Payday Loans in Jacksonville

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  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW?

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Jacksonville, Florida?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for cash advance in Florida if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Jacksonville, Florida?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Jacksonville, Florida?

The maximum amount of money you can get on a payday loan in Jacksonville, Florida is $500, and the maximum term is 31 days. The finance charge fees and/or interest rates (APR) if specified can go up to 10%. Residents of Florida are also restricted to 1 loan at a time. No roll over allowed (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $500
Minimum Loan Term 7 days
Minimum Loan Term 31 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Jacksonville, Florida?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Jacksonville, Florida with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Jacksonville, Florida with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What are payday loans that accept unemployment benefits in Jacksonville, Florida near you?

If you're unemployed and you urgently need some cash to cover the monthly budget gap, there's a chance for you too. Submit your info via the form on our website (click the Apply Now button) and we will make sure one of our ending partners will help you within 1 working day.

There are some things you should know though. First, you need to make sure you can repay the loan and prepare some proof of income (anything will do). It will make sure a whole lot easier for you and for the lender if you could do that. Second, did you calculate the risks? The payday loans rates are pretty aggressive nowadays. They can help in bad hour but they can also make your life a nightmare if you fail to repay it in time. Please, think twice and make an weighted decision.

When we say you're gonna need a "proof of income" it doesn't necessarily have to be a paycheck (you're unemployed, duh!) but any reliable source of income:

  • Alimonies
  • Rental property income
  • Unemployment benefits
  • Disability payments
  • Social Security income
  • Child support
  • etc.

If you have any of the alternative source of income, you already may qualify for an online loan. But even if you don't have any of the abovementioned income sources, you still can apply! It doesn't hurt to try, right! Our lender partners are very loyal to our clients and gladly will consider your application.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Jacksonville, Florida:

Advance America Payday Loans Picture

Advance America

5
★★★★★
Based on 31 Google reviews
Name: Advance America
Address: 11018 Old St Augustine Rd Suite 119, Jacksonville, FL 32257, USA
Phone: (904) 260-1450
Website: https://advanceamerica.net/store-locations/florida/11018-old-st-augustine-rd-suite-119-jacksonville-32257
Check `n Go Payday Loans Picture

Check `n Go

5
★★★★★
Based on 41 Google reviews
Name: Check `n Go
Address: 1235 Arlington Rd N, Jacksonville, FL 32211, USA
Phone: (904) 723-3221
Website: https://locations.checkngo.com/florida/jacksonville/1235-arlington-rd--n
Lending Bear Payday Loans Picture

Lending Bear

5
★★★★★
Based on 103 Google reviews
Name: Lending Bear
Address: 9965-56 San Jose Blvd, Jacksonville, FL 32257, USA
Phone: (904) 260-9170
Website: https://lendingbear.com/
Check `n Go Payday Loans Picture

Check `n Go

5
★★★★★
Based on 178 Google reviews
Name: Check `n Go
Address: 8650 Old Kings Rd S Ste 12, Jacksonville, FL 32217, USA
Phone: (904) 448-5911
Website: https://locations.checkngo.com/florida/jacksonville/8650-old-kings-rd-south
Lending Bear Payday Loans Picture

Lending Bear

5
★★★★★
Based on 248 Google reviews
Name: Lending Bear
Address: 8011 Merrill Rd 16, Jacksonville, FL 32277, USA
Phone: (904) 744-5844
Website: https://lendingbear.com/
Cash Advance Payday Loans Picture

Cash Advance

5
★★★★★
Based on 1 Google reviews
Name: Cash Advance
Address: 1725 Cassat Ave, Jacksonville, FL 32210, USA
Phone: (904) 388-2868
Website: https://cash-advance-loans.co/
SunTrust Mortgage Payday Loans Picture

SunTrust Mortgage

5
★★★★★
Based on 1 Google reviews
Name: SunTrust Mortgage
Address: 13927 Old St Augustine Rd, Jacksonville, FL 32258, USA
Phone: (904) 260-2589
Website: https://suntrust.com/home-mortgages/existing-client-support
Fast Payday Loans, Inc. Payday Loans Picture

Fast Payday Loans, Inc.

