Payday Loans in Owensboro

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  • Loans up to $5000
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  • Alternative Credit Check

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👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW?

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Owensboro, Kentucky?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a quick loan in Kentucky if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Owensboro, Kentucky?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Owensboro, Kentucky?

The maximum amount of money you can get on a payday loan in Owensboro, Kentucky is $500, and the maximum term is 60 days. The finance charge fees and/or interest rates (APR) if specified can go up to 15% finance charge of $100 (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $500
Minimum Loan Term 7 days
Minimum Loan Term 60 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Owensboro, Kentucky?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Owensboro, Kentucky with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Owensboro, Kentucky with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What are payday loans that accept unemployment benefits in Owensboro, Kentucky near you?

If you're unemployed and you urgently need some cash to cover the monthly budget gap, there's a chance for you too. Submit your info via the form on our website (click the Apply Now button) and we will make sure one of our ending partners will help you within 1 working day.

There are some things you should know though. First, you need to make sure you can repay the loan and prepare some proof of income (anything will do). It will make sure a whole lot easier for you and for the lender if you could do that. Second, did you calculate the risks? The payday loans rates are pretty aggressive nowadays. They can help in bad hour but they can also make your life a nightmare if you fail to repay it in time. Please, think twice and make an weighted decision.

When we say you're gonna need a "proof of income" it doesn't necessarily have to be a paycheck (you're unemployed, duh!) but any reliable source of income:

  • Alimonies
  • Rental property income
  • Unemployment benefits
  • Disability payments
  • Social Security income
  • Child support
  • etc.

If you have any of the alternative source of income, you already may qualify for an online loan. But even if you don't have any of the abovementioned income sources, you still can apply! It doesn't hurt to try, right! Our lender partners are very loyal to our clients and gladly will consider your application.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Owensboro, Kentucky:

OneMain Financial Payday Loans Picture

OneMain Financial

5
★★★★★
Based on 3 Google reviews
Name: OneMain Financial
Address: 4764 Frederica St 5, Owensboro, KY 42301, USA
Phone: (270) 684-6264
Website: https://onemainfinancial.com/branches/KY/Owensboro/42301/469
Lendmark Financial Services LLC Payday Loans Picture

Lendmark Financial Services LLC

5
★★★★★
Based on 3 Google reviews
Name: Lendmark Financial Services LLC
Address: 2928 Heartland Crossing Suite B, Owensboro, KY 42303, USA
Phone: (270) 926-6836
Website: https://lendmarkfinancial.com/
Eagle Finance Payday Loans Picture

Eagle Finance

5
★★★★★
Based on 218 Google reviews
Name: Eagle Finance
Address: 3525 Frederica St, Owensboro, KY 42301, USA
Phone: (270) 993-8300
Website: https://eagle.com/
Zippi Cash Advance Payday Loans Picture

Zippi Cash Advance

5
★★★★★
Based on 2 Google reviews
Name: Zippi Cash Advance
Address: 609 Park Plaza Dr, Owensboro, KY 42301, USA
Phone: (270) 689-2411
Website: https://firstchoicepaydayloans.com/
Check `n Go Payday Loans Picture

Check `n Go

4.9
★★★★★
Based on 35 Google reviews
Name: Check `n Go
Address: 1650 Starlite Dr Suite H, Owensboro, KY 42301, USA
Phone: (270) 683-7347
Website: https://No website
Fast Payday Loans Payday Loans Picture

Fast Payday Loans

4.9
★★★★★
Based on 86 Google reviews
Name: Fast Payday Loans
Address: 2605 Cr-1092B5, Owensboro, KY 42303, USA
Phone: (270) 685-6705
Website: https://fastpaydayloansofkentuckyllc.com/kentucky-payday-loan-locations/ky0843/2605-us-hwy-60-east/owensboro/ky/42303
Check Into Cash Payday Loans Picture

Check Into Cash

4.8
★★★★★
Based on 37 Google reviews
Name: Check Into Cash
Address: 3525 Frederica St 2, Owensboro, KY 42301, USA
Phone: (270) 683-3250
Website: https://local.checkintocash.com/ky/owensboro/3525-frederica-plaza--ste-2-3027.html
Check `n Go Payday Loans Picture

