Payday Loans in Modesto

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  • Loans up to $5000
  • Instant Decision
  • Alternative Credit Check

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*By filling out the form above, you will be routed to PaydayLoansinUsa.com’s loan request form.

👍 Bad Credit? You're Welcome to Apply!

We're working with the lenders who perform only soft credit checks. It means that you'll get much higher chance of approval with us.

🕒 Instant Decision

With our near instant approval payday loans you just need to click the "Submit" button, fill out the form and get the money in 1 hour!

✅ Guaranteed Approval

Don't be fooled by anyone who promises guaranteed approval for bad credit loans. It's not possible. But we make sure you get the best possible opportunity from our direct lenders. Even if you have low income.

Are you struggling to pay the bills or rent while you’re weeks away from the nearest paycheck?

Or do you have an emergency situation and need money RIGHT NOW?

There is a solution!

Payday loans are easy-to-get short term loans for every situation. You don't need anything to secure your loan except proof of income, because when you get a payday loan, you are expected to repay it with your next paycheck.

Bad credit? Don’t worry. The requirements for cash advance loans allow to get a loan even if you have bad credit and no checking account. All you have to do is to click on the Apply button and fill up the form.

How to get a payday loan without a bank account in Modesto, California?

For an online cash advance, there are no requirements to have a bank account. There are direct lenders without credit check that accept prepaid debit cards and secured credit cards.

Again, you can apply for payday loans in California if you don’t have a bank account.

Here’s what you have to do to get a payday loan without checking account:

  • Go to the top of this page and click the “Apply” button.
  • Fill up the form with your personal and bank details.
  • Submit the form and send the details.

Keep in mind, that in order to get instant approval, all the details should be valid. If you do everything right, you can get a payday loan the same day you apply. Or the next day at most.

What are the general requirements to qualify for a payday loan in Modesto, California?

Payday loan requirements are different for every lender, but typically they have a lot in common. So here are the general requirements to apply for a payday loan:

  • You must be at least 18 years old to apply
  • Have proof of income
  • Have a valid checking account or prepaid debit account/card
  • Have a phone number to receive calls or/and messages

How much can I get on a payday loan in Modesto, California?

The maximum amount of money you can get on a payday loan in Modesto, California is $300, and the maximum term is 31 days. The finance charge fees and/or interest rates (APR) if specified can go up to 15% (). But keep in mind that it's short term loans and small amounts of money. You would be able to repay them with your next paycheck.

Minimum Loan Amount $100
Maximum Loan Amount $300
Minimum Loan Term 7 days
Minimum Loan Term 31 days
Credit score requirements Available for Bad Credit
Credit Check No Credit Check

What credit score is needed for a payday loan in Modesto, California?

If the credit score is the only reason for you to not apply for a loan, fear not! You don’t need a good credit score for a payday loan, because most lenders do not even do a credit check for their clients. Because cash advance are short term loans, the only thing they care about if proof of income.

Can you get a payday loan in Modesto, California with a 450-500-550 credit score?

The short answer is yes, you can get a payday loan with a 450-500-550 credit score. As we’ve already mentioned, direct lenders, unlike banks, do not perform credit checks. The payroll loans are secured by your paychecks.

Can I get a payday loan in Modesto, California with really bad credit?

Let us repeat this again: yes, you can get a payday loan even with really bad credit, no matter how low your credit score is.

What are payday loans that accept unemployment benefits in Modesto, California near you?

If you're unemployed and you urgently need some cash to cover the monthly budget gap, there's a chance for you too. Submit your info via the form on our website (click the Apply Now button) and we will make sure one of our ending partners will help you within 1 working day.

There are some things you should know though. First, you need to make sure you can repay the loan and prepare some proof of income (anything will do). It will make sure a whole lot easier for you and for the lender if you could do that. Second, did you calculate the risks? The payday loans rates are pretty aggressive nowadays. They can help in bad hour but they can also make your life a nightmare if you fail to repay it in time. Please, think twice and make an weighted decision.

When we say you're gonna need a "proof of income" it doesn't necessarily have to be a paycheck (you're unemployed, duh!) but any reliable source of income:

  • Alimonies
  • Rental property income
  • Unemployment benefits
  • Disability payments
  • Social Security income
  • Child support
  • etc.

If you have any of the alternative source of income, you already may qualify for an online loan. But even if you don't have any of the abovementioned income sources, you still can apply! It doesn't hurt to try, right! Our lender partners are very loyal to our clients and gladly will consider your application.

What payday loans are open today?

To find the lenders that are open today, please refer to our directory below. We recommend applying online via our form. This way you can get instant approval and get your money faster.