4.9
★★★★★
Based on 146 Google reviews
Name: Fast Payday Loans, Inc.
Address: 5235 Normandy Blvd b, Jacksonville, FL 32205, USA
Phone: (904) 786-4286
Website: https://fastpaydayloansfloridainc.com/florida-payday-loan-locations/fl1142/5235-normandy-blvd-ste-b/jacksonville/fl/32205
Check `n Go Payday Loans Picture

Check `n Go

4.9
★★★★★
Based on 63 Google reviews
Name: Check `n Go
Address: 1440 Dunn Ave Ste 3, Jacksonville, FL 32218, USA
Phone: (904) 751-1250
Website: https://locations.checkngo.com/florida/jacksonville/1440-dunn-ave-
Advance America Payday Loans Picture

Advance America

4.9
★★★★★
Based on 33 Google reviews
Name: Advance America
Address: 6251 Argyle Forest Blvd Ste 108, Jacksonville, FL 32244, USA
Phone: (904) 779-3919
Website: https://advanceamerica.net/store-locations/florida/6251-argyle-forest-blvd-ste-108-jacksonville-32244
Advance America Payday Loans Picture

Advance America

4.9
★★★★★
Based on 8 Google reviews
Name: Advance America
Address: 8595 Beach Blvd 350, Jacksonville, FL 32216, USA
Phone: (904) 646-9731
Website: https://advanceamerica.net/store-locations/florida/8595-beach-blvd-350-jacksonville-32216
InstaLoan Loans Payday Loans Picture

InstaLoan Loans

4.9
★★★★★
Based on 617 Google reviews
Name: InstaLoan Loans
Address: 10161 Atlantic Blvd, Jacksonville, FL 32225, USA
Phone: (904) 674-0678
Website: https://instaloan.com/store/jacksonville-fl-signature-loans-title-loans/
Lending Bear Payday Loans Picture

Lending Bear

4.9
★★★★★
Based on 272 Google reviews
Name: Lending Bear
Address: 6016-2 St Augustine Rd, Jacksonville, FL 32217, USA
Phone: (904) 636-5520
Website: https://lendingbear.com/
Advance America Payday Loans Picture

Advance America

4.8
★★★★★
Based on 11 Google reviews
Name: Advance America
Address: 12777 Atlantic Blvd Unit 3, Jacksonville, FL 32225, USA
Phone: (904) 220-1204
Website: https://advanceamerica.net/store-locations/florida/12777-atlantic-blvd-unit-3-jacksonville-32225
Advance America Payday Loans Picture

Advance America

4.8
★★★★★
Based on 17 Google reviews
Name: Advance America
Address: 9119 Merrill Rd Ste. 9, Jacksonville, FL 32225, USA
Phone: (904) 745-8155
Website: https://advanceamerica.net/store-locations/florida/9119-merrill-road-ste-9-jacksonville-32225
Advance America Payday Loans Picture

Advance America

4.8
★★★★★
Based on 31 Google reviews
Name: Advance America
Address: 7451-17 103rd St, Jacksonville, FL 32210, USA
Phone: (904) 777-5880
Website: https://advanceamerica.net/store-locations/florida/7451-17-103rd-street-jacksonville-32210
Advance America Payday Loans Picture

Advance America

4.7
★★★★★
Based on 17 Google reviews
Name: Advance America
Address: 5230 Baymeadows Rd Ste. 5, Jacksonville, FL 32217, USA
Phone: (904) 733-4234
Website: https://advanceamerica.net/store-locations/florida/5230-baymeadows-rd-ste-5-jacksonville-32217
Fast Payday Loans, Inc. Payday Loans Picture

Fast Payday Loans, Inc.

4.7
★★★★★
Based on 26 Google reviews
Name: Fast Payday Loans, Inc.
Address: 7628 103rd St 8, Jacksonville, FL 32210, USA
Phone: (904) 771-2346
Website: https://fastpaydayloansfloridainc.com/florida-payday-loan-locations/fl1132/7628-103rd-street-unit-b/jacksonville/fl/32210
Advance America Payday Loans Picture

Advance America

4.7
★★★★★
Based on 15 Google reviews
Name: Advance America
Address: 10057 San Jose Blvd, Jacksonville, FL 32257, USA
Phone: (904) 292-5293
Website: https://advanceamerica.net/store-locations/florida/10057-san-jose-blvd-jacksonville-32257
Advance America Payday Loans Picture

