
Website: https://americancashadvance.net/
Advance America Payday Loans Picture

Advance America

5
★★★★★
Based on 57 Google reviews
Address: 1058 Grand Caillou Rd, Houma, LA 70363, USA
Phone: (985) 876-6628
Website: https://advanceamerica.net/store-locations/louisiana/1058-grand-caillou-road-houma-70363
Security Finance Payday Loans Picture

Security Finance

5
★★★★★
Based on 1 Google reviews
Address: 128 N Van Ave b, Houma, LA 70363, USA
Phone: (985) 873-8070
Website: https://security-finance.com/locations/houma-la-1074/
American Cash Advance Payday Loans Picture

American Cash Advance

5
★★★★★
Based on 1 Google reviews
Address: 5658 W Main St ste b, Houma, LA 70360, USA
Phone: (985) 850-0022
Website: https://americancashadvance.net/
Cash Cow Payday Loans Picture

Cash Cow

5
★★★★★
Based on 54 Google reviews
Address: 292 S Hollywood Rd, Houma, LA 70360, USA
Phone: (985) 868-0280
Website: https://cashcowlouisiana.com/louisiana-title-loan-locations/la0698/292-south-hollywood-road/houma/la/70360
Cash 2 U Payday Loans Picture

Cash 2 U

5
★★★★★
Based on 1 Google reviews
Address: 1426 E Tunnel Blvd, Houma, LA 70363, USA
Phone: (985) 853-0883
Website: https://cash2ula.com/
Bon Terre Credit Payday Loans Picture

Bon Terre Credit

5
★★★★★
Based on 2 Google reviews
Address: 303 Bayou Gardens Blvd 1434, Houma, LA 70364, USA
Phone: (985) 580-0023
Website: https://bonterrecredit.com/
Advance America Payday Loans Picture

Advance America

5
★★★★★
Based on 152 Google reviews
Address: 6770 W Park Ave, Houma, LA 70364, USA
Phone: (985) 857-9441
Website: https://advanceamerica.net/store-locations/louisiana/6770-west-park-ave-houma-70364
Cash 2 U Payday Loans Picture

Cash 2 U

5
★★★★★
Based on 4 Google reviews
Address: 6218 W Park Ave, Houma, LA 70364, USA
Phone: (985) 868-7415
Website: https://cash2ula.com/
ABC Cash Advance LLC Payday Loans Picture

ABC Cash Advance LLC

5
★★★★★
Based on 1 Google reviews
Address: 1426 E Tunnel Blvd, Houma, LA 70363, USA
Phone: (985) 853-0883
Website: https://No website
Payday Loan Express Payday Loans Picture

Payday Loan Express

5
★★★★★
Based on 1 Google reviews
Address: 1155 St Charles St, Houma, LA 70360, USA
Phone: (985) 872-3333
Website: https://premiumloans.pw/
Finance Center Of Houma Payday Loans Picture

Finance Center Of Houma

5
★★★★★
Based on 1 Google reviews
Address: 6110 W Park Ave, Houma, LA 70364, USA
Phone: (985) 851-3887
Website: https://financecenterofhouma.com/
Money Mart Payday Loans Picture

Money Mart

4.9
★★★★★
Based on 73 Google reviews
Address: 6277 W Park Ave, Houma, LA 70364, USA
Phone: (985) 876-7788
Website: https://moneymart.com/
Approved Cash Payday Loans Picture

Approved Cash

4.8
★★★★★
Based on 19 Google reviews
Address: 251 Enterprise Dr Suite 2 Ste c, Houma, LA 70360, USA
Phone: (985) 853-0600
Website: https://approvedcashadvance.com/
Check Into Cash Payday Loans Picture

Check Into Cash

4.7
★★★★★
Based on 12 Google reviews
Address: 1243 Grand Caillou Rd, Houma, LA 70363, USA
Phone: (985) 851-5570
Website: https://local.checkintocash.com/la/houma/1243-grand-caillou-road-16015.html
1st Franklin Financial Payday Loans Picture