Also, online payday loans are always open 24 hours 7 days a week. Even on Sundays ;)

Payday Loan Companies in Modesto, California:

5 Star Car Title Loans Payday Loans Picture

5 Star Car Title Loans

5
★★★★★
Based on 2 Google reviews
Name: 5 Star Car Title Loans
Address: 120 E Hatch Rd suite a, Modesto, CA 95351, USA
Phone: (209) 661-7504
Website: https://5starloans.com/locations/modesto/
TitleMax Title Loans Payday Loans Picture

TitleMax Title Loans

5
★★★★★
Based on 136 Google reviews
Name: TitleMax Title Loans
Address: 1021 Oakdale Rd, Modesto, CA 95355, USA
Phone: (209) 529-1807
Website: https://titlemax.com/store/modesto-ca-2-title-loans
TitleMax Title Loans Payday Loans Picture

TitleMax Title Loans

5
★★★★★
Based on 113 Google reviews
Name: TitleMax Title Loans
Address: 1440 E Hatch Rd Suite 101, Modesto, CA 95351, USA
Phone: (209) 538-1338
Website: https://titlemax.com/store/modesto-ca-1/
Advance America Payday Loans Picture

Advance America

5
★★★★★
Based on 8 Google reviews
Name: Advance America
Address: 2401 E Orangeburg Ave Ste. 170, Modesto, CA 95355, USA
Phone: (209) 579-1508
Website: https://advanceamerica.net/store-locations/california/2401-e-orangeburg-ave-ste-170-modesto-95355
Fast Auto & Payday Loans Payday Loans Picture

Fast Auto & Payday Loans

5
★★★★★
Based on 2 Google reviews
Name: Fast Auto & Payday Loans
Address: 601 Scenic Dr, Modesto, CA 95350, USA
Phone:
Website: https://fastautoandpaydayloans.com/
Fast Auto And Payday Loans Payday Loans Picture

Fast Auto And Payday Loans

5
★★★★★
Based on 269 Google reviews
Name: Fast Auto And Payday Loans
Address: 201 McHenry Ave A, Modesto, CA 95354, USA
Phone: (209) 521-1127
Website: https://fastautoandpaydayloans.com/california-title-loan-locations/ca0407/201-mchenry-ave-ste-a/modesto/ca/95354
Advance America Payday Loans Picture

Advance America

4.9
★★★★★
Based on 7 Google reviews
Name: Advance America
Address: 1801 H St Ste. A-2, Modesto, CA 95354, USA
Phone: (209) 527-1390
Website: https://advanceamerica.net/store-locations/california/1801-h-street-ste-a-2-modesto-95354
Check Into Cash Payday Loans Picture

Check Into Cash

4.9
★★★★★
Based on 36 Google reviews
Name: Check Into Cash
Address: 2020 Standiford Ave, Modesto, CA 95350, USA
Phone: (209) 342-0160
Website: https://local.checkintocash.com/ca/modesto/2020-standiford-ave-9010.html
Check `n Go Payday Loans Picture

Check `n Go

4.9
★★★★★
Based on 71 Google reviews
Name: Check `n Go
Address: 2100 Standiford Ave, Modesto, CA 95350, USA
Phone: (209) 524-7830
Website: https://locations.checkngo.com/california/modesto/2100-standiford-ave-
Advance America Payday Loans Picture

Advance America

4.8
★★★★★
Based on 4 Google reviews
Name: Advance America
Address: 2101 Standiford Ave Suite J, Modesto, CA 95350, USA
Phone: (209) 579-1007
Website: https://advanceamerica.net/store-locations/california/2101-standiford-ave-suite-j-modesto-95350
Check `n Go Payday Loans Picture

Check `n Go

4.8
★★★★★
Based on 90 Google reviews
Name: Check `n Go
Address: 1717 Oakdale Rd Suite M, Modesto, CA 95355, USA
Phone: (209) 572-4400
Website: https://locations.checkngo.com/california/modesto/1717-oakdale-road
Apoyo Financiero Modesto Payday Loans Picture

Apoyo Financiero Modesto

4.8
★★★★★
Based on 64 Google reviews
Name: Apoyo Financiero Modesto
Address: 1413 Crows Landing Rd, Modesto, CA 95351, USA
Phone: (209) 248-8415
Website: https://apoyo-financiero.com/
ACE Cash Express Payday Loans Picture

ACE Cash Express

4.8
★★★★★
Based on 12 Google reviews
Name: ACE Cash Express
Address: 2508 Oakdale Rd Ste C3, Modesto, CA 95355, USA
Phone: (209) 551-7911
Website: https://acecashexpress.com/locations/california/modesto/4073
Advance America Payday Loans Picture

Advance America

4.6
★★★★★
Based on 9 Google reviews
Name: Advance America
Address: 1633 E Hatch Rd Ste. 1-E, Modesto, CA 95351, USA
Phone: (209) 538-6094
Website: https://advanceamerica.net/store-locations/california/1633-e-hatch-rd-ste-1-e-modesto-95351
Cash 1 Payday Loans Picture