Advance America

4.7
★★★★★
Based on 15 Google reviews
Name: Advance America
Address: 5324 Blanding Blvd Ste. 7, Jacksonville, FL 32210, USA
Phone: (904) 777-3373
Website: https://advanceamerica.net/store-locations/florida/5324-blanding-blvd-ste-7-jacksonville-32210
OneMain Financial Payday Loans Picture

OneMain Financial

4.7
★★★★★
Based on 37 Google reviews
Name: OneMain Financial
Address: 1795 Kernan Blvd S Ste 103, Jacksonville, FL 32246, USA
Phone: (904) 642-1535
Website: https://onemainfinancial.com/branches/FL/Jacksonville/32246/3769
Advance America Payday Loans Picture

Advance America

4.7
★★★★★
Based on 9 Google reviews
Name: Advance America
Address: 4347-6 University Blvd S, Jacksonville, FL 32216, USA
Phone: (904) 739-3090
Website: https://advanceamerica.net/store-locations/florida/4347-6-university-blvd-s-jacksonville-32216
Advance America Payday Loans Picture

Advance America

4.7
★★★★★
Based on 12 Google reviews
Name: Advance America
Address: 3000 Dunn Ave Unit 66, Jacksonville, FL 32218, USA
Phone: (904) 765-7100
Website: https://advanceamerica.net/store-locations/florida/3000-dunn-avenue-unit-66-jacksonville-32218
Check `n Go Payday Loans Picture

Check `n Go

4.6
★★★★★
Based on 37 Google reviews
Name: Check `n Go
Address: 3776 Blanding Blvd, Jacksonville, FL 32210, USA
Phone: (904) 317-8669
Website: https://locations.checkngo.com/florida/jacksonville/3776-blanding-blvd-
Advance America Payday Loans Picture

Advance America

4.6
★★★★★
Based on 5 Google reviews
Name: Advance America
Address: 12961 Main St N Ste 205, Jacksonville, FL 32218, USA
Phone: (904) 714-7006
Website: https://advanceamerica.net/store-locations/florida/12961-n-main-st-ste-205-jacksonville-32218
ACE Cash Express Payday Loans Picture

ACE Cash Express

4.6
★★★★★
Based on 14 Google reviews
Name: ACE Cash Express
Address: 9741 San Jose Blvd, Jacksonville, FL 32257, USA
Phone: (904) 880-5745
Website: https://acecashexpress.com/locations/florida/jacksonville/3289
Advance America Payday Loans Picture

Advance America

4.5
★★★★★
Based on 21 Google reviews
Name: Advance America
Address: 5800 Beach Blvd Ste 116 & 117, Jacksonville, FL 32207, USA
Phone: (904) 399-5937
Website: https://advanceamerica.net/store-locations/florida/5800-beach-blvd-ste-116-117-jacksonville-32207
Advance America Payday Loans Picture

Advance America

4.5
★★★★★
Based on 42 Google reviews
Name: Advance America
Address: 13740 Beach Blvd Ste. 114, Jacksonville, FL 32224, USA
Phone: (904) 992-0966
Website: https://advanceamerica.net/store-locations/florida/13740-beach-blvd-ste-114-jacksonville-32224
Advance America Payday Loans Picture

Advance America

4.4
★★★★★
Based on 25 Google reviews
Name: Advance America
Address: 9550 Baymeadows Rd Ste. 6, Jacksonville, FL 32256, USA
Phone: (904) 733-2898
Website: https://advanceamerica.net/store-locations/florida/9550-baymeadows-road-ste-6-jacksonville-32256
Advance America Payday Loans Picture

Advance America

4.3
★★★★★
Based on 23 Google reviews
Name: Advance America
Address: 7961 Normandy Blvd 2, Jacksonville, FL 32221, USA
Phone: (904) 781-1650
Website: https://advanceamerica.net/store-locations/florida/7961-normandy-blvd-2-jacksonville-32221
ACE Cash Express Payday Loans Picture

ACE Cash Express

4.3
★★★★★
Based on 20 Google reviews
Name: ACE Cash Express
Address: 10152 Atlantic Blvd, Jacksonville, FL 32225, USA
Phone: (904) 725-7733
Website: https://acecashexpress.com/locations/florida/jacksonville/3258
Advance America Payday Loans Picture