1st Franklin Financial

4.7
★★★★★
Based on 17 Google reviews
Address: 209 Bayou Gardens Blvd Suite I, Houma, LA 70364, USA
Phone: (985) 223-0111
Website: https://locations.1ffc.com/la/houma/209-bayou-gardens-blvd.html
Easy Money EMG Payday Loans Picture

Easy Money EMG

4.5
★★★★★
Based on 2 Google reviews
Address: 1500 E Tunnel Blvd, Houma, LA 70363, USA
Phone: (985) 872-4777
Website: https://easymoneynow.com/
Approved Cash Payday Loans Picture

Approved Cash

4.2
★★★★★
Based on 14 Google reviews
Address: 1783 Martin Luther King Boulevard 3-102 Suite 104B, Houma, LA 70360, USA
Phone: (985) 223-8895
Website: https://approvedcashadvance.com/locations/houma
Pride Financial Services Payday Loans Picture

Pride Financial Services

4
★★★★★
Based on 4 Google reviews
Address: 209 Bayou Gardens Blvd G1, Houma, LA 70364, USA
Phone: (985) 655-2200
Website: https://No website
Ameriplus Finance Payday Loans Picture

Ameriplus Finance

4
★★★★★
Based on 1 Google reviews
Address: 725 Grand Caillou Rd, Houma, LA 70363, USA
Phone: (985) 873-8883
Website: https://No website
Eastside Credit Corporation Payday Loans Picture

Eastside Credit Corporation

4
★★★★★
Based on 2 Google reviews
Address: 756 Grand Caillou Rd, Houma, LA 70363, USA
Phone: (985) 655-5626
Website: https://eastsidecredit.net/contact-us/
Star Pay-Day Loans Payday Loans Picture

Star Pay-Day Loans

3
★★★★★
Based on 2 Google reviews
Address: 33 Professional Dr, Houma, LA 70360, USA
Phone: (985) 223-0011
Website: https://premiumloans.xyz/
Tower Loan Payday Loans Picture

Tower Loan

2.9
★★★★★
Based on 7 Google reviews
Address: 814 Grand Caillou Rd 16, Houma, LA 70363, USA
Phone: (985) 872-3272
Website: https://towerloan.com/
Arrow Loans of Houma Payday Loans Picture

Arrow Loans of Houma

2.3
★★★★★
Based on 4 Google reviews
Address: 1056 Grand Caillou Rd, Houma, LA 70363, USA
Phone: (985) 851-2115
Website: https://No website
One Way Check Advance Payday Loans Picture

One Way Check Advance

1
★★★★★
Based on 1 Google reviews
Address: 853 Grand Caillou Rd, Houma, LA 70363, USA
Phone: (985) 872-5151
Website: https://No website
Check Cashers Inc Payday Loans Picture

Check Cashers Inc

0
★★★★★
Based on 0 Google reviews
Address: 5801 W Park Ave 106, Houma, LA 70364, USA
Phone: (985) 857-9595
Website: https://checkcashersinc.com/
Payday Loans Payday Loans Picture

Payday Loans

0
★★★★★
Based on 0 Google reviews
Address: 292 S Hollywood Rd, Houma, LA 70360, USA
Phone: (985) 868-0280
Website: https://No website
Payday Express Payday Loans Picture

Payday Express

0
★★★★★
Based on 0 Google reviews
Address: 936 Grand Caillou Rd, Houma, LA 70363, USA
Phone: (985) 851-7151
Website: https://No website
Mr Check Payday Loans Picture

Mr Check

0
★★★★★
Based on 0 Google reviews
Address: 960 Grand Caillou Rd C, Houma, LA 70363, USA
Phone: (985) 879-2949
Website: https://No website
Finance One of Houma LLC Payday Loans Picture

Finance One of Houma LLC

0
★★★★★
Based on 0 Google reviews
Address: 5949 W Main St, Houma, LA 70360, USA
Phone: (985) 853-2891
Website: https://No website
Check Cashers Inc Payday Loans Picture

Check Cashers Inc

0
★★★★★
Based on 0 Google reviews
Address: 1708 Martin Luther King Jr Bl, Houma, LA 70360, USA
Phone: (985) 857-9595
Website: https://checkcashersinc.com/