Payday Loans in Springfield

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  • Simple online application
  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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*By filling out the form above, you will be routed to PaydayLoansinUsa.com’s loan request form.

👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Springfield, Illinois?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for a payday loan if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Springfield, Illinois?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Springfield, Illinois?

The maximum amount of money you can get on a payday loan in Springfield, Illinois is $1000, and the maximum term is 120 days. The finance charge fees and/or interest rates (APR) if specified can go up to 15.5% per $100 (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $1000
Minimum Loan Term 7 days
Minimum Loan Term 120 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Springfield, Illinois?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Springfield, Illinois with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Springfield, Illinois with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Springfield, Illinois:

LendNation Payday Loans Picture

LendNation

5
★★★★★
Based on 2 Google reviews
Address: 2126 S MacArthur Blvd, Springfield, IL 62704, USA
Phone: (217) 391-1100
Website: https://lendnation.com/location/il/springfield/2126-south-macarthur-boulevard-0471
Illinois Title Loans, Inc. Payday Loans Picture

Illinois Title Loans, Inc.

5
★★★★★
Based on 124 Google reviews
Address: 410 N Dirksen Pkwy, Springfield, IL 62702, USA
Phone: (217) 528-2180
Website: https://illinoistitleloansinc.com/illinois-title-loan-locations/il0212/410-north-dirksen-parkway/springfield/il/62701
TitleMax Title Loans Payday Loans Picture

TitleMax Title Loans

5
★★★★★
Based on 80 Google reviews
Address: 2403 N Dirksen Pkwy, Springfield, IL 62702, USA
Phone: (217) 241-0255
Website: https://titlemax.com/store/springfield-il-5-title-loans/
AmeriCash Loans Payday Loans Picture

AmeriCash Loans

5
★★★★★
Based on 132 Google reviews
Address: 1150 N 5th St, Springfield, IL 62702, USA
Phone: (217) 523-9777
Website: https://americashloans.net/locations/illinois/springfield/
TitleMax Title Loans Payday Loans Picture

TitleMax Title Loans

5
★★★★★
Based on 165 Google reviews
Address: 2301 S MacArthur Blvd, Springfield, IL 62704, USA
Phone: (217) 726-6570
Website: https://titlemax.com/store/springfield-il-3-title-loans/
World Finance Payday Loans Picture

World Finance

5
★★★★★
Based on 3 Google reviews
Address: 2427 Denver Dr Ste B, Springfield, IL 62702, USA
Phone: (217) 528-6510
Website: https://loansbyworld.com/
Advance America Payday Loans Picture

Advance America

5
★★★★★
Based on 2 Google reviews
Address: 2516 S MacArthur Blvd, Springfield, IL 62704, USA
Phone: (217) 241-7200
Website: https://advanceamerica.net/store-locations/illinois/2516-s-macarthur-blvd-springfield-62704
Alliance Community Bank Payday Loans Picture

Alliance Community Bank

5
★★★★★
Based on 3 Google reviews
Address: 6530 N, IL-29, Springfield, IL 62707, USA
Phone: (217) 487-7766
Website: https://athensstatebank.com/
OneMain Financial Payday Loans Picture

OneMain Financial

5
★★★★★
Based on 6 Google reviews
Address: 2637 Chatham Rd, Springfield, IL 62704, USA
Phone: (217) 793-1311
Website: https://onemainfinancial.com/branches/IL/Springfield/62704/4372
Check `n Go Payday Loans Picture

Check `n Go

4.9
★★★★★
Based on 59 Google reviews
Address: 1700 E Sangamon Ave, Springfield, IL 62702, USA
Phone: (217) 753-4573
Website: https://locations.checkngo.com/illinois/springfield/1700-sangmon-avenue
Midwest Title Loans Payday Loans Picture

Midwest Title Loans

4.7
★★★★★
Based on 45 Google reviews
Address: 2106 S MacArthur Blvd, Springfield, IL 62704, USA
Phone: (217) 789-7095
Website: https://midwesttitleloans.net/
Check Into Cash Payday Loans Picture