Advance America

4
★★★★★
Based on 10 Google reviews
Name: Advance America
Address: 1124 Dunn Ave, Jacksonville, FL 32218, USA
Phone: (904) 757-2228
Website: https://advanceamerica.net/store-locations/florida/1124-dunn-ave-jacksonville-32218
Bank Of The Ozarks Payday Loans Picture

Bank Of The Ozarks

4
★★★★★
Based on 3 Google reviews
Name: Bank Of The Ozarks
Address: 10970 San Jose Blvd, Jacksonville, FL 32223, USA
Phone: (904) 880-1435
Website: https://bankozarks.com/
Advance America Payday Loans Picture

Advance America

3.9
★★★★★
Based on 10 Google reviews
Name: Advance America
Address: 7001 Merrill Rd Ste. 33, Jacksonville, FL 32277, USA
Phone: (904) 744-9598
Website: https://advanceamerica.net/store-locations/florida/7001-merrill-rd-ste-33-jacksonville-32277
Regional Acceptance Corporation Payday Loans Picture

Regional Acceptance Corporation

3.3
★★★★★
Based on 3 Google reviews
Name: Regional Acceptance Corporation
Address: 12276 San Jose Blvd 204, Jacksonville, FL 32223, USA
Phone: (866) 259-5318
Website: https://regionalacceptance.com/
Portside Finance Payday Loans Picture

Portside Finance

3.2
★★★★★
Based on 17 Google reviews
Name: Portside Finance
Address: 14185 Beach Blvd 12, Jacksonville, FL 32250, USA
Phone: (904) 223-4118
Website: https://portsidefinance.com/
ACE Cash Express Payday Loans Picture

ACE Cash Express

3
★★★★★
Based on 6 Google reviews
Name: ACE Cash Express
Address: 833 Beach Blvd, Jacksonville, FL 32250, USA
Phone: (904) 247-1108
Website: https://acecashexpress.com/locations/florida/jacksonville/3287
Payday Loans Payday Loans Picture

Payday Loans

3
★★★★★
Based on 2 Google reviews
Name: Payday Loans
Address: 8180 W Beaver St, Jacksonville, FL 32220, USA
Phone: (863) 400-0100
Website: https://loanmart.com/
Navy Federal Credit Union - ATM Payday Loans Picture

Navy Federal Credit Union – ATM

1
★★★★★
Based on 1 Google reviews
Name: Navy Federal Credit Union - ATM
Address: 2292-0050, Mayport Rd Bldg 1900, Jacksonville, FL 32233, USA
Phone: (888) 842-6328
Website: https://navyfederal.org/
Payday Solutions Payday Loans Picture

Payday Solutions

0
★★★★★
Based on 0 Google reviews
Name: Payday Solutions
Address: 4080 Woodcock Dr, Jacksonville, FL 32207, USA
Phone: (904) 399-0554
Website: https://fastcash24.pw/
Jacksonville - Payday Loans USA Payday Loans Picture

Jacksonville – Payday Loans USA

0
★★★★★
Based on 0 Google reviews
Name: Jacksonville - Payday Loans USA
Address: 1537 Oak St, Jacksonville, FL 32204, USA
Phone: (844) 640-7794
Website: https://paydayloans-quick.com/apply.html
Triple Lend Services Payday Loans Picture

Triple Lend Services

0
★★★★★
Based on 0 Google reviews
Name: Triple Lend Services
Address: 4720 Salisbury Rd, Jacksonville, FL 32256, USA
Phone: (904) 493-6457
Website: https://fastcash24.pw/
Speedy Cash Mandarin Payday Loans Picture

Speedy Cash Mandarin

0
★★★★★
Based on 0 Google reviews
Name: Speedy Cash Mandarin
Address: 9965 San Jose Blvd, Jacksonville, FL 32257, USA
Phone: (904) 260-9170
Website: https://lendingbear.com/
Cash Advance Payday Loans Picture

Cash Advance

0
★★★★★
Based on 0 Google reviews
Name: Cash Advance
Address: 10734 Atlantic Blvd 1, Jacksonville, FL 32225, USA
Phone: (904) 646-0604
Website: https://advanceamerica.net/
Payday Solutions Payday Loans Picture

Payday Solutions

0
★★★★★
Based on 0 Google reviews
Name: Payday Solutions
Address: 4417 Beach Blvd, Jacksonville, FL 32207, USA
Phone: (904) 399-0554
Website: https://No website