Check `n Go

4.7
★★★★★
Based on 59 Google reviews
Name: Check `n Go
Address: 3601 Frederica St Suite 8, Owensboro, KY 42303, USA
Phone: (270) 685-8300
Website: https://locations.checkngo.com/kentucky/owensboro/3601-frederica-street
Express Check Advance Payday Loans Picture

Express Check Advance

4.5
★★★★★
Based on 22 Google reviews
Name: Express Check Advance
Address: 3116 KY-54, Owensboro, KY 42303, USA
Phone: (270) 689-9663
Website: https://expresscheckadvance.com/
First American Cash Advance Payday Loans Picture

First American Cash Advance

4.4
★★★★★
Based on 23 Google reviews
Name: First American Cash Advance
Address: 2845 W Parrish Ave Suite J, Owensboro, KY 42301, USA
Phone: (270) 688-8448
Website: https://purposefinancialservices.com/locations/details/store-2237/KY/42301/37.75839/-87.14929/2845-W-Parrish-Ave-Suite-J/Owensboro
OneMain Financial Payday Loans Picture

OneMain Financial

4.4
★★★★★
Based on 8 Google reviews
Name: OneMain Financial
Address: 410 Southtown Blvd 1, Owensboro, KY 42303, USA
Phone: (270) 684-1491
Website: https://onemainfinancial.com/branches/KY/Owensboro/42303/3857
Mariner Finance Payday Loans Picture

Mariner Finance

4.3
★★★★★
Based on 3 Google reviews
Name: Mariner Finance
Address: 5140 Frederica St Suite B, Owensboro, KY 42301, USA
Phone: (270) 228-2631
Website: https://marinerfinance.com/locations/kentucky/mariner-finance-location-in-owensboro-ky/
Advance America Payday Loans Picture

Advance America

4.2
★★★★★
Based on 10 Google reviews
Name: Advance America
Address: 3333 Frederica St 3, Owensboro, KY 42301, USA
Phone: (270) 684-6408
Website: https://advanceamerica.net/store-locations/kentucky/3333-frederica-3-owensboro-42301
Cash Express Payday Loans Picture

Cash Express

4.2
★★★★★
Based on 5 Google reviews
Name: Cash Express
Address: 1007 Tamarack Rd 5, Owensboro, KY 42301, USA
Phone: (270) 683-5586
Website: https://cashexpressllc.com/
Cash Express Payday Loans Picture

Cash Express

4.2
★★★★★
Based on 5 Google reviews
Name: Cash Express
Address: 2100 W Parrish Ave, Owensboro, KY 42301, USA
Phone: (270) 240-4195
Website: https://cashexpressllc.com/
World Finance Payday Loans Picture

World Finance

3.7
★★★★★
Based on 3 Google reviews
Name: World Finance
Address: 1650 Starlite Dr Ste J, Owensboro, KY 42301, USA
Phone: (270) 684-8282
Website: https://loansbyworld.com/
Hollywood Cash Advance Payday Loans Picture

Hollywood Cash Advance

3.3
★★★★★
Based on 3 Google reviews
Name: Hollywood Cash Advance
Address: 2616 Frederica St, Owensboro, KY 42301, USA
Phone: (270) 926-4949
Website: https://paydayloanservices.org/
Cash Express Payday Loans Picture

Cash Express

3
★★★★★
Based on 2 Google reviews
Name: Cash Express
Address: 1327 E 4th St, Owensboro, KY 42303, USA
Phone: (270) 685-1322
Website: https://cashexpressllc.com/
Republic Finance Payday Loans Picture

Republic Finance

2.8
★★★★★
Based on 8 Google reviews
Name: Republic Finance
Address: 1650 Starlite Dr Suite E, Owensboro, KY 42301, USA
Phone: (270) 683-9177
Website: https://republicfinance.com/
Bad Credit Loans Payday Loans Picture

Bad Credit Loans

0
★★★★★
Based on 0 Google reviews
Name: Bad Credit Loans
Address: 3601 Frederica St, Owensboro, KY 42301, USA
Phone: (214) 717-4297
Website: https://No website