Cash 1

4.6
★★★★★
Based on 10 Google reviews
Name: Cash 1
Address: 3440 McHenry Ave, Modesto, CA 95350, USA
Phone: (209) 248-4966
Website: https://ccfi.com/cash1today
Check Into Cash Payday Loans Picture

Check Into Cash

4.3
★★★★★
Based on 39 Google reviews
Name: Check Into Cash
Address: 2519 Coffee Rd 101, Modesto, CA 95355, USA
Phone: (209) 576-7917
Website: https://local.checkintocash.com/ca/modesto/2519-coffee-road--suite-101-9219.html
Money Mart Payday Loans Picture

Money Mart

4.3
★★★★★
Based on 14 Google reviews
Name: Money Mart
Address: 1301 J St, Modesto, CA 95354, USA
Phone: (209) 523-8962
Website: https://moneymart.com/StoreDetails/StoreDetails
ACE Cash Express Payday Loans Picture

ACE Cash Express

4.1
★★★★★
Based on 10 Google reviews
Name: ACE Cash Express
Address: 420 H St, Modesto, CA 95351, USA
Phone: (209) 526-8900
Website: https://acecashexpress.com/locations/california/modesto/4064
Money Mart Payday Loans Picture

Money Mart

4
★★★★★
Based on 8 Google reviews
Name: Money Mart
Address: 1425 La Loma Ave, Modesto, CA 95354, USA
Phone: (209) 576-1599
Website: https://moneymart.com/
OneMain Financial Payday Loans Picture

OneMain Financial

4
★★★★★
Based on 13 Google reviews
Name: OneMain Financial
Address: 2900 Standiford Ave Ste 12, Modesto, CA 95350, USA
Phone: (209) 522-3247
Website: https://onemainfinancial.com/branches/CA/Modesto/95350/1145
Money Mart Payday Loans Picture

Money Mart

3.8
★★★★★
Based on 14 Google reviews
Name: Money Mart
Address: 2800 McHenry Ave 3, Modesto, CA 95350, USA
Phone: (209) 529-9004
Website: https://moneymart.com/
California Check Cashing Stores Payday Loans Picture

California Check Cashing Stores

3.6
★★★★★
Based on 12 Google reviews
Name: California Check Cashing Stores
Address: 417 McHenry Ave, Modesto, CA 95354, USA
Phone: (209) 222-3761
Website: https://ccfi.com/99payday
ACE Cash Express Payday Loans Picture

ACE Cash Express

3.6
★★★★★
Based on 8 Google reviews
Name: ACE Cash Express
Address: 1320 Standiford Ave Ste 8, Modesto, CA 95350, USA
Phone: (209) 572-2900
Website: https://acecashexpress.com/locations/california/modesto/4072
California Check Cashing Stores Payday Loans Picture

California Check Cashing Stores

3.2
★★★★★
Based on 21 Google reviews
Name: California Check Cashing Stores
Address: 1800 Prescott Rd Suite 1A, Modesto, CA 95350, USA
Phone: (209) 578-2727
Website: https://ccfi.com/99payday
Money Mart Payday Loans Picture

Money Mart

3.2
★★★★★
Based on 16 Google reviews
Name: Money Mart
Address: 1650 E Hatch Rd, Modesto, CA 95351, USA
Phone: (209) 537-4855
Website: https://moneymart.com/StoreDetails/StoreDetails
Beneficial Bank Payday Loans Picture

Beneficial Bank

2.8
★★★★★
Based on 6 Google reviews
Name: Beneficial Bank
Address: 4623 McHenry Ave C, Modesto, CA 95356, USA
Phone: (888) 326-2265
Website: https://beneficialstatebank.com/
Get Payday Loans Payday Loans Picture

Get Payday Loans

1
★★★★★
Based on 1 Google reviews
Name: Get Payday Loans
Address: W Briggsmore Ave, Modesto, CA 95350, USA
Phone: (855) 748-5759
Website: https://No website
LoanMart Title Loans at ACE Cash Express Payday Loans Picture

LoanMart Title Loans at ACE Cash Express

0
★★★★★
Based on 0 Google reviews
Name: LoanMart Title Loans at ACE Cash Express
Address: 2508 Oakdale Rd Ste C3, Modesto, CA 95355, USA
Phone: (209) 353-1696
Website: https://800loanmart.com/location/title-loans-modesto-ca/
LoanMart Title Loans at ACE Cash Express Payday Loans Picture

LoanMart Title Loans at ACE Cash Express

0
★★★★★
Based on 0 Google reviews
Name: LoanMart Title Loans at ACE Cash Express
Address: 1320 Standiford Ave Ste 8, Modesto, CA 95350, USA
Phone: (209) 568-4170
Website: https://800loanmart.com/location/title-loans-tully-manor-west-ca/