Payday Loans in Covington

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  • Loans up to $5000
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👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Covington, Louisiana?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a payday loan if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Covington, Louisiana?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Covington, Louisiana?

The maximum amount of money you can get on a payday loan in Covington, Louisiana is $350, and the maximum term is 30 days. The finance charge fees and/or interest rates (APR) if specified can go up to 16.75% of the amount advanced (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $350
Minimum Loan Term 7 days
Minimum Loan Term 30 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Covington, Louisiana?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Covington, Louisiana with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Covington, Louisiana with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Covington, Louisiana:

Advance America Payday Loans Picture

Advance America

5
★★★★★
Based on 59 Google reviews
Address: 1200 Business, US-190 Ste. 4, Covington, LA 70433, USA
Phone: (985) 893-4892
Website: https://advanceamerica.net/store-locations/louisiana/1200-business-hwy-190-ste-4-covington-70433
Absolute Cash Payday Loans Payday Loans Picture

Absolute Cash Payday Loans

5
★★★★★
Based on 5 Google reviews
Address: Winn Dixie Shopping Center, 2100 N Collins Blvd Suite 156, Covington, LA 70433, USA
Phone: (985) 635-4020
Website: https://absolutecash.net/
American Thrift and Finance Plan llc Payday Loans Picture

American Thrift and Finance Plan llc

5
★★★★★
Based on 4 Google reviews
Address: 600 N Hwy 190, Covington, LA 70433, USA
Phone: (985) 892-5566
Website: https://american-thrift.net/
Arbor Lending Group Payday Loans Picture

Arbor Lending Group

5
★★★★★
Based on 1 Google reviews
Address: 5001 US-190, Covington, LA 70433, USA
Phone: (985) 867-8334
Website: https://arborlending.net/
Harrison Finance Co Payday Loans Picture

Harrison Finance Co

5
★★★★★
Based on 2 Google reviews
Address: 360 Emerald Forest Blvd J, Covington, LA 70433, USA
Phone: (985) 871-6977
Website: https://towerloan.com/
Northshore Financial Payday Loans Picture

Northshore Financial

5
★★★★★
Based on 3 Google reviews
Address: 1133 N Lee Rd 5, Covington, LA 70433, USA
Phone: (985) 893-9405
Website: https://No website
Magee Financial Payday Loans Picture

Magee Financial

5
★★★★★
Based on 3 Google reviews
Address: 2225 US-190, Covington, LA 70433, USA
Phone: (985) 893-1600
Website: https://mageefinancial.com/
1st Franklin Financial Payday Loans Picture

1st Franklin Financial

4.7
★★★★★
Based on 15 Google reviews
Address: 2033 Hwy 190 North, Suite 7, Covington, LA 70433, USA
Phone: (985) 893-3621
Website: https://locations.1ffc.com/la/covington/2033-hwy-190-north.html
Tri-Parish Credit LLC Payday Loans Picture

Tri-Parish Credit LLC

4.3
★★★★★
Based on 6 Google reviews
Address: 19277 Slemmer Rd, Covington, LA 70433, USA
Phone: (985) 871-1113
Website: https://No website
Advantage Financial Services - Covington Payday Loans Picture

Advantage Financial Services – Covington

4.2
★★★★★
Based on 5 Google reviews
Address: 857 N Collins Blvd, Covington, LA 70433, USA
Phone: (985) 892-5536
Website: https://advantagefinancialonline.net/locations/louisiana/covington-installment-loans/
Republic Finance Payday Loans Picture

Republic Finance

4
★★★★★
Based on 6 Google reviews
Address: 1170 N Hwy 190 Unit C, Covington, LA 70433, USA
Phone: (985) 234-9134
Website: https://republicfinance.com/
Cash America Pawn Payday Loans Picture

Cash America Pawn

3.8
★★★★★
Based on 32 Google reviews
Address: 1180 US-190, Covington, LA 70433, USA
Phone: (985) 590-6336
Website: https://cashamerica.com/
Easy Money EMG Payday Loans Picture

Easy Money EMG

3.7
★★★★★
Based on 6 Google reviews
Address: 1200 US-190 BUS 17, Covington, LA 70433, USA
Phone: (985) 871-0590
Website: https://easymoneynow.com/
OneMain Financial Payday Loans Picture

OneMain Financial

3.3
★★★★★
Based on 7 Google reviews
Address: 69152 Hwy 190 Service Rd, Covington, LA 70433, USA
Phone: (985) 875-9400
Website: https://onemainfinancial.com/branches/LA/Covington/70433/535
Woodforest Bank Payday Loans Picture

Woodforest Bank

3
★★★★★
Based on 6 Google reviews
Address: 880 US-190, Covington, LA 70433, USA
Phone: (985) 893-3287
Website: https://woodforest.com/
OnPath Federal Credit Union Payday Loans Picture

OnPath Federal Credit Union

2.9
★★★★★
Based on 8 Google reviews
Address: 122 E 32nd Ave, Covington, LA 70433, USA
Phone: (800) 749-6193
Website: https://beonpath.org/locations/LA/Covington/covington/
Tower Loan Payday Loans Picture

Tower Loan

2.2
★★★★★
Based on 5 Google reviews
Address: 842 N Collins Blvd l, Covington, LA 70433, USA
Phone: (985) 893-9388
Website: https://towerloan.com/
Hold A Check Payday Loans Picture

Hold A Check

1
★★★★★
Based on 1 Google reviews
Address: 904 N Collins Blvd, Covington, LA 70433, USA
Phone: (985) 892-5047
Website: https://No website
World Finance Payday Loans Picture

World Finance

0
★★★★★
Based on 0 Google reviews
Address: 1600 N Hwy 190 Unit 11, Covington, LA 70433, USA
Phone: (985) 892-0007
Website: https://loansbyworld.com/
First Heritage Credit Payday Loans Picture

First Heritage Credit

0
★★★★★
Based on 0 Google reviews
Address: 301 US-190 B5, Covington, LA 70433, USA
Phone: (985) 892-7558
Website: https://1stheritagecredit.com/
Security Finance Payday Loans Picture

Security Finance

0
★★★★★
Based on 0 Google reviews
Address: 2033 N Hwy 190 8, Covington, LA 70433, USA
Phone: (985) 871-7300
Website: https://security-finance.com/locations/covington-la-0990/
Magee Finance Payday Loans Picture

Magee Finance

0
★★★★★
Based on 0 Google reviews
Address: 2225 Hwy 19, Covington, LA 70433, USA
Phone: (985) 892-2748
Website: https://mageefinancial.com/