Payday Loans in Garden City

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  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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*By filling out the form above, you will be routed to PaydayLoansinUsa.com’s loan request form.

👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW?

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Garden City, Kansas?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a payday loan in Kansas if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Garden City, Kansas?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Garden City, Kansas?

The maximum amount of money you can get on a payday loan in Garden City, Kansas is $500, and the maximum term is 30 days. The finance charge fees and/or interest rates (APR) if specified can go up to 15% (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $500
Minimum Loan Term 7 days
Minimum Loan Term 30 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Garden City, Kansas?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Garden City, Kansas with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Garden City, Kansas with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What are payday loans that accept unemployment benefits in Garden City, Kansas near you?

If you're unemployed and you urgently need some cash to cover the monthly budget gap, there's a chance for you too. Submit your info via the form on our website (click the Apply Now button) and we will make sure one of our ending partners will help you within 1 working day.

There are some things you should know though. First, you need to make sure you can repay the loan and prepare some proof of income (anything will do). It will make sure a whole lot easier for you and for the lender if you could do that. Second, did you calculate the risks? The payday loans rates are pretty aggressive nowadays. They can help in bad hour but they can also make your life a nightmare if you fail to repay it in time. Please, think twice and make an weighted decision.

When we say you're gonna need a "proof of income" it doesn't necessarily have to be a paycheck (you're unemployed, duh!) but any reliable source of income:

  • Alimonies
  • Rental property income
  • Unemployment benefits
  • Disability payments
  • Social Security income
  • Child support
  • etc.

If you have any of the alternative source of income, you already may qualify for an online loan. But even if you don't have any of the abovementioned income sources, you still can apply! It doesn't hurt to try, right! Our lender partners are very loyal to our clients and gladly will consider your application.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Garden City, Kansas:

Check `n Go Payday Loans Picture

Check `n Go

5
★★★★★
Based on 95 Google reviews
Name: Check `n Go
Address: 2312 E Kansas Ave Suite B, Garden City, KS 67846, USA
Phone: (620) 260-9832
Website: https://locations.checkngo.com/kansas/garden-city/2312-east-kansas-avenue
Advance America Payday Loans Picture

Advance America

5
★★★★★
Based on 31 Google reviews
Name: Advance America
Address: 2204 E Kansas Ave Ste. 2, Garden City, KS 67846, USA
Phone: (620) 275-5000
Website: https://advanceamerica.net/store-locations/kansas/2204-e-kansas-ave-ste-2-garden-city-67846
ACE Cash Express Payday Loans Picture

ACE Cash Express

5
★★★★★
Based on 4 Google reviews
Name: ACE Cash Express
Address: 1804 E Kansas Ave, Garden City, KS 67846, USA
Phone: (620) 275-6663
Website: https://acecashexpress.com/locations/kansas/garden-city/2709
Quick Cash Payday Loans Picture

Quick Cash

5
★★★★★
Based on 2 Google reviews
Name: Quick Cash
Address: 215 W Kansas Ave, Garden City, KS 67846, USA
Phone: (620) 272-9969
Website: https://getcashnow.space/
Loanmax Title Loans Payday Loans Picture

Loanmax Title Loans

4.8
★★★★★
Based on 45 Google reviews
Name: Loanmax Title Loans
Address: 104 W Kansas Ave, Garden City, KS 67846, USA
Phone: (620) 275-4418
Website: https://loanmaxtitleloans.net/Locations/KANSAS/Garden-City/104-W-Kansas-Ave
Check Into Cash Payday Loans Picture

Check Into Cash

4.3
★★★★★
Based on 7 Google reviews
Name: Check Into Cash
Address: 505 E Kansas Ave, Garden City, KS 67846, USA
Phone: (620) 260-9089
Website: https://local.checkintocash.com/ks/garden-city/505-e-kansas-avenue-35037.html
Aaa Loans Payday Loans Picture

Aaa Loans

4
★★★★★
Based on 1 Google reviews
Name: Aaa Loans
Address: 1213 Fleming St, Garden City, KS 67846, USA
Phone:
Website: https://No website
Golden Plains Credit Union Payday Loans Picture

Golden Plains Credit Union

3.5
★★★★★
Based on 23 Google reviews
Name: Golden Plains Credit Union
Address: 1714 E Kansas Ave, Garden City, KS 67846, USA
Phone: (620) 275-2151
Website: https://gpcu.org/
Helping Hand Quick Cash Payday Loans Picture

Helping Hand Quick Cash

2.7
★★★★★
Based on 6 Google reviews
Name: Helping Hand Quick Cash
Address: 1116 N Taylor Ave, Garden City, KS 67846, USA
Phone: (620) 276-8999
Website: https://helpinghandquickcash.com/
First Fulton Finance Payday Loans Picture

First Fulton Finance

1
★★★★★
Based on 1 Google reviews
Name: First Fulton Finance
Address: 507 E Fulton St, Garden City, KS 67846, USA
Phone: (620) 275-6726
Website: https://No website
Cash Fast Inc Payday Loans Picture

Cash Fast Inc

1
★★★★★
Based on 1 Google reviews
Name: Cash Fast Inc
Address: 913 W Mary St, Garden City, KS 67846, USA
Phone: (620) 272-0277
Website: https://expressloansofamerica.com/
American AgCredit Payday Loans Picture

American AgCredit

0
★★★★★
Based on 0 Google reviews
Name: American AgCredit
Address: 1606 E Kansas Ave, Garden City, KS 67846, USA
Phone: (620) 275-4281
Website: https://agloan.com/
Money Lenders Payday Loans Picture

Money Lenders

0
★★★★★
Based on 0 Google reviews
Name: Money Lenders
Address: 607 1/2 E Kansas Plaza East Kansas Plaza, Garden City, KS 67846, USA
Phone: (620) 272-9979
Website: https://No website
National Check Association Payday Loans Picture

National Check Association

0
★★★★★
Based on 0 Google reviews
Name: National Check Association
Address: 1135 College Dr L1, Garden City, KS 67846, USA
Phone: (620) 276-7635
Website: https://No website
Mr Payroll Payday Loans Picture

Mr Payroll

0
★★★★★
Based on 0 Google reviews
Name: Mr Payroll
Address: 4005 US-50, Garden City, KS 67846, USA
Phone: (620) 275-1308
Website: https://No website