Check Into Cash

4.6
★★★★★
Based on 29 Google reviews
Address: 1754 Wabash Ave Suite B, Springfield, IL 62704, USA
Phone: (217) 546-5200
Website: https://local.checkintocash.com/il/springfield/1754-wabash-avenue--suite-b-4009.html
America's Financial Choice Payday Loans Picture

America’s Financial Choice

4.4
★★★★★
Based on 8 Google reviews
Address: 1665 Wabash Ave Suite F, Springfield, IL 62704, USA
Phone: (217) 679-2654
Website: https://afchoice.com/citystore.php
Mariner Finance Payday Loans Picture

Mariner Finance

4.4
★★★★★
Based on 13 Google reviews
Address: 3417 Freedom Dr, Springfield, IL 62704, USA
Phone: (217) 718-5174
Website: https://marinerfinance.com/locations/Illinois/mariner-finance-location-in-Springfield-IL
World Finance Payday Loans Picture

World Finance

4.2
★★★★★
Based on 5 Google reviews
Address: 723 N Bruns Ln, Springfield, IL 62702, USA
Phone: (217) 546-0851
Website: https://loansbyworld.com/
Security Finance Payday Loans Picture

Security Finance

4.2
★★★★★
Based on 5 Google reviews
Address: 2436 Denver Dr, Springfield, IL 62702, USA
Phone: (217) 527-1250
Website: https://security-finance.com/locations/springfield-il-0828/
Sun Loan Company Payday Loans Picture

Sun Loan Company

3.9
★★★★★
Based on 8 Google reviews
Address: 2425 Denver Dr, Springfield, IL 62702, USA
Phone: (217) 753-0089
Website: https://sunloan.com/locations/sun-loan-company-springfield-illinois-260/
Heights Finance Corporation Payday Loans Picture

Heights Finance Corporation

3.8
★★★★★
Based on 4 Google reviews
Address: 234/236 S Dirksen Pkwy, Springfield, IL 62703, USA
Phone: (217) 523-2274
Website: https://heightsfinance.com/
Cash Store Payday Loans Picture

Cash Store

3.8
★★★★★
Based on 5 Google reviews
Address: 2512 N Dirksen Pkwy, Springfield, IL 62702, USA
Phone: (217) 492-1172
Website: https://cashstore.com/local/payday-loans-springfield-il
PNC Bank Payday Loans Picture

PNC Bank

3.3
★★★★★
Based on 10 Google reviews
Address: 3019 Chatham Rd, Springfield, IL 62704, USA
Phone: (217) 535-6600
Website: https://apps.pnc.com/locator/#/result-details/00733071/chatham
Tower Loan Payday Loans Picture

Tower Loan

3.3
★★★★★
Based on 3 Google reviews
Address: 1540 W Jefferson St, Springfield, IL 62707, USA
Phone: (217) 546-7930
Website: https://towerloan.com/
OneMain Financial Payday Loans Picture

OneMain Financial

3.2
★★★★★
Based on 9 Google reviews
Address: 2727 S 6th St, Springfield, IL 62703, USA
Phone: (217) 753-2900
Website: https://onemainfinancial.com/branches/IL/Springfield/62703/360
Wise Finance of Springfield, llc Payday Loans Picture

Wise Finance of Springfield, llc

3
★★★★★
Based on 3 Google reviews
Address: 2601 Adlai Stevenson Dr, Springfield, IL 62703, USA
Phone: (217) 529-0200
Website: https://wisefinanceloans.com/
LendNation Payday Loans Picture

LendNation

1
★★★★★
Based on 1 Google reviews
Address: 121 N Grand Ave E, Springfield, IL 62702, USA
Phone: (217) 321-1500
Website: https://lendnation.com/location/il/springfield/121-n-grand-avenue-east-0472
World Finance Payday Loans Picture

World Finance

0
★★★★★
Based on 0 Google reviews
Address: 3124 S 6th St, Springfield, IL 62703, USA
Phone: (217) 525-1900
Website: https://loansbyworld.com/
Title Cash Payday Loans Picture

Title Cash

0
★★★★★
Based on 0 Google reviews
Address: 2935 E Clear Lake Ave 2, Springfield, IL 62702, USA
Phone: (217) 522-8799
Website: https://titlecash.com/